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PRK

HOLD

Park National Corporation · Financial Services · United States · $3.4B · Avg Vol: $22M/d

63
StockRank
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Q
65
V
29
M
64
P/E (TTM)
17.2x
ROE
12.0%
D/E
0.0x
Dividend %
2.3%

COMPANY DESCRIPTION

Park National Corporation is a community bank holding company providing a full range of commercial and retail banking services, alongside trust and wealth management solutions, primarily across Ohio and Kentucky. Its competitive moat is built upon deep community ties, a strong focus on personalized customer relationships, and an in-depth understanding of local market dynamics. The bank serves small to medium-sized businesses and individuals, fostering loyalty through its relationship-based banking model.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue483.0M465.7M520.6M557.2M4.9%573.2M673.8M696.1M11.8%
EPS9.137.849.3811.187.0%10.8912.3112.626.3%
Shares16.3M16.1M16.2M16.1M-1.1%18.1M
Debt208.0M425.8M206.2M17.1M-56.5%169.6M
Equity1.1B1.1B1.2B1.4B8.2%
Op CF136.6M151.1M178.8M198.3M13.2%191.5M
Inv CF-405.5M63.5M-19.1M86.2M
Fin CF239.4M-186.1M-217.4M-211.5M
Loading 1Y...
PRICE (1Y)+5.1%
173178183187192Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$189.35
RSI (14)
57.6
52W High
$192.77
From 52W High
1.0%

SCORE BREAKDOWN

Quality
65
ROIC (ROA)
1.6%*50.6
ROE
12.0%63.1
GP/Assets
5.8%N/A
Op. Margin
44.9%65.5
FCF/Assets
1.9%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
29
P/E (TTM)
17.2x31.9
EV/EBITDA
bankN/A
P/FCF
18.8xN/A
P/B
2.0x24.8
P/S
5.9x30.9
Div Yield
2.3%26.8
Momentum
64
52W High %
98%84.1
RS 6M
12%78.9
SMA 50/200
1.08x69.8
EPS Rev 4W
-0.6%43.7
EPS Rev 12W
+1.6%72.1
EPS Improve
+17%42.7
Q Growth
-1%28.4

FUNDAMENTALS

Market Cap
$3.4B
P/E (Forward)
14.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PRK are excluded.

TickerCompanyMkt CapStockRankSignal
PRKPark National Corporation(you)$3.4B63HOLD
INDBIndependent Bank Corp.$4.1B61HOLD
FFBCFirst Financial Bancorp.$3.6B69BUY
TRMKTrustmark Corporation$2.7B65BUY
CBUCommunity Financial System, Inc.$3.5B57HOLD
RNSTRenasant Corporation$4.0B67BUY
WAFDWaFd, Inc.$2.7B61HOLD
BANCBanc of California, Inc.$3.3B57HOLD
CVBFCVB Financial Corp.$4.0B68BUY
FHBFirst Hawaiian, Inc.$3.4B71BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Park National Corporation (PRK) — Stock Score Summary

Park National Corporation (PRK) has a MoatMap StockRank of 63/100 based on Quality (65/100), Value (29/100), and Momentum (64/100) factor scores. The current signal is HOLD.

Park National Corporation is a community bank holding company providing a full range of commercial and retail banking services, alongside trust and wealth management solutions, primarily across Ohio and Kentucky. Its competitive moat is built upon deep community ties, a strong focus on personalized customer relationships, and an in-depth understanding of local market dynamics. The bank serves small to medium-sized businesses and individuals, fostering loyalty through its relationship-based banking model.

Key Financial Metrics

Price$189.35
Market Cap$3.4B
P/E (TTM)17.21
P/E (Forward)14.74
Price/Book1.99
Return on Equity12.0%
Debt/Equity0.01x
Operating Margin44.9%
Revenue Growth21.2%
Dividend Yield2.3%
Free Cash Flow$182M

Park National Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Park National Corporation’s (PRK) StockRank?
MoatMap’s StockRank for Park National Corporation (PRK) is 63/100, with a Hold signal. It is a composite of Quality (65), Value (29), and Momentum (64) factor ranks across MoatMap’s 20,000+ stock universe.
Does Park National Corporation have an economic moat?
Park National Corporation (PRK) has a Quality factor score of 65/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Park National Corporation a buy, hold, or sell?
MoatMap’s current signal for Park National Corporation (PRK) is Hold, based on a StockRank of 63/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Park National Corporation in?
Park National Corporation (PRK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).