What is National Bank Holdings Corporation's (NBHC) StockRank?

MoatMap's StockRank for National Bank Holdings Corporation (NBHC) is 47/100, with a Hold signal. This is a composite score combining Quality (48), Value (37), and Momentum (56) factor ranks across MoatMap's 20,000+ stock universe.

Does National Bank Holdings Corporation have an economic moat?

National Bank Holdings Corporation (NBHC) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is National Bank Holdings Corporation a buy, hold, or sell?

MoatMap's current signal for National Bank Holdings Corporation (NBHC) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is National Bank Holdings Corporation in?

National Bank Holdings Corporation (NBHC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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NBHC

HOLD

National Bank Holdings Corporation · Financial Services · United States · $1.9B · Avg Vol: $21M/d

StockRank

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P/E (TTM)

17.3x

ROE

7.1%

D/E

0.0x

Dividend %

2.7%

COMPANY DESCRIPTION

National Bank Holdings Corporation is a bank holding company operating community banks primarily in the Rocky Mountain region and Midwest of the United States. The company provides a full suite of commercial and retail banking services, focusing on local markets and fostering strong client relationships. NBHC emphasizes organic growth and strategic acquisitions to build a high-performing community bank franchise.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	328.7M	420.1M	401.4M	411.6M	7.8%	429.2M	517.8M	557.9M	16.4%
EPS	2.20	3.74	3.10	2.86	9.1%	2.64	3.11	3.72	14.0%
Shares	37.6M	37.8M	38.1M	37.8M	+0.4%	44.8M	—	—	—
Debt	438.9M	394.2M	104.5M	54.5M	-50.1%	228.4M	—	—	—
Equity	1.1B	1.2B	1.3B	1.4B	8.2%	—	—	—	—
Op CF	214.6M	166.9M	155.3M	162.4M	-8.9%	66.0M	—	—	—
Inv CF	-752.1M	-404.0M	64.7M	186.5M	—	—	—	—	—
Fin CF	-114.2M	230.9M	-284.4M	-59.7M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-0.7%

SMA 50SMA 200

$42.63

RSI (14)

47.1

52W High

$47.28

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*35.4

ROE

7.1%36.0

GP/Assets

4.3%N/A

Op. Margin

24.2%43.1

FCF/Assets

0.4%N/A

Piotroski

683.6

Int. Cover

—50.0

D/E Ratio

0.04xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

17.3x31.4

EV/EBITDA

bankN/A

P/FCF

47.4xN/A

P/B

1.2x46.4

P/S

4.8x38.5

Div Yield

2.7%33.8

Momentum

52W High %

90%41.1

RS 6M

-0%56.1

SMA 50/200

1.08x69.4

EPS Rev 4W

+0.3%82.1

EPS Rev 12W

+0.3%60.4

EPS Improve

+57%74.4

Q Growth

-14%18.4

FUNDAMENTALS

Market Cap

$1.9B

P/E (Forward)

11.1x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of NBHC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
NBHC	National Bank Holdings Corporation(you)	$1.9B	47	HOLD
LC	LendingClub Corporation	$2.2B	50	HOLD
OCFC	OceanFirst Financial Corp.	$1.7B	50	HOLD
HAPN	Happen, Inc.	$2.1B	52	HOLD
FBNC	First Bancorp	$2.6B	47	HOLD
BBT	Beacon Financial Corporation	$2.5B	49	HOLD
BFC	Bank First Corporation	$1.7B	53	HOLD
LOB	Live Oak Bancshares, Inc.	$1.9B	58	HOLD
VLYPO	Valley National Bancorp	$3.3B	48	HOLD
FSUN	FirstSun Capital Bancorp	$1.6B	56	HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Price	$42.63
Market Cap	$1.9B
P/E (TTM)	17.33
P/E (Forward)	11.05
Price/Book	1.23
Return on Equity	7.1%
Debt/Equity	0.04x
Operating Margin	24.2%
Revenue Growth	33.7%
Dividend Yield	2.7%
Free Cash Flow	$41M