Rocket Companies, Inc. (RKT) — Stock Score Summary

Rocket Companies, Inc. (RKT) has a MoatMap StockRank of 9/100 based on Quality (41/100), Value (23/100), and Momentum (25/100) factor scores. The current signal is STRONG SELL. Rocket Companies is highly sensitive to US mortgage rate cycles and consumer credit health. Under a higher-for-longer interest rate regime driven by structural inflation and energy premiums, mortgage origination volumes will remain depressed, failing to provide any asymmetric upside.

Rocket Companies, Inc. is a tech-driven financial services company best known for Rocket Mortgage, the largest retail mortgage lender in the United States. The company leverages its proprietary, highly automated digital lending platform to process loans with superior speed and efficiency compared to traditional banks. Its competitive moat is reinforced by a powerful direct-to-consumer brand, high customer retention rates, and a scalable, asset-light operating model.

Key Financial Metrics

Price$13.18
Market Cap$40.7B
P/E (Forward)12.18
Price/Book1.61
Return on Equity1.7%
Debt/Equity136.36
Gross Margin100.0%
Operating Margin28.2%
Revenue Growth167.1%
Free Cash Flow$-4.3B

Rocket Companies, Inc. operates in the Mortgage Finance industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Rocket Companies, Inc.’s (RKT) StockRank?
MoatMap’s StockRank for Rocket Companies, Inc. (RKT) is 9/100, with a Strong Sell signal. It is a composite of Quality (41), Value (23), and Momentum (25) factor ranks across MoatMap’s 19,000+ stock universe.
Does Rocket Companies, Inc. have an economic moat?
Rocket Companies, Inc. (RKT) has a Quality factor score of 41/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Rocket Companies, Inc. a buy, hold, or sell?
MoatMap’s current signal for Rocket Companies, Inc. (RKT) is Strong Sell, based on a StockRank of 9/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Rocket Companies, Inc. in?
Rocket Companies, Inc. (RKT) operates in the Financial Services sector, specifically the Mortgage Finance industry (United States).
Browse all ranked stocksRKT deep dive reportAI ChampionsHow we score stocksSense-check another stock