Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

ASB

BuyFull HouseFLAG

Associated Banc-Corp · Financial Services · United States · $5.8B · Avg Vol: $47M/d

78
StockRank
Get insider-trade alerts
Q
57
V
55
M
62
P/E (TTM)
10.9x
ROE
9.7%
D/E
0.8x
Dividend %
3.1%
AI CONVICTION THESIS

Associated Banc-Corp has momentum M72 but quality Q59 and value V56 both miss the all-three-above-60 path, and the only filings are insider selling and a positive revision, neither of which is an accepted corroborating signal, so stage one fails.

COMPANY DESCRIPTION

Associated Banc-Corp is a regional bank holding company offering comprehensive banking and financial services, including consumer, business, and wealth management, primarily in Wisconsin, Illinois, and Minnesota. It benefits from deep-rooted customer relationships and strong brand recognition within its core Midwest markets, supported by a stable deposit base and diversified loan portfolio. The company is a prominent regional bank, strategically expanding its presence and digital capabilities to enhance customer experience.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.2B1.1B1.0B1.5B6.2%1.6B1.8B1.9B13.7%
EPS2.361.140.732.795.7%2.862.933.318.9%
Shares150.4M151.0M166.2M166.0M+10.3%188.8M
Debt4.6B2.5B2.7B3.9B-5.6%5.7B
Equity4.0B4.2B4.6B5.0B7.4%
Op CF846.6M442.7M580.2M615.7M-10.1%719.0M
Inv CF-5.3B-1.4B-2.2B-1.6B
Fin CF4.0B1.3B1.7B1.7B
Loading 1Y...
PRICE (1Y)-1.4%
29.9030.5131.1231.7232.33Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$30.34
RSI (14)
47.3
52W High
$32.21
From 52W High
0.9%

SCORE BREAKDOWN

Quality
57
ROIC (ROA)
1.1%*37.6
ROE
9.7%49.0
GP/Assets
3.4%N/A
Op. Margin
41.3%59.2
FCF/Assets
1.4%N/A
Piotroski
797.1
Int. Cover
50.0
D/E Ratio
0.78xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
10.9x63.6
EV/EBITDA
bankN/A
P/FCF
9.5xN/A
P/B
1.1x56.1
P/S
3.8x48.2
Div Yield
3.1%42.8
Momentum
62
52W High %
94%67.3
RS 6M
12%74.5
SMA 50/200
1.11x75.8
EPS Rev 4W
+0.9%48.7
EPS Rev 12W
+3.1%76.3
EPS Improve
+17%45.4
Q Growth
11%41.2

FUNDAMENTALS

Market Cap
$5.8B
P/E (Forward)
9.3x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ASB are excluded.

TickerCompanyMkt CapStockRankSignal
ASBAssociated Banc-Corp(you)$5.8B78Buy
CATYCathay General Bancorp$4.1B78Buy
FBPFirst BanCorp.$4.3B82Strong Buy
AUBAtlantic Union Bankshares Corporation$5.8B67Buy
OZKBank OZK$5.4B68Buy
BPOPPopular, Inc.$10.8B79Buy
VLYValley National Bancorp$7.7B71Buy
UBSIUnited Bankshares, Inc.$6.5B67Buy
WSBCWesBanco, Inc.$3.9B73Buy
AXAxos Financial, Inc.$5.6B65Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Associated Banc-Corp (ASB): Stock Score Summary

Associated Banc-Corp (ASB) has a MoatMap StockRank of 78/100 based on Quality (57/100), Value (55/100), and Momentum (62/100) factor scores. The current signal is BUY. Associated Banc-Corp has momentum M72 but quality Q59 and value V56 both miss the all-three-above-60 path, and the only filings are insider selling and a positive revision, neither of which is an accepted corroborating signal, so stage one fails.

Associated Banc-Corp is a regional bank holding company offering comprehensive banking and financial services, including consumer, business, and wealth management, primarily in Wisconsin, Illinois, and Minnesota. It benefits from deep-rooted customer relationships and strong brand recognition within its core Midwest markets, supported by a stable deposit base and diversified loan portfolio. The company is a prominent regional bank, strategically expanding its presence and digital capabilities to enhance customer experience.

Key Financial Metrics

Price$30.34
Market Cap$5.8B
P/E (TTM)10.86
P/E (Forward)9.31
Price/Book1.06
Return on Equity9.7%
Debt/Equity0.78x
Operating Margin41.3%
Revenue Growth23.5%
Dividend Yield3.1%
Free Cash Flow$616M

Associated Banc-Corp operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Associated Banc-Corp’s (ASB) StockRank?
MoatMap’s StockRank for Associated Banc-Corp (ASB) is 78/100, with a Buy signal. It is a composite of Quality (57), Value (55), and Momentum (62) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Associated Banc-Corp have an economic moat?
Associated Banc-Corp (ASB) has a Quality factor score of 57/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Associated Banc-Corp a buy, hold, or sell?
MoatMap’s current signal for Associated Banc-Corp (ASB) is Buy, based on a StockRank of 78/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Associated Banc-Corp in?
Associated Banc-Corp (ASB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).