GNW
SinkerGenworth Financial, Inc. · Financial Services · United States · $3.4B cap · $32.5M/day traded
$8.67 -0.2% · close 11 Nov · scored 11 Nov
Sinker: Weak business, rich price and weak momentum. Nothing here to keep it afloat.
As of 11 Nov 2026, the MoatMap Score for Genworth Financial, Inc. (GNW) is 37/100, ranked against 25,000+ stocks in 38 markets (Quality 33, Value 48, Momentum 47, each scored against its sector).
Does the score work? Each tenth of the ranking, tracked monthly. See the record →
ABOUT GENWORTH FINANCIAL, INC.
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Genworth Financial, Inc. is a financial security company providing mortgage insurance and long-term care insurance solutions in the United States and internationally. Its competitive moat stems from its deep expertise in these specialized insurance markets, significant in-force policies, and established distribution channels, addressing critical needs in homeownership and elder care.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 7.4B | 7.4B | 7.1B | 7.1B | -1.3% | 7.2B |
| EPS | 1.78 | 1.21 | 0.16 | 0.69 | 0.54 | -25.8% | 0.10 |
| Shares | — | 495.0M | 446.8M | 421.4M | 391.8M | -20.8% | 366.2M |
| Debt | — | 1.6B | 1.6B | 1.5B | 1.5B | -2.1% | 1.5B |
| Equity | — | 7.6B | 7.5B | 8.4B | 8.8B | 4.7% | — |
| Op CF | — | 1.0B | 597.0M | 88.0M | 327.0M | -32.2% | 443.0M |
| Inv CF | — | 733.0M | 1.3B | 861.0M | 518.0M | — | — |
| Fin CF | — | -1.6B | -1.4B | -1.1B | -857.0M | — | — |
No clear trend: not near its 52-week low, and not in a steady uptrend.
Calmer than 86% of stocks we rank over the past year (volatility 24% a year).
How this is worked out
The MoatMap Score weighs the business, its price and its trend. The price check reads only the chart: the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn (the Turning up rule above) cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: how much the price moved day to day over the past year, scaled to a yearly figure (annualised volatility) and ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GNW are excluded.
| Ticker | Company | Mkt Cap | Score |
|---|---|---|---|
| GNW | Genworth Financial, Inc.(you) | $3.4B | 37 |
| BHFAP | Brighthouse Financial, Inc. | $2.7B | 30 |
| FG | F&G Annuities & Life, Inc. | $2.7B | 48 |
| UNM | Unum Group | $14.3B | 32 |
| ABX | Abacus Global Management, Inc. | $812M | 45 |
| GL | Globe Life Inc. | $11.9B | 56 |
| CNO | CNO Financial Group, Inc. | $5.0B | 79 |
| JXN | Jackson Financial Inc. | $8.8B | 73 |
| PRI | Primerica, Inc. | $8.4B | 77 |
| AFL | Aflac Incorporated | $60.4B | 46 |
Peer medians: ROE 9.6% · P/E 12.8x · Gross margin 71.1%
Company Deep Dive
A 10,000-word report: the business and its segments, what management promised on earnings calls and whether it delivered, the competition, and how things could turn out.