Triumph Financial, Inc. (TFIN) — Stock Score Summary

Triumph Financial, Inc. (TFIN) has a MoatMap StockRank of 46/100 based on Quality (34/100), Value (23/100), and Momentum (76/100) factor scores. The current signal is HOLD. Triumph Financial operates TriumphPay, a highly innovative payment network for the trucking industry with strong network effects. However, the freight market is in a deep cyclical downturn, and the business does not directly align with our 18-month macro themes.

Triumph Financial, Inc. is a financial holding company operating Triumph Bank (traditional banking) and TriumphPay (fintech payments platform for the transportation industry). The company differentiates itself with TriumphPay, a unique fintech platform that addresses the complex payment and factoring needs of the trucking industry, creating a network effect for carriers and brokers. Triumph Financial is an innovative financial services company combining traditional banking with a rapidly growing, specialized fintech platform, driving efficiency and transparency in a niche but vital industry.

Key Financial Metrics

Price$72.59
Market Cap$1.7B
P/E (TTM)59.82
P/E (Forward)27.15
Price/Book1.87
Return on Equity3.4%
Gross Margin0.0%
Operating Margin14.1%
Revenue Growth6.2%

Triumph Financial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Triumph Financial, Inc.’s (TFIN) StockRank?
MoatMap’s StockRank for Triumph Financial, Inc. (TFIN) is 46/100, with a Hold signal. It is a composite of Quality (34), Value (23), and Momentum (76) factor ranks across MoatMap’s 19,000+ stock universe.
Does Triumph Financial, Inc. have an economic moat?
Triumph Financial, Inc. (TFIN) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Triumph Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Triumph Financial, Inc. (TFIN) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Triumph Financial, Inc. in?
Triumph Financial, Inc. (TFIN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).