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CZWI

STRONG SELL

Citizens Community Bancorp, Inc. · Financial Services · United States · $209M · Avg Vol: $2M/d

15
StockRank
Q
38
V
30
M
30
P/E (TTM)
14.3x
ROE
8.1%
D/E
0.3x
Dividend %
0.5%
Director Trades · 180d
+$74.9K · −$104.2K →
Buybacks · 180d
None in 180d →
Loading...
PRICE (1Y)+3.4%
20.0020.5321.0621.6022.13May 8Jun 1Jun 22
SMA 50SMA 200
Close
$22.13
RSI (14)
68.5
52W High
$22.51
From 52W High
1.0%

SCORE BREAKDOWN

Quality
38
ROIC (ROA)
0.8%*34.2
ROE
8.1%37.5
GP/Assets
3.4%39.4
Op. Margin
16.6%32.9
FCF/Assets
0.6%33.2
Piotroski
233.7
Int. Cover
—N/A
D/E Ratio
0.28x59.8
Current Ratio
—N/A
Value
30
P/E (TTM)
14.3x42.0
EV/EBITDA
—N/A
P/FCF
20.1x33.2
P/B
1.7x27.4
P/S
3.5x50.4
Div Yield
0.5%6.5
Momentum
30
52W High %
98%N/A
RS 6M
9%N/A
SMA 50/200
1.14xN/A
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+44%69.7
Q Growth
-29%12.5

FUNDAMENTALS

Market Cap
$209M
P/E (Forward)
9.9x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CZWI are excluded.

TickerCompanyMkt CapStockRankSignal
CZWICitizens Community Bancorp, Inc.(you)$209M15STRONG SELL
FINWFinWise Bancorp$209M17STRONG SELL
HYNEHoyne Bancorp, Inc.$124M13STRONG SELL
BRBSBlue Ridge Bankshares, Inc.$304M10STRONG SELL
FBLAFB Bancorp, Inc.$235M27SELL
BSBKBogota Financial Corp.$116M12STRONG SELL
FNWDFinward Bancorp$146M24SELL
FDSBFifth District Bancorp, Inc.$84M15STRONG SELL
AFBIAffinity Bancshares, Inc.$137M26SELL
FGBIFirst Guaranty Bancshares, Inc.$176M31SELL

Peer medians: ROE 10.7% · P/E 13.5x · Gross margin 0.0%

Citizens Community Bancorp, Inc. (CZWI) — Stock Score Summary

Citizens Community Bancorp, Inc. (CZWI) has a MoatMap StockRank of 15/100 based on Quality (38/100), Value (30/100), and Momentum (30/100) factor scores. The current signal is STRONG SELL.

Key Financial Metrics

Price$22.13
Market Cap$209M
P/E (TTM)14.28
P/E (Forward)9.93
Price/Book1.74
Return on Equity8.1%
Debt/Equity27.56
Gross Margin0.0%
Operating Margin16.6%
Revenue Growth25.1%
Dividend Yield0.5%
Free Cash Flow$10M

Citizens Community Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Citizens Community Bancorp, Inc.’s (CZWI) StockRank?
MoatMap’s StockRank for Citizens Community Bancorp, Inc. (CZWI) is 15/100, with a Strong Sell signal. It is a composite of Quality (38), Value (30), and Momentum (30) factor ranks across MoatMap’s 20,000+ stock universe.
Does Citizens Community Bancorp, Inc. have an economic moat?
Citizens Community Bancorp, Inc. (CZWI) has a Quality factor score of 38/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Citizens Community Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Citizens Community Bancorp, Inc. (CZWI) is Strong Sell, based on a StockRank of 15/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Citizens Community Bancorp, Inc. in?
Citizens Community Bancorp, Inc. (CZWI) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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