UNM
HoldHot AirUnum Group · Financial Services · United States · $15.0B · Avg Vol: $158M/d
Hot Air: Rising on momentum alone: weak business, rich price.
ABOUT UNUM GROUP
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Unum Group is a leading provider of financial protection benefits in the United States, United Kingdom, and Poland, offering group and individual disability, life, accident, and critical illness insurance. The company leverages its extensive distribution network and expertise in employee benefits to serve a broad range of employers. Its diversified product offerings and large in-force block of business provide a stable revenue base in the insurance sector.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11.9B | 12.3B | 12.8B | 13.0B | 3.0% | 13.3B | 12.0B | 12.5B | -1.8% |
| EPS | 6.55 | 6.53 | 9.49 | 4.28 | -13.2% | 4.31 | 4.57 | 4.98 | 7.9% |
| Shares | 197.8M | 193.4M | 178.6M | 165.7M | -16.2% | 158.3M | — | — | — |
| Debt | 3.4B | 3.4B | 3.7B | 3.8B | 3.2% | 4.0B | — | — | — |
| Equity | 8.7B | 9.7B | 11.0B | 11.1B | 8.4% | — | — | — | — |
| Op CF | 1.4B | 1.2B | 1.5B | 687.7M | -21.4% | 830.4M | — | — | — |
| Inv CF | -955.9M | -725.9M | -344.4M | 548.9M | — | — | — | — | — |
| Fin CF | -418.6M | -450.1M | -1.2B | -1.2B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UNM are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UNM | Unum Group(you) | $15.0B | 47 | Hold |
| JXN | Jackson Financial Inc. | $8.8B | 52 | Hold |
| GL | Globe Life Inc. | $13.0B | 61 | Hold |
| AFL | Aflac Incorporated | $57.8B | 44 | Hold |
| PRI | Primerica, Inc. | $8.5B | 71 | Buy |
| GNW | Genworth Financial, Inc. | $3.6B | 55 | Hold |
| MET | MetLife, Inc. | $61.8B | 55 | Hold |
| CNO | CNO Financial Group, Inc. | $5.0B | 62 | Hold |
| BHFAP | Brighthouse Financial, Inc. | $2.7B | 50 | Hold |
| FG | F&G Annuities & Life, Inc. | $2.8B | 40 | Hold |
Peer medians: ROE 9.6% · P/E 12.6x · Gross margin 100.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.