Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PLBC
BUYPlumas Bancorp · Financial Services · United States · $427M · Avg Vol: $5M/d
COMPANY DESCRIPTION
Plumas Bancorp is a bank holding company for Plumas Bank, offering a full range of banking and financial services to small and medium-sized businesses and individuals in Northern California and Nevada. The company benefits from strong community ties and local market knowledge, focusing on personalized service to build customer loyalty and organic growth. Plumas Bancorp is a regional community bank primarily serving rural and less densely populated areas, emphasizing relationship-based banking.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 69.3M | 80.1M | 62.2M | 92.4M | 10.1% | 106.9M | 108.2M | 112.0M | 10.1% |
| EPS | 4.53 | 5.08 | 4.85 | 4.60 | 0.5% | 5.08 | 4.93 | 5.03 | 4.5% |
| Shares | 5.9M | 5.9M | 5.9M | 7.0M | +18.9% | 7.0M | — | — | — |
| Debt | 10.3M | 93.0M | 39.8M | 50.0M | 69.3% | 103.6M | — | — | — |
| Equity | 119.0M | 147.3M | 177.9M | 261.1M | 29.9% | — | — | — | — |
| Op CF | 56.9M | 38.3M | 30.5M | 21.6M | -27.6% | 21.6M | — | — | — |
| Inv CF | -270.8M | -90.6M | 10.2M | 70.3M | — | — | — | — | — |
| Fin CF | 16.7M | -45.6M | -44.4M | -93.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PLBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PLBC | Plumas Bancorp(you) | $427M | 79 | BUY |
| WSBF | Waterstone Financial, Inc. | $362M | 79 | BUY |
| BWFG | Bankwell Financial Group, Inc. | $496M | 80 | STRONG BUY |
| PCB | PCB Bancorp | $400M | 76 | BUY |
| NWFL | Norwood Financial Corp. | $355M | 80 | STRONG BUY |
| FMAO | Farmers & Merchants Bancorp, Inc. | $426M | 85 | STRONG BUY |
| HBCP | Home Bancorp, Inc. | $552M | 80 | STRONG BUY |
| NECB | Northeast Community Bancorp, Inc. | $369M | 76 | BUY |
| FVCB | FVCBankcorp, Inc. | $324M | 78 | BUY |
| CBK | Commercial Bancgroup, Inc. | $454M | 74 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%