Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CWBC
HoldHot AirFLAGCommunity West Bancshares · Financial Services · United States · $701M · Avg Vol: $5M/d
Community West Bancshares has strong momentum M74 and quality Q57 with a buyback on file, but value at V42 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
Community West Bancshares is the bank holding company for Community West Bank, a premier regional bank serving California's Central Coast. The bank specializes in relationship-based commercial banking, offering customized lending, agricultural financing, and cash management services to small-to-medium enterprises. Its competitive advantage is driven by deep community ties, a highly localized decision-making process, and a strong market share in a wealthy, economically diverse geographic region.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 83.2M | 87.7M | 114.2M | 144.2M | 20.1% | 156.8M | 202.5M | 233.2M | 27.2% |
| EPS | 0.98 | 0.95 | 0.45 | 2.01 | 27.0% | 1.76 | 2.34 | 2.99 | 22.0% |
| Shares | 27.1M | 27.1M | 19.0M | 19.2M | -29.4% | — | — | — | — |
| Debt | 115.6M | 149.7M | 203.3M | 142.5M | 7.2% | 250.3M | — | — | — |
| Equity | 174.7M | 207.1M | 362.7M | 409.6M | 32.9% | — | — | — | — |
| Op CF | 23.7M | 27.5M | 22.2M | 46.1M | 24.9% | 54.0M | — | — | — |
| Inv CF | -197.1M | 24.5M | 64.5M | -160.5M | — | — | — | — | — |
| Fin CF | 41.1M | -29.5M | -20.0M | 113.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CWBC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CWBC | Community West Bancshares(you) | $701M | 45 | Hold |
| ALRS | Alerus Financial Corporation | $825M | 42 | Hold |
| NPB | Northpointe Bancshares, Inc. | $589M | 50 | Hold |
| SBSI | Southside Bancshares, Inc. | $950M | 50 | Hold |
| EQBK | Equity Bancshares, Inc. | $1.0B | 42 | Hold |
| AVBC | Avidia Bancorp, Inc. | $408M | 47 | Hold |
| CBAN | Colony Bankcorp, Inc. | $453M | 50 | Hold |
| BSVN | Bank7 Corp. | $497M | 54 | Hold |
| MCB | Metropolitan Bank Holding Corp. | $1.1B | 51 | Hold |
| BSRR | Sierra Bancorp | $516M | 55 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%