Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

VLYPO

HOLD

Valley National Bancorp · Financial Services · United States · $3.3B · Avg Vol: $204K/d

48
StockRank
Get insider-trade alerts
Q
55
V
23
M
65
P/E (TTM)
22.4x
ROE
8.6%
D/E
0.4x
Dividend %
1.8%

COMPANY DESCRIPTION

Valley National Bancorp is a large regional bank holding company providing a full range of commercial and retail banking services across its core markets in New Jersey, New York, Florida, and Alabama. Its competitive moat is built on a strong commercial lending franchise, an expansive branch network, and a disciplined acquisition strategy that has expanded its geographic reach and market share. Valley National Bancorp is a well-capitalized institution with a significant regional presence.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.9B1.9B1.8B2.0B2.8%1.9B2.3B2.5B11.1%
EPS1.100.950.641.02-2.3%1.11
Shares506.4M507.7M558.8M556.6M+9.9%
Debt2.0B3.6B3.6B3.3B19.0%3.3B
Equity6.4B6.7B7.4B7.8B6.8%
Op CF1.4B378.2M548.5M343.8M-37.8%570.6M
Inv CF-6.8B-3.3B-709.3M-2.2B
Fin CF4.3B2.9B1.2B1.5B
Loading 1Y...
PRICE (1Y)+0.1%
24.6324.7224.8224.9125.01Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$24.76
RSI (14)
55.2
52W High
$25.01
From 52W High
1.0%

SCORE BREAKDOWN

Quality
55
ROIC (ROA)
1.0%*38.2
ROE
8.6%44.4
GP/Assets
3.0%N/A
Op. Margin
46.4%67.7
FCF/Assets
bankN/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.43xN/A
Current Ratio
bankN/A
Value
23
P/E (TTM)
22.4x20.8
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.9x26.8
P/S
N/A
Div Yield
1.8%17.5
Momentum
65
52W High %
99%87.4
RS 6M
-5%44.4
SMA 50/200
1.02x47.0
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
55%76.1

FUNDAMENTALS

Market Cap
$3.3B
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of VLYPO are excluded.

TickerCompanyMkt CapStockRankSignal
VLYPOValley National Bancorp(you)$3.3B48HOLD
TOWNTowneBank$3.3B46HOLD
SFNCSimmons First National Corporation$3.3B44HOLD
BOHBank of Hawaii Corporation$3.3B53HOLD
BKUBankUnited, Inc.$3.4B53HOLD
FBNCFirst Bancorp$2.6B47HOLD
BBTBeacon Financial Corporation$2.5B49HOLD
CBUCommunity Financial System, Inc.$3.5B54HOLD
NICNicolet Bankshares, Inc.$3.6B54HOLD
TBBKThe Bancorp, Inc.$2.8B53HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Valley National Bancorp (VLYPO) — Stock Score Summary

Valley National Bancorp (VLYPO) has a MoatMap StockRank of 48/100 based on Quality (55/100), Value (23/100), and Momentum (65/100) factor scores. The current signal is HOLD.

Valley National Bancorp is a large regional bank holding company providing a full range of commercial and retail banking services across its core markets in New Jersey, New York, Florida, and Alabama. Its competitive moat is built on a strong commercial lending franchise, an expansive branch network, and a disciplined acquisition strategy that has expanded its geographic reach and market share. Valley National Bancorp is a well-capitalized institution with a significant regional presence.

Key Financial Metrics

Price$24.76
Market Cap$3.3B
P/E (TTM)22.43
Price/Book1.86
Return on Equity8.6%
Debt/Equity0.43x
Operating Margin46.4%
Revenue Growth23.8%
Dividend Yield1.8%

Valley National Bancorp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Valley National Bancorp’s (VLYPO) StockRank?
MoatMap’s StockRank for Valley National Bancorp (VLYPO) is 48/100, with a Hold signal. It is a composite of Quality (55), Value (23), and Momentum (65) factor ranks across MoatMap’s 20,000+ stock universe.
Does Valley National Bancorp have an economic moat?
Valley National Bancorp (VLYPO) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Valley National Bancorp a buy, hold, or sell?
MoatMap’s current signal for Valley National Bancorp (VLYPO) is Hold, based on a StockRank of 48/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Valley National Bancorp in?
Valley National Bancorp (VLYPO) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).