ASB
Strong BuyFull HouseAI neutralAssociated Banc-Corp · Financial Services · United States · $5.7B cap · $69.4M/day traded
$30.23 +0.1% · close 26 Oct · scored 27 Oct
Full House: Strong business, sensible price, market agrees. The rare full house.
Reported 22 Oct: the next-year EPS estimate rose 0.5% across the report (snapshots of 18 Oct and 25 Oct).
As of 27 Oct 2026, MoatMap's StockRank for Associated Banc-Corp (ASB) is 82/100, ranked against 24,000+ stocks in 35 markets (Quality 57, Value 56, Momentum 66, each scored against its sector).
Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →
Associated Banc-Corp is a Midwest regional bank that has been repositioning its balance sheet and lifting its prime rate. Higher-for-longer rates support net interest income, but regional banks are leveraged, commodity-like lenders with limited moats. Recent news is routine (dividends, conference appearances, a new general counsel) and insiders were modest net sellers.
ABOUT ASSOCIATED BANC-CORP
Read
Associated Banc-Corp is a regional bank holding company offering comprehensive banking and financial services, including consumer, business, and wealth management, primarily in Wisconsin, Illinois, and Minnesota. It benefits from deep-rooted customer relationships and strong brand recognition within its core Midwest markets, supported by a stable deposit base and diversified loan portfolio. The company is a prominent regional bank, strategically expanding its presence and digital capabilities to enhance customer experience.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.2B | 1.1B | 1.0B | 1.5B | 6.2% | 1.6B | 1.8B | 1.9B | 14.0% |
| EPS | 2.36 | 1.14 | 0.73 | 2.79 | 5.7% | 2.90 | 3.00 | 3.37 | 9.9% |
| Shares | 150.4M | 151.0M | 166.2M | 166.0M | +10.3% | 188.8M | — | — | — |
| Debt | 4.6B | 2.5B | 2.7B | 3.9B | -5.6% | 5.7B | — | — | — |
| Equity | 4.0B | 4.2B | 4.6B | 5.0B | 7.4% | — | — | — | — |
| Op CF | 846.6M | 442.7M | 580.2M | 615.7M | -10.1% | 719.0M | — | — | — |
| Inv CF | -5.3B | -1.4B | -2.2B | -1.6B | — | — | — | — | — |
| Fin CF | 4.0B | 1.3B | 1.7B | 1.7B | — | — | — | — | — |
Above its 200-day average and 6% below its 52-week high.
Calmer than 86% of stocks we rank over the past year (23% a year).
How this is worked out
StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.
The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.
In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.
What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.
What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.
Calm is not safe: a calm stock can still slide steadily.
Rules fixed before any data was fetched. Describes the chart, not a recommendation.
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ASB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ASB | Associated Banc-Corp(you) | $5.7B | 82 | Strong Buy |
| FULT | Fulton Financial Corporation | $4.5B | 81 | Strong Buy |
| FBP | First BanCorp. | $4.1B | 82 | Strong Buy |
| AUB | Atlantic Union Bankshares Corporation | $5.7B | 73 | Buy |
| CATY | Cathay General Bancorp | $4.3B | 86 | Strong Buy |
| UBSI | United Bankshares, Inc. | $6.6B | 74 | Buy |
| CVBF | CVB Financial Corp. | $4.0B | 78 | Buy |
| ZION | Zions Bancorporation, National Association | $9.7B | 83 | Strong Buy |
| FNB | F.N.B. Corporation | $6.4B | 72 | Buy |
| TOWN | TowneBank | $3.3B | 79 | Buy |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 75.4%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.