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8416.T

Sell

The Bank Of Kochi, Ltd. · Financial Services · Japan · $75M · Avg Vol: $320K/d

22
StockRank
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Q
23
V
54
M
31
P/E (TTM)
25.4x
ROE
-0.3%
D/E
1.6x
Dividend %
2.1%
Dir. Trades · 180d
None →
Buybacks · 180d
None →

COMPANY DESCRIPTION

The Bank Of Kochi, Ltd. operates as a regional bank offering deposit, loan, and consulting services in Kochi Prefecture and surrounding areas. The bank maintains a strong local presence and customer loyalty in Kochi, focusing on financing local SMEs and individual retail customers. It is a community-oriented regional bank navigating demographic challenges through digital transformation and consulting-driven lending.

FINANCIAL SUMMARY (JPY)

Year20222023202420252026CAGRTTM
Revenue—21.0B21.2B21.3B24.0B4.5%23.8B
EPS (JPY)140.17139.29111.9673.4358.78-19.5%47.46
Shares—10.1M10.1M10.1M10.1M+0.4%10.1M
Debt—66.0B43.3B54.5B75.4B4.5%64.5B
Equity—73.8B58.7B50.7B45.9B-14.6%—
Op CF—-32.0B-22.1B25.9B22.9B-11.5%43.4B
Inv CF—6.1B-5.9B6.3B-18.9B——
Fin CF—6.4B-17.7B-413.0M-342.0M——
Loading 1Y...
PRICE (1Y)-0.4%
6.636.867.087.307.53Jul 21Aug 12Sep 2
SMA 50SMA 200

Close
$7.31
RSI (14)
59.7
52W High
$9.13
From 52W High
0.8%

SCORE BREAKDOWN

Quality
23
ROIC (ROA)
-0.0%*14.1
ROE
-0.3%10.4
GP/Assets
2.1%N/A
Op. Margin
-7.1%5.5
FCF/Assets
1.9%N/A
Piotroski
445.3
Int. Cover
—50.0
D/E Ratio
1.64xN/A
Current Ratio
bankN/A
Value
54
P/E (TTM)
25.4x15.9
EV/EBITDA
bankN/A
P/FCF
0.6xN/A
P/B
0.3x98.1
P/S
0.5x95.2
Div Yield
2.1%24.3
Momentum
31
52W High %
80%24.0
RS 6M
-12%24.6
SMA 50/200
1.07x61.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
—N/A

FUNDAMENTALS

Market Cap
$75M
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8416.T are excluded.

TickerCompanyMkt CapStockRankSignal
8416.TThe Bank Of Kochi, Ltd.(you)$75M22Sell
8562.TThe Fukushima Bank, Ltd.$82M38Hold
8365.TThe Bank of Toyama, Ltd.$79M46Hold
8349.TThe Tohoku Bank, Ltd.$98M64Hold
7161.TJimoto Holdings, Inc.$98M64Hold
8558.TThe Towa Bank, Ltd.$331M40Hold
8563.TThe Daito Bank, Ltd.$91M70Buy
8383.TThe Tottori Bank, Ltd.$115M71Buy
8364.TThe Shimizu Bank, Ltd.$227M58Hold
8542.TTomato Bank, Ltd.$141M69Buy

Peer medians: ROE 8.4% · P/E 16.2x · Gross margin 67.6%

The Bank Of Kochi, Ltd. (8416.T): Stock Score Summary

The Bank Of Kochi, Ltd. (8416.T) has a MoatMap StockRank of 22/100 based on Quality (23/100), Value (54/100), and Momentum (31/100) factor scores. The current signal is SELL.

The Bank Of Kochi, Ltd. operates as a regional bank offering deposit, loan, and consulting services in Kochi Prefecture and surrounding areas. The bank maintains a strong local presence and customer loyalty in Kochi, focusing on financing local SMEs and individual retail customers. It is a community-oriented regional bank navigating demographic challenges through digital transformation and consulting-driven lending.

Key Financial Metrics

Price$7.31
Market Cap$75M
P/E (TTM)25.40
Price/Book0.27
Return on Equity-0.3%
Debt/Equity1.64x
Operating Margin-7.1%
Revenue Growth3.4%
Dividend Yield2.1%
Free Cash Flow$133M

The Bank Of Kochi, Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is The Bank Of Kochi, Ltd.’s (8416.T) StockRank?
MoatMap’s StockRank for The Bank Of Kochi, Ltd. (8416.T) is 22/100, with a Sell signal. It is a composite of Quality (23), Value (54), and Momentum (31) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Bank Of Kochi, Ltd. have an economic moat?
The Bank Of Kochi, Ltd. (8416.T) has a Quality factor score of 23/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Bank Of Kochi, Ltd. a buy, hold, or sell?
MoatMap’s current signal for The Bank Of Kochi, Ltd. (8416.T) is Sell, based on a StockRank of 22/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Bank Of Kochi, Ltd. in?
The Bank Of Kochi, Ltd. (8416.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).
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