SmartFinancial, Inc. (SMBK) — Stock Score Summary

SmartFinancial, Inc. (SMBK) has a MoatMap StockRank of 60/100 based on Quality (40/100), Value (30/100), and Momentum (75/100) factor scores. The current signal is HOLD. SmartFinancial is a regional US bank with no distinct competitive advantages or structural macro tailwinds to justify a position in a concentrated global book.

SmartFinancial, Inc. is a bank holding company operating SmartBank, a community bank offering a full range of financial services to individuals and businesses across the Southeastern United States. The bank focuses on relationship-based lending and deposit services, emphasizing local market knowledge and personalized customer interactions. Its strategic acquisitions and organic growth in attractive regional markets provide a competitive edge by fostering strong community ties and delivering tailored financial solutions.

Key Financial Metrics

Price$43.55
Market Cap$714M
P/E (TTM)13.34
P/E (Forward)9.91
Price/Book1.27
Return on Equity9.9%
Gross Margin0.0%
Operating Margin37.8%
Revenue Growth8.3%
Dividend Yield0.8%

SmartFinancial, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is SmartFinancial, Inc.’s (SMBK) StockRank?
MoatMap’s StockRank for SmartFinancial, Inc. (SMBK) is 60/100, with a Hold signal. It is a composite of Quality (40), Value (30), and Momentum (75) factor ranks across MoatMap’s 19,000+ stock universe.
Does SmartFinancial, Inc. have an economic moat?
SmartFinancial, Inc. (SMBK) has a Quality factor score of 40/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is SmartFinancial, Inc. a buy, hold, or sell?
MoatMap’s current signal for SmartFinancial, Inc. (SMBK) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is SmartFinancial, Inc. in?
SmartFinancial, Inc. (SMBK) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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