Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ESQ
HoldPremium GrowerEsquire Financial Holdings, Inc. · Financial Services · United States · $1.4B · Avg Vol: $17M/d
COMPANY DESCRIPTION
Esquire Financial Holdings, Inc. is a bank holding company for Esquire Bank, a national bank primarily serving the legal community and small businesses across the United States. The bank differentiates itself through its niche focus, offering specialized banking and payment processing solutions tailored to law firm trust accounts and class action settlement services. It operates as an innovative financial institution, leveraging technology to provide high-value services and foster deep relationships within the legal sector.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 84.3M | 113.5M | 124.8M | 146.6M | 20.3% | 149.3M | 218.0M | 316.8M | 47.0% |
| EPS | 3.73 | 5.31 | 5.58 | 6.30 | 19.1% | 6.06 | 7.41 | 9.23 | 21.0% |
| Shares | 8.2M | 8.3M | 8.4M | 8.6M | +4.4% | — | — | — | — |
| Debt | — | — | — | — | — | — | — | — | — |
| Equity | 158.2M | 198.6M | 237.1M | 289.6M | 22.3% | — | — | — | — |
| Op CF | 38.8M | 42.4M | 42.2M | 59.8M | 15.5% | 67.6M | — | — | — |
| Inv CF | -221.5M | -215.4M | -308.3M | -362.1M | — | — | — | — | — |
| Fin CF | 197.7M | 174.1M | 227.2M | 411.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ESQ are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ESQ | Esquire Financial Holdings, Inc.(you) | $1.4B | 36 | Hold |
| FSUN | FirstSun Capital Bancorp | $1.8B | 36 | Hold |
| OCFC | OceanFirst Financial Corp. | $1.8B | 37 | Hold |
| NBHC | National Bank Holdings Corporation | $1.8B | 37 | Hold |
| EQBK | Equity Bancshares, Inc. | $1.0B | 42 | Hold |
| CASH | Pathward Financial, Inc. | $1.7B | 43 | Hold |
| TFIN | Triumph Financial, Inc. | $1.7B | 30 | Sell |
| HBNC | Horizon Bancorp, Inc. | $1.0B | 31 | Sell |
| ALRS | Alerus Financial Corporation | $825M | 42 | Hold |
| EGBN | Eagle Bancorp, Inc. | $840M | 29 | Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%