Sound Financial Bancorp, Inc. (SFBC) — Stock Score Summary

Sound Financial Bancorp, Inc. (SFBC) has a MoatMap StockRank of 18/100 based on Quality (33/100), Value (36/100), and Momentum (35/100) factor scores. The current signal is STRONG SELL. A small-cap regional bank with no exposure to our core macro themes. It lacks the scale, pricing power, and structural tailwinds required for a concentrated global book.

Sound Financial Bancorp, Inc. is the holding company for Sound Community Bank, which provides comprehensive banking services to individuals and businesses within Washington State's Puget Sound region. The bank's competitive advantage lies in its strong community focus, personalized customer service, and deep local market expertise, fostering robust client relationships and stable deposit growth.

Key Financial Metrics

Price$42.30
Market Cap$103M
P/E (TTM)14.30
Price/Book0.97
Return on Equity7.0%
Gross Margin0.0%
Operating Margin22.0%
Revenue Growth4.9%
Dividend Yield2.0%

Sound Financial Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Sound Financial Bancorp, Inc.’s (SFBC) StockRank?
MoatMap’s StockRank for Sound Financial Bancorp, Inc. (SFBC) is 18/100, with a Strong Sell signal. It is a composite of Quality (33), Value (36), and Momentum (35) factor ranks across MoatMap’s 19,000+ stock universe.
Does Sound Financial Bancorp, Inc. have an economic moat?
Sound Financial Bancorp, Inc. (SFBC) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Sound Financial Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Sound Financial Bancorp, Inc. (SFBC) is Strong Sell, based on a StockRank of 18/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Sound Financial Bancorp, Inc. in?
Sound Financial Bancorp, Inc. (SFBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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