What is Seacoast Banking Corporation of Florida's (SBCF) StockRank?

MoatMap's StockRank for Seacoast Banking Corporation of Florida (SBCF) is 28/100, with a Sell signal. This is a composite score combining Quality (35), Value (31), and Momentum (51) factor ranks across MoatMap's 20,000+ stock universe.

Does Seacoast Banking Corporation of Florida have an economic moat?

Seacoast Banking Corporation of Florida (SBCF) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Seacoast Banking Corporation of Florida a buy, hold, or sell?

MoatMap's current signal for Seacoast Banking Corporation of Florida (SBCF) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is Seacoast Banking Corporation of Florida in?

Seacoast Banking Corporation of Florida (SBCF) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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SBCF

SELL

Seacoast Banking Corporation of Florida · Financial Services · United States · $3.3B · Avg Vol: $40M/d

StockRank

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P/E (TTM)

22.8x

ROE

5.5%

D/E

0.3x

Dividend %

2.2%

COMPANY DESCRIPTION

Seacoast Banking Corporation of Florida is a Florida-based bank holding company providing a full range of banking services, including commercial and retail banking, wealth management, and trust services, through its Seacoast Bank subsidiary. The company benefits from a strong regional footprint in attractive Florida markets, leveraging local expertise and a relationship-based banking model to attract and retain customers. Seacoast is a leading community bank in Florida, actively pursuing growth through strategic acquisitions and organic expansion.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	432.3M	567.4M	515.4M	652.6M	14.7%	630.0M	841.6M	891.3M	16.9%
EPS	1.67	1.24	1.43	1.59	-1.6%	1.47	2.17	2.35	21.5%
Shares	71.6M	84.9M	85.6M	97.9M	+36.7%	97.2M	—	—	—
Debt	234.5M	156.3M	352.0M	947.8M	59.3%	1.3B	—	—	—
Equity	1.6B	2.1B	2.2B	3.1B	23.9%	—	—	—	—
Op CF	195.9M	150.6M	179.9M	188.1M	-1.3%	228.8M	—	—	—
Inv CF	-364.9M	527.4M	-606.9M	-706.8M	—	—	—	—	—
Fin CF	-366.8M	-432.8M	456.4M	430.6M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+8.1%

SMA 50SMA 200

$33.65

RSI (14)

67.6

52W High

$35.12

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.8%*31.5

ROE

5.5%28.0

GP/Assets

3.0%N/A

Op. Margin

38.5%57.6

FCF/Assets

1.1%N/A

Piotroski

320.3

Int. Cover

—50.0

D/E Ratio

0.31xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

22.8x20.3

EV/EBITDA

bankN/A

P/FCF

14.8xN/A

P/B

1.2x47.9

P/S

5.2x34.8

Div Yield

2.2%25.6

Momentum

52W High %

96%65.0

RS 6M

-6%42.6

SMA 50/200

1.01x41.1

EPS Rev 4W

-0.8%39.8

EPS Rev 12W

-1.3%40.8

EPS Improve

+85%80.6

Q Growth

1%31.8

FUNDAMENTALS

Market Cap

$3.3B

P/E (Forward)

12.3x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SBCF are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
SBCF	Seacoast Banking Corporation of Florida(you)	$3.3B	28	SELL
BANF	BancFirst Corporation	$3.9B	37	HOLD
FLG	Flagstar Bank, National Association	$5.8B	24	SELL
SFNC	Simmons First National Corporation	$3.3B	44	HOLD
TOWN	TowneBank	$3.3B	46	HOLD
TFIN	Triumph Financial, Inc.	$1.8B	36	HOLD
VLYPO	Valley National Bancorp	$3.3B	48	HOLD
FBNC	First Bancorp	$2.6B	47	HOLD
BOH	Bank of Hawaii Corporation	$3.3B	53	HOLD
BKU	BankUnited, Inc.	$3.4B	53	HOLD

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Seacoast Banking Corporation of Florida (SBCF) — Stock Score Summary

Seacoast Banking Corporation of Florida (SBCF) has a MoatMap StockRank of 28/100 based on Quality (35/100), Value (31/100), and Momentum (51/100) factor scores. The current signal is SELL.

Key Financial Metrics

Price	$33.65
Market Cap	$3.3B
P/E (TTM)	22.79
P/E (Forward)	12.34
Price/Book	1.19
Return on Equity	5.5%
Debt/Equity	0.31x
Operating Margin	38.5%
Revenue Growth	24.1%
Dividend Yield	2.2%
Free Cash Flow	$221M

Seacoast Banking Corporation of Florida operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Seacoast Banking Corporation of Florida’s (SBCF) StockRank?: MoatMap’s StockRank for Seacoast Banking Corporation of Florida (SBCF) is 28/100, with a Sell signal. It is a composite of Quality (35), Value (31), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does Seacoast Banking Corporation of Florida have an economic moat?: Seacoast Banking Corporation of Florida (SBCF) has a Quality factor score of 35/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Seacoast Banking Corporation of Florida a buy, hold, or sell?: MoatMap’s current signal for Seacoast Banking Corporation of Florida (SBCF) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Seacoast Banking Corporation of Florida in?: Seacoast Banking Corporation of Florida (SBCF) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).