What is OceanFirst Financial Corp.'s (OCFC) StockRank?

MoatMap's StockRank for OceanFirst Financial Corp. (OCFC) is 44/100, with a Hold signal. This is a composite score combining Quality (35), Value (53), and Momentum (49) factor ranks across MoatMap's 20,000+ stock universe.

Does OceanFirst Financial Corp. have an economic moat?

OceanFirst Financial Corp. (OCFC) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is OceanFirst Financial Corp. a buy, hold, or sell?

MoatMap's current signal for OceanFirst Financial Corp. (OCFC) is Hold, based on a StockRank of 44/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is OceanFirst Financial Corp. in?

OceanFirst Financial Corp. (OCFC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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OCFC

HOLD

OceanFirst Financial Corp. · Financial Services · United States · $1.7B · Avg Vol: $21M/d

StockRank

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P/E (TTM)

16.8x

ROE

4.1%

D/E

1.0x

Dividend %

4.0%

COMPANY DESCRIPTION

OceanFirst Financial Corp. operates as the holding company for OceanFirst Bank, providing a full suite of commercial and retail banking services, including lending, deposits, and wealth management, primarily across New Jersey, New York, and Pennsylvania. The bank leverages its deep community ties and relationship-based approach to banking, establishing a solid regional presence and customer loyalty.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	431.6M	398.7M	379.8M	400.3M	-2.5%	396.6M	599.9M	746.5M	36.6%
EPS	2.43	1.70	1.65	1.17	-21.6%	1.18	1.52	1.89	27.2%
Shares	59.1M	59.4M	58.6M	57.4M	-3.0%	—	—	—	—
Debt	1.4B	974.8M	1.2B	1.6B	4.0%	1.6B	—	—	—
Equity	1.6B	1.7B	1.7B	1.7B	1.6%	—	—	—	—
Op CF	250.4M	124.3M	92.2M	87.2M	-29.6%	114.2M	—	—	—
Inv CF	-1.3B	-488.0M	106.4M	-1.2B	—	—	—	—	—
Fin CF	1.0B	349.5M	-228.7M	1.1B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+6.3%

SMA 50SMA 200

$19.56

RSI (14)

58.9

52W High

$20.33

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.5%*22.8

ROE

4.1%23.2

GP/Assets

2.7%N/A

Op. Margin

35.2%53.8

FCF/Assets

0.7%N/A

Piotroski

444.0

Int. Cover

—50.0

D/E Ratio

0.95xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

16.8x33.2

EV/EBITDA

bankN/A

P/FCF

16.0xN/A

P/B

0.7x85.7

P/S

4.3x43.6

Div Yield

4.0%51.8

Momentum

52W High %

96%67.5

RS 6M

-4%50.3

SMA 50/200

1.02x46.9

EPS Rev 4W

-2.2%22.9

EPS Rev 12W

-4.7%14.8

EPS Improve

+96%81.9

Q Growth

-5%25.6

FUNDAMENTALS

Market Cap

$1.7B

P/E (Forward)

8.6x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of OCFC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
OCFC	OceanFirst Financial Corp.(you)	$1.7B	44	HOLD
FSUN	FirstSun Capital Bancorp	$1.6B	44	HOLD
NBHC	National Bank Holdings Corporation	$1.9B	47	HOLD
TFIN	Triumph Financial, Inc.	$1.8B	37	HOLD
HOPE	Hope Bancorp, Inc.	$1.7B	52	HOLD
HAPN	Happen, Inc.	$2.1B	50	HOLD
BFC	Bank First Corporation	$1.7B	54	HOLD
LC	LendingClub Corporation	$2.2B	50	HOLD
FBNC	First Bancorp	$2.6B	41	HOLD
CLBK	Columbia Financial, Inc.	$1.1B	40	HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Price	$19.56
Market Cap	$1.7B
P/E (TTM)	16.81
P/E (Forward)	8.57
Price/Book	0.68
Return on Equity	4.1%
Debt/Equity	0.95x
Operating Margin	35.2%
Revenue Growth	8.5%
Dividend Yield	4.0%
Free Cash Flow	$106M