PRI
BuyPremium GrowerFLAGPrimerica, Inc. · Financial Services · United States · $8.5B · Avg Vol: $53M/d
Premium Grower: Strong business with the market behind it, but you are paying up for it.
Primerica has strong quality Q75 and momentum M66 with a buyback retiring 1.75% of shares, but value at V44 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT PRIMERICA, INC.
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Primerica, Inc. distributes financial products and services, primarily term life insurance, mutual funds, and annuities, to middle-income families in North America. The company leverages a vast direct-selling distribution model through an independent sales force, focusing on an underserved demographic. This unique approach establishes Primerica as a leading independent financial services marketing company, providing essential financial education and products.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.7B | 2.7B | 3.1B | 3.3B | 7.4% | 3.5B | 3.5B | 3.7B | 6.2% |
| EPS | 12.08 | 15.97 | 13.73 | 22.95 | 23.9% | 24.88 | 25.27 | 27.21 | 8.9% |
| Shares | 36.8M | 35.0M | 33.4M | 31.8M | -13.6% | 30.8M | — | — | — |
| Debt | 2.1B | 2.0B | 2.0B | 1.8B | -4.4% | 1.8B | — | — | — |
| Equity | 2.0B | 2.1B | 2.3B | 2.4B | 6.4% | — | — | — | — |
| Op CF | 757.7M | 692.5M | 862.1M | 901.2M | 6.0% | 891.7M | — | — | — |
| Inv CF | -200.0M | -90.1M | -232.3M | -235.6M | — | — | — | — | — |
| Fin CF | -457.9M | -479.6M | -551.1M | -599.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PRI are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PRI | Primerica, Inc.(you) | $8.5B | 71 | Buy |
| LNC | Lincoln National Corporation | $7.9B | 82 | Strong Buy |
| GL | Globe Life Inc. | $13.0B | 61 | Hold |
| CNO | CNO Financial Group, Inc. | $5.0B | 62 | Hold |
| JXN | Jackson Financial Inc. | $8.8B | 52 | Hold |
| BHF | Brighthouse Financial, Inc. | $3.0B | 73 | Buy |
| GNW | Genworth Financial, Inc. | $3.6B | 55 | Hold |
| UNM | Unum Group | $15.0B | 47 | Hold |
| PRU | Prudential Financial, Inc. | $40.6B | 81 | Strong Buy |
| FG | F&G Annuities & Life, Inc. | $2.8B | 40 | Hold |
Peer medians: ROE 9.6% · P/E 12.7x · Gross margin 100.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.