What is PTC India Financial Services Limited's (PFS.NS) StockRank?

MoatMap's StockRank for PTC India Financial Services Limited (PFS.NS) is 84/100, with a Strong Buy signal. This is a composite score combining Quality (77), Value (69), and Momentum (35) factor ranks across MoatMap's universe of 25,000+ stocks.

Does PTC India Financial Services Limited have an economic moat?

PTC India Financial Services Limited (PFS.NS) has a Quality factor score of 77/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is PTC India Financial Services Limited a buy, hold, or sell?

MoatMap's current signal for PTC India Financial Services Limited (PFS.NS) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is PTC India Financial Services Limited in?

PTC India Financial Services Limited (PFS.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).

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PFS.NS

Strong BuyUnloved Quality

PTC India Financial Services Limited · Financial Services · India · $188M · Avg Vol: $159K/d

StockRank

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P/E (TTM)

7.8x

ROE

10.4%

D/E

0.6x

Dividend %

—

COMPANY DESCRIPTION

PTC India Financial Services Limited, a non-banking finance company, provides project financing services for entire energy value chain through investment and lending into power generation, transmission and distribution, and fuel sources and related infrastructure projects; offers debt assistance to...

FINANCIAL SUMMARY (INR)

Year	2023	2024	2025	2026	CAGR	TTM
Revenue	7.5B	7.0B	5.6B	4.5B	-15.8%	4.5B
EPS (INR)	2.74	2.50	3.38	4.97	22.0%	3.49
Shares	642.3M	642.3M	642.3M	642.3M	0.0%	642.3M
Debt	51.2B	39.3B	28.6B	17.7B	-29.8%	17.8B
Equity	24.4B	25.4B	27.5B	30.8B	8.0%	—
Op CF	18.9B	25.6B	11.4B	17.8B	-1.9%	17.9B
Inv CF	2.6B	-6.9B	7.8B	-11.7B	—	—
Fin CF	-24.6B	-16.7B	-13.8B	-13.2B	—	—

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PRICE (1Y)-2.1%

SMA 50SMA 200

$0.2848

RSI (14)

38.7

52W High

$0.4239

From 52W High

0.7%

SCORE BREAKDOWN

Quality

ROIC

9.6%84.3

ROE

10.4%52.4

GP/Assets

9.0%71.3

Op. Margin

84.1%90.8

FCF/Assets

35.9%98.8

Piotroski

892.3

Int. Cover

50.0x89.2

D/E Ratio

0.57x40.0

Current Ratio

3.09x68.7

Value

P/E (TTM)

7.8x79.2

EV/EBITDA

8.7x56.0

P/FCF

1.0x95.1

P/B

0.6x89.7

P/S

3.9x46.1

Div Yield

—N/A

Momentum

52W High %

67%14.2

RS 6M

-0%54.5

SMA 50/200

0.94x15.4

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+74%79.5

Q Growth

-59%5.6

FUNDAMENTALS

Market Cap

$188M

P/E (Forward)

4.5x

Gross Margin

46.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PFS.NS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
PFS.NS	PTC India Financial Services Limited(you)	$188M	84	Strong Buy
SATIN.NS	Satin Creditcare Network Limited	$252M	74	Buy
ARMANFIN.NS	Arman Financial Services Limited	$225M	49	Hold
NORTHARC.NS	Northern Arc Capital Limited	$530M	60	Hold
FUSION.NS	Fusion Finance Limited	$345M	51	Hold
LAXMIINDIA.NS	Laxmi India Finance Limited	$72M	56	Hold
MUTHOOTMF.NS	Muthoot Microfin Limited	$357M	49	Hold
MUFIN.NS	Mufin Green Finance Limited	$283M	44	Hold
CSLFINANCE.NS	CSL Finance Limited	$57M	58	Hold
VHL.NS	Vardhman Holdings Limited	$122M	42	Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%

PTC India Financial Services Limited (PFS.NS): Stock Score Summary

PTC India Financial Services Limited (PFS.NS) has a MoatMap StockRank of 84/100 based on Quality (77/100), Value (69/100), and Momentum (35/100) factor scores. The current signal is STRONG BUY.

Key Financial Metrics

Price	$0.28
Market Cap	$188M
P/E (TTM)	7.84
P/E (Forward)	4.50
Price/Book	0.57
Return on Equity	10.4%
Return on Invested Capital	9.6%
Debt/Equity	0.57x
Gross Margin	46.6%
Operating Margin	84.1%
Revenue Growth	-55.5%
Free Cash Flow	$187M

PTC India Financial Services Limited operates in the Credit Services industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is PTC India Financial Services Limited’s (PFS.NS) StockRank?: MoatMap’s StockRank for PTC India Financial Services Limited (PFS.NS) is 84/100, with a Strong Buy signal. It is a composite of Quality (77), Value (69), and Momentum (35) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does PTC India Financial Services Limited have an economic moat?: PTC India Financial Services Limited (PFS.NS) has a Quality factor score of 77/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is PTC India Financial Services Limited a buy, hold, or sell?: MoatMap’s current signal for PTC India Financial Services Limited (PFS.NS) is Strong Buy, based on a StockRank of 84/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is PTC India Financial Services Limited in?: PTC India Financial Services Limited (PFS.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).