Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PNFP
HoldPremium GrowerPinnacle Financial Partners, Inc. · Financial Services · United States · $15.3B · Avg Vol: $91M/d
COMPANY DESCRIPTION
Pinnacle Financial Partners, Inc. is a financial holding company operating a full-service community bank that primarily serves businesses, professionals, and affluent individuals across the Southeastern United States. Its competitive advantage lies in its relationship-based banking model, attracting clients with experienced financial professionals and strategic expansion into high-growth urban markets. The bank is known for its strong client focus and consistent growth within the regional banking sector.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.1B | 1.3B | 1.4B | 1.5B | 1.8B | 12.5% | 3.3B | 4.4B | — | 145.1% |
| EPS | 6.79 | 7.20 | 7.20 | 6.01 | 8.15 | 4.7% | 7.26 | 9.92 | 11.15 | 17.0% |
| Shares | 76.1M | 76.5M | 76.8M | 77.2M | 77.7M | +2.1% | — | — | — | — |
| Debt | 1.3B | 888.5M | 2.6B | 2.3B | 2.2B | 13.9% | 11.3B | — | — | — |
| Equity | 5.3B | 5.5B | 6.0B | 6.4B | 7.0B | 7.3% | — | — | — | — |
| Op CF | 657.4M | 604.9M | 478.4M | 904.3M | 759.0M | 3.7% | 1.5B | — | — | — |
| Inv CF | -3.6B | -6.7B | -4.6B | -3.7B | -5.0B | — | — | — | — | — |
| Fin CF | 3.1B | 3.2B | 5.2B | 4.0B | 4.4B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PNFP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PNFP | Pinnacle Financial Partners, Inc.(you) | $15.3B | 55 | Hold |
| FHN | First Horizon Corporation | $11.7B | 55 | Hold |
| WTFC | Wintrust Financial Corporation | $10.3B | 54 | Hold |
| SSB | SouthState Bank Corporation | $10.3B | 58 | Hold |
| KEY | KeyCorp | $23.4B | 59 | Hold |
| FCNCA | First Citizens BancShares, Inc. | $24.8B | 52 | Hold |
| WAL | Western Alliance Bancorporation | $8.6B | 53 | Hold |
| ONB | Old National Bancorp | $9.9B | 60 | Hold |
| BOKF | BOK Financial Corporation | $8.4B | 58 | Hold |
| HBAN | Huntington Bancshares Incorporated | $34.2B | 53 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%