GL
HoldPremium GrowerFLAGGlobe Life Inc. · Financial Services · United States · $13.0B · Avg Vol: $73M/d
Premium Grower: Strong business with the market behind it, but you are paying up for it.
Globe Life has quality Q63 and momentum M68 with a buyback on file, but value at V43 is below the calibrated floor, and insiders were net sellers, so stage one fails.
The ranks quoted here are from the day it was written; today's Quality, Value and Momentum are the bars above.
ABOUT GLOBE LIFE INC.
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Globe Life Inc. is a financial services holding company specializing in providing supplemental health and life insurance products, primarily targeting middle-income individuals and specific affinity groups. The company employs a direct-to-consumer marketing model, which creates a competitive moat by enabling efficient customer acquisition and strong policyholder relationships within its niche markets. Its disciplined underwriting and consistent profitability support its stable market position.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.2B | 5.4B | 5.8B | 6.0B | 4.7% | 6.2B | 6.4B | 6.8B | 6.6% |
| EPS | 7.55 | 10.21 | 11.99 | 14.27 | 23.6% | 15.04 | 15.44 | 16.23 | 6.7% |
| Shares | 96.7M | 93.8M | 84.0M | 79.1M | -18.2% | 76.8M | — | — | — |
| Debt | 2.1B | 2.1B | 2.7B | 2.6B | 8.1% | 3.4B | — | — | — |
| Equity | 3.9B | 4.5B | 5.3B | 6.0B | 14.8% | — | — | — | — |
| Op CF | 1.4B | 1.5B | 1.4B | 1.4B | -0.6% | 1.4B | — | — | — |
| Inv CF | -943.0M | -926.1M | -641.5M | -643.6M | — | — | — | — | — |
| Fin CF | -492.5M | -541.5M | -715.8M | -768.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| GL | Globe Life Inc.(you) | $13.0B | 61 | Hold |
| UNM | Unum Group | $15.0B | 47 | Hold |
| JXN | Jackson Financial Inc. | $8.8B | 52 | Hold |
| PRI | Primerica, Inc. | $8.5B | 71 | Buy |
| CNO | CNO Financial Group, Inc. | $5.0B | 62 | Hold |
| LNC | Lincoln National Corporation | $7.9B | 82 | Strong Buy |
| GNW | Genworth Financial, Inc. | $3.6B | 55 | Hold |
| MET | MetLife, Inc. | $61.8B | 55 | Hold |
| BHFAP | Brighthouse Financial, Inc. | $2.7B | 50 | Hold |
| PRU | Prudential Financial, Inc. | $40.6B | 81 | Strong Buy |
Peer medians: ROE 9.6% · P/E 12.7x · Gross margin 100.0%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.