Primerica, Inc. (PRI) — Stock Score Summary

Primerica, Inc. (PRI) has a MoatMap StockRank of 88/100 based on Quality (73/100), Value (47/100), and Momentum (55/100) factor scores. The current signal is STRONG BUY. Primerica is a solid financial services business with a strong multi-level marketing distribution model, but it lacks any clear tailwinds from our identified 18-month macro themes.

Primerica, Inc. distributes financial products and services, primarily term life insurance, mutual funds, and annuities, to middle-income families in North America. The company leverages a vast direct-selling distribution model through an independent sales force, focusing on an underserved demographic. This unique approach establishes Primerica as a leading independent financial services marketing company, providing essential financial education and products.

Key Financial Metrics

Price$271.79
Market Cap$8.4B
P/E (TTM)10.82
P/E (Forward)9.74
Price/Book3.21
Return on Equity32.3%
Debt/Equity73.79
Gross Margin71.5%
Operating Margin30.3%
Revenue Growth8.1%
Dividend Yield1.7%
Free Cash Flow$1.1B

Primerica, Inc. operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Primerica, Inc.’s (PRI) StockRank?
MoatMap’s StockRank for Primerica, Inc. (PRI) is 88/100, with a Strong Buy signal. It is a composite of Quality (73), Value (47), and Momentum (55) factor ranks across MoatMap’s 19,000+ stock universe.
Does Primerica, Inc. have an economic moat?
Primerica, Inc. (PRI) has a Quality factor score of 73/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Primerica, Inc. a buy, hold, or sell?
MoatMap’s current signal for Primerica, Inc. (PRI) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Primerica, Inc. in?
Primerica, Inc. (PRI) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).
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