What is The Fukushima Bank, Ltd.'s (8562.T) StockRank?

MoatMap's StockRank for The Fukushima Bank, Ltd. (8562.T) is 38/100, with a Hold signal. This is a composite score combining Quality (33), Value (54), and Momentum (43) factor ranks across MoatMap's 20,000+ stock universe.

Does The Fukushima Bank, Ltd. have an economic moat?

The Fukushima Bank, Ltd. (8562.T) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is The Fukushima Bank, Ltd. a buy, hold, or sell?

MoatMap's current signal for The Fukushima Bank, Ltd. (8562.T) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is The Fukushima Bank, Ltd. in?

The Fukushima Bank, Ltd. (8562.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).

Company Deep Dive

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8562.T

Hold

The Fukushima Bank, Ltd. · Financial Services · Japan · $82M · Avg Vol: $718K/d

StockRank

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P/E (TTM)

17.8x

ROE

3.9%

D/E

0.1x

Dividend %

1.4%

COMPANY DESCRIPTION

The Fukushima Bank, Ltd. provides retail and corporate banking services, including deposits, loans, and investment trusts, in Fukushima Prefecture. The bank is deeply integrated into the local economy, supporting regional recovery and SME financing. It is actively pursuing strategic alliances, including capital ties with SBI Holdings, to modernize its digital banking infrastructure.

FINANCIAL SUMMARY (JPY)

Year	2022	2023	2024	2025	2026	CAGR	TTM
Revenue	11.9B	11.9B	12.0B	11.6B	12.0B	0.2%	13.0B
EPS (JPY)	—	31.05	30.98	-39.26	21.12	-12.1%	21.25
Shares	—	28.0M	28.0M	34.9M	34.9M	+24.7%	34.9M
Debt	—	47.6B	2.1B	2.1B	1.5B	-68.5%	1.7B
Equity	—	24.1B	24.9B	23.9B	23.8B	-0.5%	—
Op CF	—	-7.4B	1.2B	-15.2B	-23.1B	—	-6.2B
Inv CF	—	-6.5B	1.5B	-9.5B	-635.0M	—	—
Fin CF	—	-140.0M	-140.0M	1.8B	-175.0M	—	—

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PRICE (1Y)+9.4%

SMA 50SMA 200

$2.39

RSI (14)

66.7

52W High

$2.77

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.1%*15.1

ROE

3.9%22.2

GP/Assets

1.6%N/A

Op. Margin

7.1%26.9

FCF/Assets

-2.9%N/A

Piotroski

566.5

Int. Cover

—50.0

D/E Ratio

0.06xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

17.8x29.1

EV/EBITDA

bankN/A

P/FCF

bankN/A

P/B

0.5x90.6

P/S

1.0x88.7

Div Yield

1.4%12.9

Momentum

52W High %

86%33.4

RS 6M

-16%16.6

SMA 50/200

1.05x57.2

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

309%93.0

FUNDAMENTALS

Market Cap

$82M

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8562.T are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
8562.T	The Fukushima Bank, Ltd.(you)	$82M	38	Hold
8365.T	The Bank of Toyama, Ltd.	$79M	46	Hold
8416.T	The Bank Of Kochi, Ltd.	$75M	22	Sell
8349.T	The Tohoku Bank, Ltd.	$98M	64	Hold
7161.T	Jimoto Holdings, Inc.	$98M	64	Hold
8558.T	The Towa Bank, Ltd.	$331M	40	Hold
8563.T	The Daito Bank, Ltd.	$91M	70	Buy
8383.T	The Tottori Bank, Ltd.	$115M	71	Buy
8364.T	The Shimizu Bank, Ltd.	$227M	58	Hold
8542.T	Tomato Bank, Ltd.	$141M	69	Buy

Peer medians: ROE 8.4% · P/E 16.2x · Gross margin 67.6%

Price	$2.39
Market Cap	$82M
P/E (TTM)	17.80
Price/Book	0.54
Return on Equity	3.9%
Debt/Equity	0.06x
Operating Margin	7.1%
Revenue Growth	12.5%
Dividend Yield	1.4%
Free Cash Flow	$-144M

Company Deep Dive

8562.T

COMPANY DESCRIPTION

FINANCIAL SUMMARY (JPY)

SCORE BREAKDOWN

FUNDAMENTALS

SECTOR PEERS

The Fukushima Bank, Ltd. (8562.T): Stock Score Summary

Key Financial Metrics

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