PRK

HoldPremium Grower

Park National Corporation · Financial Services · United States · $3.3B cap · $17.3M/day traded

$183.32 +0.2% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

61
StockRank
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Quality
67
Value
29
Momentum
60

As of 27 Oct 2026, MoatMap's StockRank for Park National Corporation (PRK) is 61/100, ranked against 24,000+ stocks in 35 markets (Quality 67, Value 29, Momentum 60, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
16.4x
peers 13.0x
ROE
12.6%
peers 9.6%
D/E
0.0x
peers 0.3x
Dividend %
2.4%
trailing yield

ABOUT PARK NATIONAL CORPORATION

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Park National Corporation is a community bank holding company providing a full range of commercial and retail banking services, alongside trust and wealth management solutions, primarily across Ohio and Kentucky. Its competitive moat is built upon deep community ties, a strong focus on personalized customer relationships, and an in-depth understanding of local market dynamics. The bank serves small to medium-sized businesses and individuals, fostering loyalty through its relationship-based banking model.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue483.0M465.7M520.6M557.2M4.9%608.7M691.3M712.2M13.1%
EPS9.137.849.3811.187.0%11.1912.9013.208.7%
Shares16.3M16.1M16.2M16.1M-1.1%18.1M———
Debt208.0M425.8M206.2M17.1M-56.5%156.6M———
Equity1.1B1.1B1.2B1.4B8.2%————
Op CF136.6M151.1M178.8M198.3M13.2%199.2M———
Inv CF-405.5M63.5M-19.1M86.2M—————
Fin CF239.4M-186.1M-217.4M-211.5M—————
Loading 1Y...
PRICE (1Y) · USD-1.7%
17617818118418615 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 14% below its 52-week high.

SwingsCalm

Calmer than 82% of stocks we rank over the past year (25% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$183.32
RSI (14)
56.3
52-Week Range-14.3% from high
Low $144.59High $213.83

SCORE BREAKDOWN

Quality
67
ROIC (ROA)
1.7%*55.2
ROE
12.6%62.8
GP/Assets
6.2%N/A
Op. Margin
46.6%69.9
FCF/Assets
1.9%N/A
Piotroski
796.9
Int. Cover
—50.0
D/E Ratio
0.01xN/A
Current Ratio
bankN/A
Value
29
P/E (TTM)
16.4x30.6
EV/EBITDA
bankN/A
P/FCF
18.2xN/A
P/B
1.9x28.4
P/S
5.4x22.9
Div Yield
2.4%33.8
Momentum
60
52W High %
86%52.1
RS 6M
1%59.1
SMA 50/200
1.06x65.8
EPS Rev 4W
+0.5%73.6
EPS Rev 12W
+4.6%80.4
EPS Improve
+19%49.6
Q Growth
22%55.4

FUNDAMENTALS

Market Cap
$3.3B
P/E (Forward)
13.8x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PRK are excluded.

TickerCompanyMkt CapStockRankSignal
PRKPark National Corporation(you)$3.3B61Hold
MCHBMechanics Bancorp$3.4B59Hold
FFBCFirst Financial Bancorp.$3.4B66Buy
FIBKFirst Interstate BancSystem, Inc.$3.4B66Buy
FRMEFirst Merchants Corporation$2.6B62Hold
SFNCSimmons First National Corporation$3.4B55Hold
BANRBanner Corporation$2.6B63Hold
RNSTRenasant Corporation$3.8B66Buy
MBINMerchants Bancorp$2.2B62Hold
WSBCWesBanco, Inc.$3.7B67Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Park National Corporation (PRK): Stock Score Summary

Park National Corporation (PRK) has a MoatMap StockRank of 61/100 based on Quality (67/100), Value (29/100), and Momentum (60/100) factor scores. The current signal is HOLD.

Park National Corporation is a community bank holding company providing a full range of commercial and retail banking services, alongside trust and wealth management solutions, primarily across Ohio and Kentucky. Its competitive moat is built upon deep community ties, a strong focus on personalized customer relationships, and an in-depth understanding of local market dynamics. The bank serves small to medium-sized businesses and individuals, fostering loyalty through its relationship-based banking model.

Key Financial Metrics

Price$183.32
Market Cap$3.3B
P/E (TTM)16.35
P/E (Forward)13.76
Price/Book1.91
Return on Equity12.6%
Debt/Equity0.01x
Operating Margin46.6%
Revenue Growth25.7%
Dividend Yield2.4%
Free Cash Flow$182M

Park National Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Park National Corporation’s (PRK) StockRank?
MoatMap’s StockRank for Park National Corporation (PRK) is 61/100, with a Hold signal. It is a composite of Quality (67), Value (29), and Momentum (60), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Park National Corporation have an economic moat?
Park National Corporation (PRK) has a Quality factor score of 67/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Park National Corporation a buy, hold, or sell?
MoatMap’s current signal for Park National Corporation (PRK) is Hold, based on a StockRank of 61/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Park National Corporation in?
Park National Corporation (PRK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).