Esquire Financial Holdings, Inc. (ESQ) — Stock Score Summary

Esquire Financial Holdings, Inc. (ESQ) has a MoatMap StockRank of 37/100 based on Quality (54/100), Value (20/100), and Momentum (51/100) factor scores. The current signal is HOLD. Esquire Financial is a solid, high-performing niche bank specializing in the legal industry with respectable quality metrics (Q: 54). However, it lacks direct alignment with our core macro themes and does not present an asymmetric, macro-driven inflection point.

Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, a national bank primarily serving the legal community and small businesses across the United States. The bank differentiates itself through its niche focus, offering specialized banking and payment processing solutions tailored to law firm trust accounts and class action settlement services. It operates as an innovative financial institution, leveraging technology to provide high-value services and foster deep relationships within the legal sector.

Key Financial Metrics

Price$110.78
Market Cap$946M
P/E (TTM)18.29
P/E (Forward)12.56
Price/Book2.95
Return on Equity18.7%
Gross Margin0.0%
Operating Margin49.5%
Revenue Growth17.0%
Dividend Yield0.7%

Esquire Financial Holdings, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Esquire Financial Holdings, Inc.’s (ESQ) StockRank?
MoatMap’s StockRank for Esquire Financial Holdings, Inc. (ESQ) is 37/100, with a Hold signal. It is a composite of Quality (54), Value (20), and Momentum (51) factor ranks across MoatMap’s 19,000+ stock universe.
Does Esquire Financial Holdings, Inc. have an economic moat?
Esquire Financial Holdings, Inc. (ESQ) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Esquire Financial Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Esquire Financial Holdings, Inc. (ESQ) is Hold, based on a StockRank of 37/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Esquire Financial Holdings, Inc. in?
Esquire Financial Holdings, Inc. (ESQ) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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