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SHRIRAMFIN.NS

HoldPremium Grower

Shriram Finance Limited · Financial Services · India · $25.5B · Avg Vol: $45M/d

42
StockRank
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Q
50
V
22
M
63
P/E (TTM)
18.2x
ROE
18.5%
D/E
2.8x
Dividend %
1.0%

COMPANY DESCRIPTION

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold,...

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue169.3B190.8B219.9B250.3B13.9%227.3B327.0B384.7B24.0%
EPS (INR)32.1139.2650.8253.2918.4%56.8675.6588.8629.1%
Shares1.9B1.9B1.9B1.9B+0.5%2.4B
Debt1.3T1.5T1.8T1.8T12.2%1.8T
Equity435.1B489.5B564.7B659.2B14.8%
Op CF-176.3B-311.2B-436.5B-132.8B-133.4B
Inv CF-1.9B-2.6B36.6B-2.4B
Fin CF118.2B276.3B445.2B85.9B
Loading 1Y...
PRICE (1Y)-0.8%
10.7711.0611.3611.6511.94Jul 31Aug 21Sep 10
SMA 50SMA 200

Close
$10.86
RSI (14)
26.4
52W High
$12.08
From 52W High
0.9%

SCORE BREAKDOWN

Quality
50
ROIC (ROA)
3.1%*65.3
ROE
18.5%82.3
GP/Assets
6.8%65.2
Op. Margin
68.5%83.8
FCF/Assets
-4.2%9.9
Piotroski
446.2
Int. Cover
N/A
D/E Ratio
2.76x10.9
Current Ratio
N/A
Value
22
P/E (TTM)
18.2x29.2
EV/EBITDA
N/A
P/FCF
N/A
P/B
2.9x15.8
P/S
10.7x14.9
Div Yield
1.0%11.0
Momentum
63
52W High %
90%46.5
RS 6M
5%64.3
SMA 50/200
1.08x66.2
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+57%75.8
Q Growth
60%76.8

FUNDAMENTALS

Market Cap
$25.5B
P/E (Forward)
11.6x
Gross Margin
96.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SHRIRAMFIN.NS are excluded.

TickerCompanyMkt CapStockRankSignal
SHRIRAMFIN.NSShriram Finance Limited(you)$25.5B42Hold
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited$16.4B42Hold
TATACAP.NSTata Capital Limited$16.4B35Hold
PFC.NSPower Finance Corporation Limited$12.4B47Hold
MUTHOOTFIN.NSMuthoot Finance Limited$12.3B32Sell
RECLTD.NSREC Limited$8.8B47Hold
LTF.NSL&T Finance Limited$8.2B36Hold
BAJFINANCE.NSBajaj Finance Limited$69.2B29Sell
M&MFIN.NSMahindra & Mahindra Financial Services Limited$5.5B39Hold
PIRAMALFIN.NSPiramal Finance Limited$5.7B50Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Shriram Finance Limited (SHRIRAMFIN.NS): Stock Score Summary

Shriram Finance Limited (SHRIRAMFIN.NS) has a MoatMap StockRank of 42/100 based on Quality (50/100), Value (22/100), and Momentum (63/100) factor scores. The current signal is HOLD.

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold,...

Key Financial Metrics

Price$10.86
Market Cap$25.5B
P/E (TTM)18.18
P/E (Forward)11.59
Price/Book2.94
Return on Equity18.5%
Debt/Equity2.76x
Gross Margin96.8%
Operating Margin68.5%
Revenue Growth42.8%
Dividend Yield1.0%
Free Cash Flow$-1.4B

Shriram Finance Limited operates in the Credit Services industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Shriram Finance Limited’s (SHRIRAMFIN.NS) StockRank?
MoatMap’s StockRank for Shriram Finance Limited (SHRIRAMFIN.NS) is 42/100, with a Hold signal. It is a composite of Quality (50), Value (22), and Momentum (63) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Shriram Finance Limited have an economic moat?
Shriram Finance Limited (SHRIRAMFIN.NS) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Shriram Finance Limited a buy, hold, or sell?
MoatMap’s current signal for Shriram Finance Limited (SHRIRAMFIN.NS) is Hold, based on a StockRank of 42/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Shriram Finance Limited in?
Shriram Finance Limited (SHRIRAMFIN.NS) operates in the Financial Services sector, specifically the Credit Services industry (India).