International Bancshares Corporation (IBOC) — Stock Score Summary

International Bancshares Corporation (IBOC) has a MoatMap StockRank of 59/100 based on Quality (53/100), Value (33/100), and Momentum (58/100) factor scores. The current signal is HOLD. Headquartered in Laredo, Texas—the largest inland port on the US-Mexico border—IBOC is the ultimate pure-play beneficiary of the Mexican nearshoring boom. As supply chains localize to North America, trade volumes and commercial real estate demand along the border are surging, providing IBOC with low-cost deposit growth and high-yielding loan opportunities with a massive margin of safety.

International Bancshares Corporation is a multi-bank financial holding company operating primarily in Texas and Oklahoma, offering a comprehensive suite of commercial and retail banking services including deposits, loans, and wealth management. The company's competitive moat is built upon its strong regional presence, deep local market knowledge, and established customer relationships forged through community banking principles. Its prudent lending practices and personalized service cultivate strong client loyalty.

Key Financial Metrics

Price$74.01
Market Cap$4.5B
P/E (TTM)10.89
Price/Book1.38
Return on Equity13.5%
Gross Margin0.0%
Operating Margin63.9%
Revenue Growth5.4%
Dividend Yield2.0%

International Bancshares Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is International Bancshares Corporation’s (IBOC) StockRank?
MoatMap’s StockRank for International Bancshares Corporation (IBOC) is 59/100, with a Hold signal. It is a composite of Quality (53), Value (33), and Momentum (58) factor ranks across MoatMap’s 19,000+ stock universe.
Does International Bancshares Corporation have an economic moat?
International Bancshares Corporation (IBOC) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is International Bancshares Corporation a buy, hold, or sell?
MoatMap’s current signal for International Bancshares Corporation (IBOC) is Hold, based on a StockRank of 59/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is International Bancshares Corporation in?
International Bancshares Corporation (IBOC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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