Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

FSUN

HOLD

FirstSun Capital Bancorp · Financial Services · United States · $1.6B · Avg Vol: $11M/d

45
StockRank
Get insider-trade alerts
Q
52
V
59
M
26
P/E (TTM)
10.4x
ROE
8.6%
D/E
0.1x
Dividend %

COMPANY DESCRIPTION

FirstSun Capital Bancorp is a bank holding company operating through its subsidiary, Sunflower Bank, N.A., providing a full range of banking services to individuals and businesses across a multi-state footprint in the Southwestern and Midwestern U.S. The company focuses on community-oriented banking with local decision-making, differentiating itself through personalized service and strong client relationships. Its organic growth strategy and opportunistic acquisitions bolster its regional market presence.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue322.7M365.0M377.4M409.0M8.2%404.0M653.1M759.0M36.2%
EPS1.742.554.152.763.5219.3%3.373.154.5213.3%
Shares24.9M25.0M27.7M27.9M+11.9%
Debt755.4M491.2M100.2M65.7M-55.7%162.0M
Equity774.5M877.2M1.0B1.2B14.2%
Op CF96.9M125.2M101.1M111.5M4.8%72.8M
Inv CF-538.1M-327.3M-80.9M-330.2M
Fin CF116.3M337.9M116.3M255.4M
Loading 1Y...
PRICE (1Y)-5.7%
33.9235.4036.8838.3739.85Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$34.81
RSI (14)
31.7
52W High
$42.34
From 52W High
0.8%

SCORE BREAKDOWN

Quality
52
ROIC (ROA)
1.1%*41.0
ROE
8.6%44.3
GP/Assets
4.8%N/A
Op. Margin
29.1%47.7
FCF/Assets
0.8%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.06xN/A
Current Ratio
bankN/A
Value
59
P/E (TTM)
10.4x68.3
EV/EBITDA
bankN/A
P/FCF
24.6xN/A
P/B
0.8x78.2
P/S
4.1x46.3
Div Yield
N/A
Momentum
26
52W High %
82%27.1
RS 6M
-16%18.6
SMA 50/200
0.98x26.6
EPS Rev 4W
-3.0%14.6
EPS Rev 12W
-8.5%8.3
EPS Improve
+36%63.7
Q Growth
-8%22.4

FUNDAMENTALS

Market Cap
$1.6B
P/E (Forward)
7.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FSUN are excluded.

TickerCompanyMkt CapStockRankSignal
FSUNFirstSun Capital Bancorp(you)$1.6B45HOLD
OCFCOceanFirst Financial Corp.$1.7B46HOLD
BFCBank First Corporation$1.7B50HOLD
NBHCNational Bank Holdings Corporation$1.9B47HOLD
EQBKEquity Bancshares, Inc.$1.0B43HOLD
TFINTriumph Financial, Inc.$1.8B36HOLD
BBTBeacon Financial Corporation$2.5B47HOLD
FBNCFirst Bancorp$2.6B43HOLD
LCLendingClub Corporation$2.2B50HOLD
CLBKColumbia Financial, Inc.$1.1B40HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

FirstSun Capital Bancorp (FSUN) — Stock Score Summary

FirstSun Capital Bancorp (FSUN) has a MoatMap StockRank of 45/100 based on Quality (52/100), Value (59/100), and Momentum (26/100) factor scores. The current signal is HOLD.

FirstSun Capital Bancorp is a bank holding company operating through its subsidiary, Sunflower Bank, N.A., providing a full range of banking services to individuals and businesses across a multi-state footprint in the Southwestern and Midwestern U.S. The company focuses on community-oriented banking with local decision-making, differentiating itself through personalized service and strong client relationships. Its organic growth strategy and opportunistic acquisitions bolster its regional market presence.

Key Financial Metrics

Price$34.81
Market Cap$1.6B
P/E (TTM)10.41
P/E (Forward)7.68
Price/Book0.83
Return on Equity8.6%
Debt/Equity0.06x
Operating Margin29.1%
Revenue Growth10.1%
Free Cash Flow$66M

FirstSun Capital Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is FirstSun Capital Bancorp’s (FSUN) StockRank?
MoatMap’s StockRank for FirstSun Capital Bancorp (FSUN) is 45/100, with a Hold signal. It is a composite of Quality (52), Value (59), and Momentum (26) factor ranks across MoatMap’s 20,000+ stock universe.
Does FirstSun Capital Bancorp have an economic moat?
FirstSun Capital Bancorp (FSUN) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is FirstSun Capital Bancorp a buy, hold, or sell?
MoatMap’s current signal for FirstSun Capital Bancorp (FSUN) is Hold, based on a StockRank of 45/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is FirstSun Capital Bancorp in?
FirstSun Capital Bancorp (FSUN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).