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ASB

STRONG BUYFLAG

Associated Banc-Corp · Financial Services · United States · $5.8B · Avg Vol: $73M/d

86
StockRank
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Q
59
V
55
M
68
P/E (TTM)
10.9x
ROE
10.2%
D/E
0.8x
Dividend %
3.0%
AI CONVICTION THESIS

Associated Banc-Corp has momentum M72 but quality Q59 and value V56 both miss the all-three-above-60 path, and the only filings are insider selling and a positive revision, neither of which is an accepted corroborating signal, so stage one fails.

COMPANY DESCRIPTION

Associated Banc-Corp is a regional bank holding company offering comprehensive banking and financial services, including consumer, business, and wealth management, primarily in Wisconsin, Illinois, and Minnesota. It benefits from deep-rooted customer relationships and strong brand recognition within its core Midwest markets, supported by a stable deposit base and diversified loan portfolio. The company is a prominent regional bank, strategically expanding its presence and digital capabilities to enhance customer experience.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.2B1.1B1.0B1.5B6.2%1.5B1.7B1.9B13.1%
EPS2.361.140.732.795.7%2.852.973.257.9%
Shares150.4M151.0M166.2M166.0M+10.3%188.9M
Debt4.6B2.5B2.7B3.9B-5.6%4.4B
Equity4.0B4.2B4.6B5.0B7.4%
Op CF846.6M442.7M580.2M615.7M-10.1%653.4M
Inv CF-5.3B-1.4B-2.2B-1.6B
Fin CF4.0B1.3B1.7B1.7B
Loading 1Y...
PRICE (1Y)+3.7%
28.9429.6530.3631.0631.77Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$30.64
RSI (14)
49.4
52W High
$31.83
From 52W High
1.0%

SCORE BREAKDOWN

Quality
59
ROIC (ROA)
1.1%*40.3
ROE
10.2%53.4
GP/Assets
3.3%N/A
Op. Margin
44.5%65.1
FCF/Assets
1.4%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.78xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
10.9x65.7
EV/EBITDA
bankN/A
P/FCF
9.4xN/A
P/B
1.0x55.9
P/S
4.0x47.6
Div Yield
3.0%38.6
Momentum
68
52W High %
96%71.8
RS 6M
10%71.4
SMA 50/200
1.09x72.9
EPS Rev 4W
+1.2%90.0
EPS Rev 12W
+1.4%71.4
EPS Improve
+15%39.9
Q Growth
18%53.1

FUNDAMENTALS

Market Cap
$5.8B
P/E (Forward)
9.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ASB are excluded.

TickerCompanyMkt CapStockRankSignal
ASBAssociated Banc-Corp(you)$5.8B86STRONG BUY
UBSIUnited Bankshares, Inc.$6.5B81STRONG BUY
CATYCathay General Bancorp$4.2B85STRONG BUY
FBPFirst BanCorp.$4.4B89STRONG BUY
OZKBank OZK$5.5B77BUY
IBOCInternational Bancshares Corporation$4.8B77BUY
FULTFulton Financial Corporation$4.7B77BUY
HOMBHome BancShares, Inc.$6.2B74BUY
PFSProvident Financial Services, Inc.$3.1B85STRONG BUY
BPOPPopular, Inc.$11.0B87STRONG BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Associated Banc-Corp (ASB) — Stock Score Summary

Associated Banc-Corp (ASB) has a MoatMap StockRank of 86/100 based on Quality (59/100), Value (55/100), and Momentum (68/100) factor scores. The current signal is STRONG BUY. Associated Banc-Corp has momentum M72 but quality Q59 and value V56 both miss the all-three-above-60 path, and the only filings are insider selling and a positive revision, neither of which is an accepted corroborating signal, so stage one fails.

Associated Banc-Corp is a regional bank holding company offering comprehensive banking and financial services, including consumer, business, and wealth management, primarily in Wisconsin, Illinois, and Minnesota. It benefits from deep-rooted customer relationships and strong brand recognition within its core Midwest markets, supported by a stable deposit base and diversified loan portfolio. The company is a prominent regional bank, strategically expanding its presence and digital capabilities to enhance customer experience.

Key Financial Metrics

Price$30.64
Market Cap$5.8B
P/E (TTM)10.87
P/E (Forward)9.46
Price/Book1.05
Return on Equity10.2%
Debt/Equity0.78x
Operating Margin44.5%
Revenue Growth12.2%
Dividend Yield3.0%
Free Cash Flow$616M

Associated Banc-Corp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Associated Banc-Corp’s (ASB) StockRank?
MoatMap’s StockRank for Associated Banc-Corp (ASB) is 86/100, with a Strong Buy signal. It is a composite of Quality (59), Value (55), and Momentum (68) factor ranks across MoatMap’s 20,000+ stock universe.
Does Associated Banc-Corp have an economic moat?
Associated Banc-Corp (ASB) has a Quality factor score of 59/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Associated Banc-Corp a buy, hold, or sell?
MoatMap’s current signal for Associated Banc-Corp (ASB) is Strong Buy, based on a StockRank of 86/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Associated Banc-Corp in?
Associated Banc-Corp (ASB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).