Provident Financial Holdings, Inc. (PROV) — Stock Score Summary

Provident Financial Holdings, Inc. (PROV) has a MoatMap StockRank of 48/100 based on Quality (32/100), Value (38/100), and Momentum (65/100) factor scores. The current signal is HOLD. Provident Financial Holdings is a small-cap financial institution. It lacks the scale, technological advantage, and structural cost benefits required to compete effectively in the modern banking landscape, offering no thematic tailwinds.

Provident Financial Holdings, Inc. is the holding company for Provident Savings Bank, F.A., a community-oriented financial institution primarily serving the Inland Empire region of Southern California. The bank offers a variety of retail and business banking services. It maintains a competitive position through its focus on local customer relationships and tailored financial products within its regional market.

Key Financial Metrics

Price$17.06
Market Cap$107M
P/E (TTM)18.19
P/E (Forward)12.92
Price/Book0.85
Return on Equity4.8%
Gross Margin0.0%
Operating Margin21.7%
Revenue Growth-11.2%
Dividend Yield3.3%

Provident Financial Holdings, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Provident Financial Holdings, Inc.’s (PROV) StockRank?
MoatMap’s StockRank for Provident Financial Holdings, Inc. (PROV) is 48/100, with a Hold signal. It is a composite of Quality (32), Value (38), and Momentum (65) factor ranks across MoatMap’s 19,000+ stock universe.
Does Provident Financial Holdings, Inc. have an economic moat?
Provident Financial Holdings, Inc. (PROV) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Provident Financial Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for Provident Financial Holdings, Inc. (PROV) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Provident Financial Holdings, Inc. in?
Provident Financial Holdings, Inc. (PROV) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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