Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

RNST

BUY

Renasant Corporation · Financial Services · United States · $4.0B · Avg Vol: $33M/d

67
StockRank
Get insider-trade alerts
Q
48
V
39
M
74
P/E (TTM)
18.3x
ROE
6.9%
D/E
0.3x
Dividend %
2.1%

COMPANY DESCRIPTION

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue630.6M631.8M662.5M985.8M16.1%978.3M1.1B1.2B8.3%
EPS3.132.972.583.292.09-9.6%2.362.552.7013.6%
Shares56.0M56.1M63.6M94.6M+69.1%92.3M
Debt1.1B729.4M530.6M1.0B-2.4%841.8M
Equity2.1B2.3B2.7B3.9B22.1%
Op CF574.0M148.6M106.4M271.5M-22.1%321.4M
Inv CF-2.0B-55.4M-275.0M-734.0M
Fin CF167.6M132.2M459.3M441.2M
Loading 1Y...
PRICE (1Y)+1.2%
41.2041.9642.7343.4944.25Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$43.31
RSI (14)
56.6
52W High
$44.50
From 52W High
1.0%

SCORE BREAKDOWN

Quality
48
ROIC (ROA)
1.0%*37.1
ROE
6.9%34.8
GP/Assets
3.7%N/A
Op. Margin
45.2%65.9
FCF/Assets
1.1%N/A
Piotroski
565.2
Int. Cover
50.0
D/E Ratio
0.27xN/A
Current Ratio
bankN/A
Value
39
P/E (TTM)
18.3x29.0
EV/EBITDA
bankN/A
P/FCF
14.0xN/A
P/B
1.0x56.8
P/S
4.1x46.0
Div Yield
2.1%23.2
Momentum
74
52W High %
97%77.3
RS 6M
10%75.6
SMA 50/200
1.10x76.8
EPS Rev 4W
-0.7%42.2
EPS Rev 12W
+2.6%78.8
EPS Improve
+67%77.5
Q Growth
113%85.9

FUNDAMENTALS

Market Cap
$4.0B
P/E (Forward)
10.9x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RNST are excluded.

TickerCompanyMkt CapStockRankSignal
RNSTRenasant Corporation(you)$4.0B67BUY
CVBFCVB Financial Corp.$4.0B68BUY
SFBSServisFirst Bancshares, Inc.$4.8B67BUY
FFBCFirst Financial Bancorp.$3.6B69BUY
FIBKFirst Interstate BancSystem, Inc.$3.7B70BUY
INDBIndependent Bank Corp.$4.1B61HOLD
PRKPark National Corporation$3.4B63HOLD
FHBFirst Hawaiian, Inc.$3.4B71BUY
AUBAtlantic Union Bankshares Corporation$6.0B67BUY
AXAxos Financial, Inc.$5.5B65HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Renasant Corporation (RNST) — Stock Score Summary

Renasant Corporation (RNST) has a MoatMap StockRank of 67/100 based on Quality (48/100), Value (39/100), and Momentum (74/100) factor scores. The current signal is BUY.

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

Key Financial Metrics

Price$43.31
Market Cap$4.0B
P/E (TTM)18.31
P/E (Forward)10.94
Price/Book1.04
Return on Equity6.9%
Debt/Equity0.27x
Operating Margin45.2%
Revenue Growth60.2%
Dividend Yield2.1%
Free Cash Flow$286M

Renasant Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Renasant Corporation’s (RNST) StockRank?
MoatMap’s StockRank for Renasant Corporation (RNST) is 67/100, with a Buy signal. It is a composite of Quality (48), Value (39), and Momentum (74) factor ranks across MoatMap’s 20,000+ stock universe.
Does Renasant Corporation have an economic moat?
Renasant Corporation (RNST) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Renasant Corporation a buy, hold, or sell?
MoatMap’s current signal for Renasant Corporation (RNST) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Renasant Corporation in?
Renasant Corporation (RNST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).