Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
8365.T
HoldThe Bank of Toyama, Ltd. · Financial Services · Japan · $79M · Avg Vol: $128K/d
COMPANY DESCRIPTION
The Bank of Toyama, Ltd. offers retail and corporate banking services, wealth management, and local business financing in Toyama Prefecture. The bank maintains a solid market share in the industrial Toyama region, leveraging close ties with local manufacturing and construction sectors. It operates as a niche regional bank focused on relationship banking and supporting local industrial supply chains.
FINANCIAL SUMMARY (JPY)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | 8.0B | 10.4B | 9.7B | 8.9B | 12.2B | 11.1% | 12.7B |
| EPS (JPY) | 61.32 | 179.72 | 116.68 | 177.35 | 196.31 | 33.8% | 197.49 |
| Shares | 5.4M | 5.4M | 5.4M | 5.3M | 5.3M | -2.0% | 5.3M |
| Debt | 35.2B | 18.7B | 18.3B | 11.6B | 10.8B | -25.6% | 10.9B |
| Equity | 31.5B | 29.4B | 30.4B | 28.4B | 31.0B | -0.4% | — |
| Op CF | 11.3B | -19.2B | 2.6B | -4.0B | 9.4B | -4.5% | — |
| Inv CF | -13.3B | 13.8B | 972.0M | 1.9B | -9.6B | — | — |
| Fin CF | -341.0M | -272.0M | -272.0M | -454.0M | -268.0M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8365.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 8365.T | The Bank of Toyama, Ltd.(you) | $79M | 46 | Hold |
| 8562.T | The Fukushima Bank, Ltd. | $82M | 38 | Hold |
| 8349.T | The Tohoku Bank, Ltd. | $98M | 64 | Hold |
| 7161.T | Jimoto Holdings, Inc. | $98M | 64 | Hold |
| 8416.T | The Bank Of Kochi, Ltd. | $75M | 22 | Sell |
| 8563.T | The Daito Bank, Ltd. | $91M | 70 | Buy |
| 8383.T | The Tottori Bank, Ltd. | $115M | 71 | Buy |
| 8364.T | The Shimizu Bank, Ltd. | $227M | 58 | Hold |
| 8542.T | Tomato Bank, Ltd. | $141M | 69 | Buy |
| 8558.T | The Towa Bank, Ltd. | $331M | 40 | Hold |
Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%