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ALRS

HOLD

Alerus Financial Corporation · Financial Services · United States · $822M · Avg Vol: $9M/d

60
StockRank
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Q
33
V
31
M
90
P/E (TTM)
30.6x
ROE
5.0%
D/E
0.7x
Dividend %
2.6%
Dir. Trades · 180d
+$28.7K →
Buybacks · 180d
$6.9M →

COMPANY DESCRIPTION

Alerus Financial Corporation is a diversified financial services company providing banking, wealth management, retirement, and employee benefits solutions to businesses and individuals. The company differentiates itself through an integrated service model, fostering deep client relationships and capitalizing on cross-selling opportunities across its specialized offerings. This comprehensive approach, combined with a strong regional presence, underpins its competitive position in the financial services sector.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue208.7M166.2M223.8M220.7M1.9%236.5M231.2M238.3M3.9%
EPS2.120.591.000.69-31.2%1.050.750.69-0.3%
Shares20.0M19.7M25.3M25.4M+27.1%25.1M———
Debt442.8M378.9M317.0M404.3M-3.0%310.3M———
Equity356.9M369.1M495.4M564.9M16.5%————
Op CF103.0M26.8M21.7M67.5M-13.1%87.6M———
Inv CF-292.6M-49.9M-322.8M76.5M—————
Fin CF5.6M94.8M232.4M-138.1M—————
Loading 1Y...
PRICE (1Y)+9.5%
29.6730.4331.1931.9432.70Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$32.70
RSI (14)
66.6
52W High
$32.80
From 52W High
1.0%

SCORE BREAKDOWN

Quality
33
ROIC (ROA)
0.5%*23.1
ROE
5.0%26.2
GP/Assets
4.5%N/A
Op. Margin
40.0%59.4
FCF/Assets
1.5%N/A
Piotroski
320.3
Int. Cover
—50.0
D/E Ratio
0.72xN/A
Current Ratio
bankN/A
Value
31
P/E (TTM)
30.6x13.9
EV/EBITDA
bankN/A
P/FCF
10.4xN/A
P/B
1.4x38.1
P/S
3.4x55.7
Div Yield
2.6%32.0
Momentum
90
52W High %
100%94.8
RS 6M
26%93.5
SMA 50/200
1.20x93.9
EPS Rev 4W
+2.8%94.0
EPS Rev 12W
+1.2%69.4
EPS Improve
+163%89.2
Q Growth
73%80.0

FUNDAMENTALS

Market Cap
$822M
P/E (Forward)
11.6x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ALRS are excluded.

TickerCompanyMkt CapStockRankSignal
ALRSAlerus Financial Corporation(you)$822M60HOLD
HTBHomeTrust Bancshares, Inc.$818M60HOLD
SMBKSmartFinancial, Inc.$855M62HOLD
MPBMid Penn Bancorp, Inc.$942M59HOLD
MSBIMidland States Bancorp, Inc.$669M62HOLD
NFBKNorthfield Bancorp, Inc.$639M61HOLD
SBSISouthside Bancshares, Inc.$1.0B62HOLD
CCBGCapital City Bank Group, Inc.$882M65BUY
NPBNorthpointe Bancshares, Inc.$594M59HOLD
SMBCSouthern Missouri Bancorp, Inc.$855M67BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Alerus Financial Corporation (ALRS) — Stock Score Summary

Alerus Financial Corporation (ALRS) has a MoatMap StockRank of 60/100 based on Quality (33/100), Value (31/100), and Momentum (90/100) factor scores. The current signal is HOLD.

Alerus Financial Corporation is a diversified financial services company providing banking, wealth management, retirement, and employee benefits solutions to businesses and individuals. The company differentiates itself through an integrated service model, fostering deep client relationships and capitalizing on cross-selling opportunities across its specialized offerings. This comprehensive approach, combined with a strong regional presence, underpins its competitive position in the financial services sector.

Key Financial Metrics

Price$32.70
Market Cap$822M
P/E (TTM)30.57
P/E (Forward)11.61
Price/Book1.41
Return on Equity5.0%
Debt/Equity0.72x
Operating Margin40.0%
Revenue Growth18.7%
Dividend Yield2.6%
Free Cash Flow$79M

Alerus Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Alerus Financial Corporation’s (ALRS) StockRank?
MoatMap’s StockRank for Alerus Financial Corporation (ALRS) is 60/100, with a Hold signal. It is a composite of Quality (33), Value (31), and Momentum (90) factor ranks across MoatMap’s 20,000+ stock universe.
Does Alerus Financial Corporation have an economic moat?
Alerus Financial Corporation (ALRS) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Alerus Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Alerus Financial Corporation (ALRS) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Alerus Financial Corporation in?
Alerus Financial Corporation (ALRS) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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