Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WSBC
BUYAPPROVEWesBanco, Inc. · Financial Services · United States · $4.0B · Avg Vol: $76M/d
WesBanco clears the calibrated bar. All three legs are above the floor (Q52 V57 M70) and an active buyback provides the required corroboration. Nothing adverse survives the evidence test: the only insider figure on file is selling that rounds to 0.00% of shares outstanding, which the framework treats as unusable rather than adverse, and there is no negative earnings revision. Momentum at M70 is the strongest part of the case.
COMPANY DESCRIPTION
WesBanco, Inc. is a multi-state bank holding company providing retail banking, corporate banking, trust, and wealth management services across the Mid-Atlantic and Midwestern United States. The company operates a conservative, diversified business model with a strong focus on credit quality and community-oriented customer service. Its competitive moat is built on deep regional relationships, a stable deposit base, and a successful history of disciplined bank acquisitions.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 585.8M | 594.7M | 600.2M | 974.1M | 18.5% | 1.0B | 1.1B | 1.2B | 8.7% |
| EPS | 3.03 | 2.51 | 2.26 | 2.23 | -9.7% | 3.24 | 2.35 | 2.54 | 6.7% |
| Shares | 59.2M | 59.4M | 66.9M | 96.1M | +62.3% | 96.2M | — | — | — |
| Debt | 1.1B | 1.7B | 1.5B | 1.6B | 13.0% | 1.5B | — | — | — |
| Equity | 2.4B | 2.5B | 2.8B | 4.0B | 18.4% | — | — | — | — |
| Op CF | 204.1M | 169.3M | 211.0M | 290.4M | 12.5% | 423.4M | — | — | — |
| Inv CF | -1.1B | -535.2M | -1.0B | -71.0M | — | — | — | — | — |
| Fin CF | 21.1M | 552.9M | 791.9M | 168.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WSBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WSBC | WesBanco, Inc.(you) | $4.0B | 79 | BUY |
| FULT | Fulton Financial Corporation | $4.7B | 77 | BUY |
| IBOC | International Bancshares Corporation | $4.8B | 77 | BUY |
| WSFS | WSFS Financial Corporation | $4.1B | 74 | BUY |
| CATY | Cathay General Bancorp | $4.2B | 85 | STRONG BUY |
| OZK | Bank OZK | $5.5B | 77 | BUY |
| CVBF | CVB Financial Corp. | $4.0B | 69 | BUY |
| PFS | Provident Financial Services, Inc. | $3.1B | 85 | STRONG BUY |
| FHB | First Hawaiian, Inc. | $3.4B | 72 | BUY |
| FIBK | First Interstate BancSystem, Inc. | $3.7B | 69 | BUY |
Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%