GNW

HoldSecond WindFLAG

Genworth Financial, Inc. · Financial Services · United States · $3.6B · Avg Vol: $35M/d

Second Wind: Cheap and rising again, but the business does not yet earn the optimism.

55
StockRank
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Quality
34
Value
56
Momentum
59
P/E (TTM)
19.7x
peers 12.6x
ROE
3.4%
peers 9.6%
D/E
0.2x
peers 0.3x
Dividend %
—
trailing yield
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Genworth Financial, Inc.: fails the quant gate on quality (Q34/V56/M70; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.

ABOUT GENWORTH FINANCIAL, INC.

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Genworth Financial, Inc. is a financial security company providing mortgage insurance and long-term care insurance solutions in the United States and internationally. Its competitive moat stems from its deep expertise in these specialized insurance markets, significant in-force policies, and established distribution channels, addressing critical needs in homeownership and elder care.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM
Revenue—7.4B7.4B7.1B7.1B-1.3%7.4B
EPS1.781.210.160.690.54-25.8%0.51
Shares—495.0M446.8M421.4M391.8M-20.8%377.9M
Debt—1.6B1.6B1.5B1.5B-2.1%2.3B
Equity—7.6B7.5B8.4B8.8B4.7%—
Op CF—1.0B597.0M88.0M327.0M-32.2%430.0M
Inv CF—733.0M1.3B861.0M518.0M——
Fin CF—-1.6B-1.4B-1.1B-857.0M——
Loading 1Y...
PRICE (1Y)-5.4%
9.459.7410.0310.3110.6013 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$9.45
RSI (14)
25.7
52-Week Range-11.6% from high
Low $7.84High $10.69

SCORE BREAKDOWN

Quality
34
ROIC (ROA)
0.3%*18.9
ROE
3.4%20.1
GP/Assets
0.6%5.0
Op. Margin
7.2%25.7
FCF/Assets
n/mN/A
Piotroski
567.5
Int. Cover
4.9x38.0
D/E Ratio
0.23x60.5
Current Ratio
10.68x85.8
Value
56
P/E (TTM)
19.7x24.0
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
0.4x93.5
P/S
0.5x94.9
Div Yield
—N/A
Momentum
59
52W High %
88%49.3
RS 6M
-2%56.6
SMA 50/200
1.10x75.1
EPS Rev 4W
0.0%44.8
EPS Rev 12W
+205.6%100.0
EPS Improve
+116%86.0
Q Growth
-8%21.0

FUNDAMENTALS

Market Cap
$3.6B
P/E (Forward)
9.1x
Gross Margin
6.6%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GNW are excluded.

TickerCompanyMkt CapStockRankSignal
GNWGenworth Financial, Inc.(you)$3.6B55Hold
BHFAPBrighthouse Financial, Inc.$2.7B50Hold
CNOCNO Financial Group, Inc.$5.0B62Hold
FGF&G Annuities & Life, Inc.$2.8B40Hold
JXNJackson Financial Inc.$8.8B52Hold
GLGlobe Life Inc.$13.0B61Hold
PRIPrimerica, Inc.$8.5B71Buy
UNMUnum Group$15.0B47Hold
LNCLincoln National Corporation$7.9B82Strong Buy
ABXAbacus Global Management, Inc.$765M32Sell

Peer medians: ROE 9.6% · P/E 12.6x · Gross margin 100.0%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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Genworth Financial, Inc. (GNW): Stock Score Summary

Genworth Financial, Inc. (GNW) has a MoatMap StockRank of 55/100 based on Quality (34/100), Value (56/100), and Momentum (59/100) factor scores. The current signal is HOLD. Insufficient evidence for a screen-pass. Genworth Financial, Inc.: fails the quant gate on quality (Q34/V56/M70; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Genworth Financial, Inc. is a financial security company providing mortgage insurance and long-term care insurance solutions in the United States and internationally. Its competitive moat stems from its deep expertise in these specialized insurance markets, significant in-force policies, and established distribution channels, addressing critical needs in homeownership and elder care.

Key Financial Metrics

Price$9.45
Market Cap$3.6B
P/E (TTM)19.71
P/E (Forward)9.14
Price/Book0.43
Return on Equity3.4%
Debt/Equity0.23x
Gross Margin6.6%
Operating Margin7.2%
Revenue Growth5.3%
Free Cash Flow$674M

Genworth Financial, Inc. operates in the Insurance - Life industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Genworth Financial, Inc.’s (GNW) StockRank?
MoatMap’s StockRank for Genworth Financial, Inc. (GNW) is 55/100, with a Hold signal. It is a composite of Quality (34), Value (56), and Momentum (59) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Genworth Financial, Inc. have an economic moat?
Genworth Financial, Inc. (GNW) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Genworth Financial, Inc. a buy, hold, or sell?
MoatMap’s current signal for Genworth Financial, Inc. (GNW) is Hold, based on a StockRank of 55/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Genworth Financial, Inc. in?
Genworth Financial, Inc. (GNW) operates in the Financial Services sector, specifically the Insurance - Life industry (United States).