United Community Banks, Inc. (UCB) — Stock Score Summary

United Community Banks, Inc. (UCB) has a MoatMap StockRank of 51/100 based on Quality (43/100), Value (38/100), and Momentum (56/100) factor scores. The current signal is HOLD. United Community Banks is a regional bank with no connection to our structural macro themes and mediocre quality metrics.

United Community Banks, Inc. operates as a bank holding company for United Community Bank, providing traditional banking services to individuals and businesses across the Southeastern U.S. Its competitive moat lies in strong community ties and local market knowledge, fostering robust customer relationships and organic growth. The company is a growing regional bank focused on the high-growth Southeastern U.S., known for its customer service and strategic acquisitions.

Key Financial Metrics

Price$33.74
Market Cap$4.0B
P/E (TTM)12.17
P/E (Forward)10.03
Price/Book1.09
Return on Equity9.5%
Gross Margin0.0%
Operating Margin45.6%
Revenue Growth14.4%
Dividend Yield3.0%

United Community Banks, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is United Community Banks, Inc.’s (UCB) StockRank?
MoatMap’s StockRank for United Community Banks, Inc. (UCB) is 51/100, with a Hold signal. It is a composite of Quality (43), Value (38), and Momentum (56) factor ranks across MoatMap’s 19,000+ stock universe.
Does United Community Banks, Inc. have an economic moat?
United Community Banks, Inc. (UCB) has a Quality factor score of 43/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is United Community Banks, Inc. a buy, hold, or sell?
MoatMap’s current signal for United Community Banks, Inc. (UCB) is Hold, based on a StockRank of 51/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is United Community Banks, Inc. in?
United Community Banks, Inc. (UCB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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