Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
UBCP
BUYUnited Bancorp, Inc. · Financial Services · United States · $94M · Avg Vol: $156K/d
69
StockRankGet insider-trade alerts
Q
54
V
51
M
58
P/E (TTM)
11.5x
ROE
11.0%
D/E
1.4x
Dividend %
2.4%
Loading 1Y...
PRICE (1Y)+0.4%
SMA 50SMA 200
Close
$15.87
RSI (14)
48.1
52W High
$17.13
From 52W High
0.9%
SCORE BREAKDOWN
Quality
54
ROIC (ROA)
0.9%*34.3
ROE
11.0%57.8
GP/Assets
3.8%N/A
Op. Margin
24.3%43.1
FCF/Assets
-0.3%N/A
Piotroski
389.6
Int. Cover
—50.0
D/E Ratio
1.44xN/A
Current Ratio
bankN/A
Value
51
P/E (TTM)
11.5x62.4
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.4x40.3
P/S
2.9x65.1
Div Yield
2.4%28.2
Momentum
58
52W High %
93%48.9
RS 6M
11%79.6
SMA 50/200
1.08x70.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+16%41.6
Q Growth
9%43.3
FUNDAMENTALS
Market Cap
$94M
P/E (Forward)
9.9x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UBCP are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UBCP | United Bancorp, Inc.(you) | $94M | 69 | BUY |
| BKSC | Bank of South Carolina Corporation | $95M | 71 | BUY |
| AUBN | Auburn National Bancorporation, Inc. | $93M | 74 | BUY |
| UNB | Union Bankshares, Inc. | $114M | 67 | BUY |
| FDSB | Fifth District Bancorp, Inc. | $91M | 63 | HOLD |
| FUSB | First US Bancshares, Inc. | $92M | 61 | HOLD |
| MGYR | Magyar Bancorp, Inc. | $118M | 62 | HOLD |
| BVFL | BV Financial, Inc. | $177M | 69 | BUY |
| LSBK | Lake Shore Bancorp, Inc. | $135M | 63 | HOLD |
| MNSB | MainStreet Bancshares, Inc. | $167M | 75 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%