RNST

BuyPremium Grower

Renasant Corporation · Financial Services · United States · $3.8B cap · $30.8M/day traded

$41.75 +0.4% · close 26 Oct · scored 27 Oct

Premium Grower: Strong business with the market behind it, priced at a premium.

66
StockRank
Get score and insider alerts

Report expected 27 Oct: the next-year EPS estimate has fallen 0.5% over the last 14 weeks.

Quality
51
Value
48
Momentum
62

As of 27 Oct 2026, MoatMap's StockRank for Renasant Corporation (RNST) is 66/100, ranked against 24,000+ stocks in 35 markets (Quality 51, Value 48, Momentum 62, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
12.3x
peers 13.0x
ROE
8.2%
peers 9.6%
D/E
0.3x
peers 0.3x
Dividend %
2.2%
trailing yield

ABOUT RENASANT CORPORATION

Read

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—630.6M631.8M662.5M985.8M16.1%1.1B1.1B1.1B7.6%
EPS3.132.972.583.292.09-9.6%3.382.582.6813.3%
Shares—56.0M56.1M63.6M94.6M+69.1%91.4M———
Debt—1.1B729.4M530.6M1.0B-2.4%1.1B———
Equity—2.1B2.3B2.7B3.9B22.1%————
Op CF—574.0M148.6M106.4M271.5M-22.1%434.4M———
Inv CF—-2.0B-55.4M-275.0M-734.0M—————
Fin CF—167.6M132.2M459.3M441.2M—————
Loading 1Y...
PRICE (1Y) · USD+1.9%
38.939.640.341.041.815 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkIn an uptrendExperimental

Above its 200-day average and 6% below its 52-week high.

SwingsCalm

Calmer than 86% of stocks we rank over the past year (23% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$41.75
RSI (14)
72.6
52-Week Range-5.7% from high
Low $32.25High $44.28

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
1.2%*42.3
ROE
8.2%38.8
GP/Assets
4.0%N/A
Op. Margin
43.5%65.0
FCF/Assets
1.1%N/A
Piotroski
567.0
Int. Cover
—50.0
D/E Ratio
0.27xN/A
Current Ratio
bankN/A
Value
48
P/E (TTM)
12.3x49.9
EV/EBITDA
bankN/A
P/FCF
13.3xN/A
P/B
1.0x62.0
P/S
3.6x42.1
Div Yield
2.2%31.1
Momentum
62
52W High %
94%78.9
RS 6M
-1%54.6
SMA 50/200
1.02x49.6
EPS Rev 4W
+0.0%56.4
EPS Rev 12W
-0.5%25.8
EPS Improve
+16%46.3
Q Growth
8455%99.6

FUNDAMENTALS

Market Cap
$3.8B
P/E (Forward)
10.6x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RNST are excluded.

TickerCompanyMkt CapStockRankSignal
RNSTRenasant Corporation(you)$3.8B66Buy
WSBCWesBanco, Inc.$3.7B67Buy
FIBKFirst Interstate BancSystem, Inc.$3.4B66Buy
FFBCFirst Financial Bancorp.$3.4B66Buy
UCBUnited Community Banks, Inc.$4.4B68Buy
NICNicolet Bankshares, Inc.$3.6B71Buy
INDBIndependent Bank Corp.$4.0B72Buy
WSFSWSFS Financial Corporation$4.1B72Buy
PRKPark National Corporation$3.3B61Hold
FBNCFirst Bancorp$2.7B66Buy

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Renasant Corporation (RNST): Stock Score Summary

Renasant Corporation (RNST) has a MoatMap StockRank of 66/100 based on Quality (51/100), Value (48/100), and Momentum (62/100) factor scores. The current signal is BUY.

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

Key Financial Metrics

Price$41.75
Market Cap$3.8B
P/E (TTM)12.30
P/E (Forward)10.58
Price/Book0.98
Return on Equity8.2%
Debt/Equity0.27x
Operating Margin43.5%
Revenue Growth45.3%
Dividend Yield2.2%
Free Cash Flow$286M

Renasant Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Renasant Corporation’s (RNST) StockRank?
MoatMap’s StockRank for Renasant Corporation (RNST) is 66/100, with a Buy signal. It is a composite of Quality (51), Value (48), and Momentum (62), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Renasant Corporation have an economic moat?
Renasant Corporation (RNST) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Renasant Corporation a buy, hold, or sell?
MoatMap’s current signal for Renasant Corporation (RNST) is Buy, based on a StockRank of 66/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Renasant Corporation in?
Renasant Corporation (RNST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).