Unum Group (UNM) — Stock Score Summary

Unum Group (UNM) has a MoatMap StockRank of 78/100 based on Quality (50/100), Value (34/100), and Momentum (79/100) factor scores. The current signal is BUY. Unum Group is a disability insurance provider. While it is a solid business, it lacks a powerful macro tailwind or a disruptive growth engine to justify inclusion in a concentrated, high-conviction book.

Unum Group is a leading provider of financial protection benefits in the United States, United Kingdom, and Poland, offering group and individual disability, life, accident, and critical illness insurance. The company leverages its extensive distribution network and expertise in employee benefits to serve a broad range of employers. Its diversified product offerings and large in-force block of business provide a stable revenue base in the insurance sector.

Key Financial Metrics

Price$87.57
Market Cap$13.2B
P/E (TTM)18.38
P/E (Forward)8.71
Price/Book1.27
Return on Equity7.1%
Debt/Equity36.93
Gross Margin29.5%
Operating Margin10.6%
Revenue Growth8.5%
Dividend Yield2.2%
Free Cash Flow$-1.8B

Unum Group operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Unum Group’s (UNM) StockRank?
MoatMap’s StockRank for Unum Group (UNM) is 78/100, with a Buy signal. It is a composite of Quality (50), Value (34), and Momentum (79) factor ranks across MoatMap’s 19,000+ stock universe.
Does Unum Group have an economic moat?
Unum Group (UNM) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Unum Group a buy, hold, or sell?
MoatMap’s current signal for Unum Group (UNM) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Unum Group in?
Unum Group (UNM) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).
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