OceanFirst Financial Corp. (OCFC) — Stock Score Summary

OceanFirst Financial Corp. (OCFC) has a MoatMap StockRank of 34/100 based on Quality (32/100), Value (45/100), and Momentum (44/100) factor scores. The current signal is SELL. OceanFirst Financial is a regional bank facing net interest margin pressure and localized real estate exposure. It lacks a national scale moat or any unique alignment with our high-conviction macro themes.

OceanFirst Financial Corp. operates as the holding company for OceanFirst Bank, providing a full suite of commercial and retail banking services, including lending, deposits, and wealth management, primarily across New Jersey, New York, and Pennsylvania. The bank leverages its deep community ties and relationship-based approach to banking, establishing a solid regional presence and customer loyalty.

Key Financial Metrics

Price$18.15
Market Cap$1.1B
P/E (TTM)15.09
P/E (Forward)7.49
Price/Book0.61
Return on Equity4.1%
Gross Margin0.0%
Operating Margin35.2%
Revenue Growth8.5%
Dividend Yield4.5%

OceanFirst Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is OceanFirst Financial Corp.’s (OCFC) StockRank?
MoatMap’s StockRank for OceanFirst Financial Corp. (OCFC) is 34/100, with a Sell signal. It is a composite of Quality (32), Value (45), and Momentum (44) factor ranks across MoatMap’s 19,000+ stock universe.
Does OceanFirst Financial Corp. have an economic moat?
OceanFirst Financial Corp. (OCFC) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is OceanFirst Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for OceanFirst Financial Corp. (OCFC) is Sell, based on a StockRank of 34/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is OceanFirst Financial Corp. in?
OceanFirst Financial Corp. (OCFC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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