Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
WBS
STRONG BUYFLAGWebster Financial Corporation · Financial Services · United States · $12.3B · Avg Vol: $296M/d
Webster Financial has quality Q62 and momentum M68 with a buyback on file, but value at V43 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
Webster Financial Corporation is a bank holding company for Webster Bank, providing commercial, retail, and health savings account (HSA) banking services across the Northeastern U.S. The company distinguishes itself with a leading national HSA platform and robust regional market presence, offering diversified financial solutions to individuals and businesses.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.5B | 2.7B | 2.6B | 2.9B | 5.3% | 2.7B | 3.0B | 3.2B | 5.1% |
| EPS | 3.72 | 4.91 | 4.38 | 5.91 | 16.7% | 6.10 | 6.44 | 7.17 | 10.1% |
| Shares | 174.0M | 172.0M | 171.4M | 161.2M | -7.4% | 162.0M | — | — | — |
| Debt | 6.5B | 3.4B | 3.0B | 3.7B | -17.1% | 5.8B | — | — | — |
| Equity | 8.1B | 8.7B | 9.1B | 9.5B | 5.6% | — | — | — | — |
| Op CF | 1.3B | 978.6M | 1.4B | 1.1B | -7.5% | 1.3B | — | — | — |
| Inv CF | -7.2B | -2.6B | -3.9B | -4.7B | — | — | — | — | — |
| Fin CF | 6.2B | 2.5B | 2.8B | 4.1B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of WBS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| WBS | Webster Financial Corporation(you) | $12.3B | 82 | STRONG BUY |
| ZION | Zions Bancorporation, National Association | $10.1B | 81 | STRONG BUY |
| UMBF | UMB Financial Corporation | $10.7B | 78 | BUY |
| BPOP | Popular, Inc. | $11.0B | 87 | STRONG BUY |
| UBSI | United Bankshares, Inc. | $6.5B | 82 | STRONG BUY |
| CFR | Cullen/Frost Bankers, Inc. | $10.3B | 72 | BUY |
| VLY | Valley National Bancorp | $7.9B | 77 | BUY |
| EWBC | East West Bancorp, Inc. | $17.9B | 74 | BUY |
| SSB | SouthState Bank Corporation | $10.3B | 67 | BUY |
| ASB | Associated Banc-Corp | $5.8B | 86 | STRONG BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%