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FIBK

BUY

First Interstate BancSystem, Inc. · Financial Services · United States · $3.7B · Avg Vol: $44M/d

69
StockRank
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Q
54
V
54
M
55
P/E (TTM)
12.8x
ROE
9.3%
D/E
0.1x
Dividend %
4.8%
Dir. Trades · 180d
None →
Subst. holders: −$3.9M
Buybacks · 180d
$214.2M →

COMPANY DESCRIPTION

First Interstate BancSystem is a community bank holding company providing comprehensive financial services, including commercial and consumer banking, wealth management, and mortgage origination, across the Western United States. Its competitive moat lies in its deep understanding of local markets, strong customer relationships, and a diversified loan portfolio. The bank's extensive regional branch network and focus on community-centric banking support its stable deposit base and growth.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.1B1.0B999.7M1.1B-1.4%1.0B996.4M1.0B-0.5%
EPS1.962.482.192.9514.6%3.012.862.94-0.1%
Shares104.4M103.9M104.6M101.1M-3.2%97.1M———
Debt2.6B2.9B1.9B296.0M-51.6%849.5M———
Equity3.1B3.2B3.3B3.4B3.9%————
Op CF534.4M428.0M355.0M305.6M-17.0%282.1M———
Inv CF-949.0M1.3B1.8B2.3B—————
Fin CF-1.1B-2.0B-1.8B-2.2B—————
Loading 1Y...
PRICE (1Y)+4.3%
35.6436.7837.9339.0840.22Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$38.12
RSI (14)
39.9
52W High
$40.60
From 52W High
0.9%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
1.1%*41.0
ROE
9.3%48.0
GP/Assets
3.9%N/A
Op. Margin
35.1%53.6
FCF/Assets
1.0%N/A
Piotroski
683.6
Int. Cover
—50.0
D/E Ratio
0.09xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
12.8x52.5
EV/EBITDA
bankN/A
P/FCF
14.6xN/A
P/B
1.1x51.5
P/S
3.6x53.0
Div Yield
4.8%60.5
Momentum
55
52W High %
94%53.7
RS 6M
-6%45.2
SMA 50/200
1.07x67.0
EPS Rev 4W
+0.8%86.8
EPS Rev 12W
+2.5%77.6
EPS Improve
-1%19.6
Q Growth
20%55.1

FUNDAMENTALS

Market Cap
$3.7B
P/E (Forward)
13.0x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FIBK are excluded.

TickerCompanyMkt CapStockRankSignal
FIBKFirst Interstate BancSystem, Inc.(you)$3.7B69BUY
FFBCFirst Financial Bancorp.$3.6B70BUY
CVBFCVB Financial Corp.$4.0B69BUY
FHBFirst Hawaiian, Inc.$3.4B72BUY
RNSTRenasant Corporation$4.0B67BUY
WSFSWSFS Financial Corporation$4.1B74BUY
FRMEFirst Merchants Corporation$2.7B69BUY
NBTBNBT Bancorp Inc.$2.7B70BUY
CUBICustomers Bancorp, Inc.$2.6B70BUY
BOHBank of Hawaii Corporation$3.3B62HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

First Interstate BancSystem, Inc. (FIBK) — Stock Score Summary

First Interstate BancSystem, Inc. (FIBK) has a MoatMap StockRank of 69/100 based on Quality (54/100), Value (54/100), and Momentum (55/100) factor scores. The current signal is BUY.

First Interstate BancSystem is a community bank holding company providing comprehensive financial services, including commercial and consumer banking, wealth management, and mortgage origination, across the Western United States. Its competitive moat lies in its deep understanding of local markets, strong customer relationships, and a diversified loan portfolio. The bank's extensive regional branch network and focus on community-centric banking support its stable deposit base and growth.

Key Financial Metrics

Price$38.12
Market Cap$3.7B
P/E (TTM)12.81
P/E (Forward)12.99
Price/Book1.12
Return on Equity9.3%
Debt/Equity0.09x
Operating Margin35.1%
Revenue Growth3.6%
Dividend Yield4.8%
Free Cash Flow$253M

First Interstate BancSystem, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First Interstate BancSystem, Inc.’s (FIBK) StockRank?
MoatMap’s StockRank for First Interstate BancSystem, Inc. (FIBK) is 69/100, with a Buy signal. It is a composite of Quality (54), Value (54), and Momentum (55) factor ranks across MoatMap’s 20,000+ stock universe.
Does First Interstate BancSystem, Inc. have an economic moat?
First Interstate BancSystem, Inc. (FIBK) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First Interstate BancSystem, Inc. a buy, hold, or sell?
MoatMap’s current signal for First Interstate BancSystem, Inc. (FIBK) is Buy, based on a StockRank of 69/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First Interstate BancSystem, Inc. in?
First Interstate BancSystem, Inc. (FIBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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