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RNST

HoldFull House

Renasant Corporation · Financial Services · United States · $3.8B · Avg Vol: $22M/d

61
StockRank
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Q
51
V
52
M
53
P/E (TTM)
12.1x
ROE
8.2%
D/E
0.3x
Dividend %
2.2%

COMPANY DESCRIPTION

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue630.6M631.8M662.5M985.8M16.1%1.1B1.1B1.1B7.6%
EPS3.132.972.583.292.09-9.6%3.422.582.6813.3%
Shares56.0M56.1M63.6M94.6M+69.1%91.4M
Debt1.1B729.4M530.6M1.0B-2.4%1.1B
Equity2.1B2.3B2.7B3.9B22.1%
Op CF574.0M148.6M106.4M271.5M-22.1%434.4M
Inv CF-2.0B-55.4M-275.0M-734.0M
Fin CF167.6M132.2M459.3M441.2M
Loading 1Y...
PRICE (1Y)-6.5%
39.9341.0242.1143.2144.30Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$40.53
RSI (14)
36.9
52W High
$44.54
From 52W High
0.9%

SCORE BREAKDOWN

Quality
51
ROIC (ROA)
1.2%*41.0
ROE
8.2%40.9
GP/Assets
4.0%N/A
Op. Margin
43.5%61.9
FCF/Assets
1.1%N/A
Piotroski
567.4
Int. Cover
50.0
D/E Ratio
0.27xN/A
Current Ratio
bankN/A
Value
52
P/E (TTM)
12.1x55.4
EV/EBITDA
bankN/A
P/FCF
13.1xN/A
P/B
1.0x63.2
P/S
3.6x51.2
Div Yield
2.2%29.2
Momentum
53
52W High %
91%50.1
RS 6M
0%54.5
SMA 50/200
1.08x67.6
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-1.2%25.9
EPS Improve
+15%42.3
Q Growth
8455%99.6

FUNDAMENTALS

Market Cap
$3.8B
P/E (Forward)
10.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of RNST are excluded.

TickerCompanyMkt CapStockRankSignal
RNSTRenasant Corporation(you)$3.8B61Hold
FIBKFirst Interstate BancSystem, Inc.$3.5B62Hold
MCHBMechanics Bancorp$3.5B60Hold
FHBFirst Hawaiian, Inc.$3.1B60Hold
IBOCInternational Bancshares Corporation$4.4B60Hold
CVBFCVB Financial Corp.$3.9B65Buy
FFBCFirst Financial Bancorp.$3.4B58Hold
SFBSServisFirst Bancshares, Inc.$4.7B60Hold
WSFSWSFS Financial Corporation$4.0B67Buy
INDBIndependent Bank Corp.$3.9B54Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Renasant Corporation (RNST): Stock Score Summary

Renasant Corporation (RNST) has a MoatMap StockRank of 61/100 based on Quality (51/100), Value (52/100), and Momentum (53/100) factor scores. The current signal is HOLD.

Renasant Corporation is a regional financial services company operating Renasant Bank, providing commercial, financial, mortgage, and insurance services across the Southeast United States. It focuses on community banking principles, building strong local relationships and offering personalized service within attractive growth markets. Renasant is a growing regional bank leveraging its strong community ties and expanding footprint in the Southeast, maintaining a balanced approach to commercial and retail banking.

Key Financial Metrics

Price$40.53
Market Cap$3.8B
P/E (TTM)12.11
P/E (Forward)10.54
Price/Book0.98
Return on Equity8.2%
Debt/Equity0.27x
Operating Margin43.5%
Revenue Growth45.3%
Dividend Yield2.2%
Free Cash Flow$286M

Renasant Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Renasant Corporation’s (RNST) StockRank?
MoatMap’s StockRank for Renasant Corporation (RNST) is 61/100, with a Hold signal. It is a composite of Quality (51), Value (52), and Momentum (53) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Renasant Corporation have an economic moat?
Renasant Corporation (RNST) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Renasant Corporation a buy, hold, or sell?
MoatMap’s current signal for Renasant Corporation (RNST) is Hold, based on a StockRank of 61/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Renasant Corporation in?
Renasant Corporation (RNST) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).