What is First Interstate BancSystem, Inc.'s (FIBK) StockRank?

MoatMap's StockRank for First Interstate BancSystem, Inc. (FIBK) is 62/100, with a Hold signal. This is a composite score combining Quality (56), Value (58), and Momentum (43) factor ranks across MoatMap's universe of 25,000+ stocks.

Does First Interstate BancSystem, Inc. have an economic moat?

First Interstate BancSystem, Inc. (FIBK) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is First Interstate BancSystem, Inc. a buy, hold, or sell?

MoatMap's current signal for First Interstate BancSystem, Inc. (FIBK) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is First Interstate BancSystem, Inc. in?

First Interstate BancSystem, Inc. (FIBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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FIBK

HoldUnloved Quality

First Interstate BancSystem, Inc. · Financial Services · United States · $3.5B · Avg Vol: $35M/d

StockRank

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P/E (TTM)

11.7x

ROE

9.6%

D/E

0.1x

Dividend %

5.0%

Dir. Trades · 180d

None →

Subst. holders: −$3.9M

Buybacks · 180d

$160.4M →

COMPANY DESCRIPTION

First Interstate BancSystem is a community bank holding company providing comprehensive financial services, including commercial and consumer banking, wealth management, and mortgage origination, across the Western United States. Its competitive moat lies in its deep understanding of local markets, strong customer relationships, and a diversified loan portfolio. The bank's extensive regional branch network and focus on community-centric banking support its stable deposit base and growth.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	1.1B	1.0B	999.7M	1.1B	-1.4%	1.1B	991.6M	1.0B	-2.2%
EPS	1.96	2.48	2.19	2.95	14.6%	3.23	2.72	2.86	-1.6%
Shares	104.4M	103.9M	104.6M	101.1M	-3.2%	95.3M	—	—	—
Debt	2.6B	2.9B	1.9B	296.0M	-51.6%	833.1M	—	—	—
Equity	3.1B	3.2B	3.3B	3.4B	3.9%	—	—	—	—
Op CF	534.4M	428.0M	355.0M	305.6M	-17.0%	271.9M	—	—	—
Inv CF	-949.0M	1.3B	1.8B	2.3B	—	—	—	—	—
Fin CF	-1.1B	-2.0B	-1.8B	-2.2B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-4.1%

SMA 50SMA 200

$36.88

RSI (14)

39.7

52W High

$40.11

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

1.2%*42.3

ROE

9.6%48.6

GP/Assets

4.0%N/A

Op. Margin

43.2%61.5

FCF/Assets

1.0%N/A

Piotroski

685.8

Int. Cover

—50.0

D/E Ratio

0.09xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

11.7x58.1

EV/EBITDA

bankN/A

P/FCF

13.9xN/A

P/B

1.1x54.4

P/S

3.4x53.7

Div Yield

5.0%64.7

Momentum

52W High %

92%54.2

RS 6M

-1%52.1

SMA 50/200

1.07x64.2

EPS Rev 4W

0.0%27.7

EPS Rev 12W

-3.3%16.0

EPS Improve

-12%14.7

Q Growth

17%48.6

FUNDAMENTALS

Market Cap

$3.5B

P/E (Forward)

13.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FIBK are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
FIBK	First Interstate BancSystem, Inc.(you)	$3.5B	62	Hold
MCHB	Mechanics Bancorp	$3.5B	60	Hold
RNST	Renasant Corporation	$3.8B	61	Hold
FHB	First Hawaiian, Inc.	$3.1B	60	Hold
FFBC	First Financial Bancorp.	$3.4B	58	Hold
CVBF	CVB Financial Corp.	$3.9B	65	Buy
TRMK	Trustmark Corporation	$2.7B	62	Hold
IBOC	International Bancshares Corporation	$4.4B	60	Hold
TOWN	TowneBank	$3.5B	68	Buy
WSFS	WSFS Financial Corporation	$4.0B	67	Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

First Interstate BancSystem, Inc. (FIBK): Stock Score Summary

First Interstate BancSystem, Inc. (FIBK) has a MoatMap StockRank of 62/100 based on Quality (56/100), Value (58/100), and Momentum (43/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$36.88
Market Cap	$3.5B
P/E (TTM)	11.72
P/E (Forward)	13.29
Price/Book	1.09
Return on Equity	9.6%
Debt/Equity	0.09x
Operating Margin	43.2%
Revenue Growth	7.4%
Dividend Yield	5.0%
Free Cash Flow	$253M

First Interstate BancSystem, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Interstate BancSystem, Inc.’s (FIBK) StockRank?: MoatMap’s StockRank for First Interstate BancSystem, Inc. (FIBK) is 62/100, with a Hold signal. It is a composite of Quality (56), Value (58), and Momentum (43) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does First Interstate BancSystem, Inc. have an economic moat?: First Interstate BancSystem, Inc. (FIBK) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Interstate BancSystem, Inc. a buy, hold, or sell?: MoatMap’s current signal for First Interstate BancSystem, Inc. (FIBK) is Hold, based on a StockRank of 62/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is First Interstate BancSystem, Inc. in?: First Interstate BancSystem, Inc. (FIBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).