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PGC

BUY

Peapack-Gladstone Financial Corporation · Financial Services · United States · $822M · Avg Vol: $12M/d

76
StockRank
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Q
48
V
35
M
87
P/E (TTM)
18.7x
ROE
6.6%
D/E
0.3x
Dividend %
0.4%

COMPANY DESCRIPTION

Peapack-Gladstone Financial Corporation is the holding company for Peapack-Gladstone Bank, a commercial bank serving businesses and wealthy individuals in New Jersey. The bank differentiates itself through a private banking approach, offering personalized financial solutions, commercial lending, and wealth management services. Its focus on high-net-worth clients and businesses provides a strong niche market position within a competitive banking landscape.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue237.5M224.6M222.8M275.9M5.1%273.9M337.7M376.8M16.9%
EPS4.092.741.872.12-19.7%2.473.6773.0%
Shares17.8M17.7M17.6M17.6M-1.4%17.7M
Debt530.9M553.4M178.5M216.8M-25.8%114.4M
Equity533.0M583.7M605.8M658.2M7.3%
Op CF118.9M70.1M71.1M43.1M-28.7%75.6M
Inv CF-356.1M-147.5M-303.4M-735.8M
Fin CF280.4M75.0M436.0M489.1M
Loading 1Y...
PRICE (1Y)+6.1%
43.9645.0546.1547.2448.33Jun 15Jul 8Jul 28
SMA 50SMA 200
Close
$47.72
RSI (14)
69.4
52W High
$49.14
From 52W High
1.0%

SCORE BREAKDOWN

Quality
48
ROIC (ROA)
0.6%*25.6
ROE
6.6%33.3
GP/Assets
3.6%N/A
Op. Margin
28.1%46.7
FCF/Assets
0.8%N/A
Piotroski
797.0
Int. Cover
50.0
D/E Ratio
0.33xN/A
Current Ratio
bankN/A
Value
35
P/E (TTM)
18.7x28.1
EV/EBITDA
bankN/A
P/FCF
13.0xN/A
P/B
1.2x47.1
P/S
3.0x63.2
Div Yield
0.4%2.4
Momentum
87
52W High %
97%73.3
RS 6M
55%98.7
SMA 50/200
1.28x97.1
EPS Rev 4W
+1.8%91.7
EPS Rev 12W
+3.6%82.9
EPS Improve
+97%82.0
Q Growth
86%82.5

FUNDAMENTALS

Market Cap
$822M
P/E (Forward)
9.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PGC are excluded.

TickerCompanyMkt CapStockRankSignal
PGCPeapack-Gladstone Financial Corporation(you)$822M76BUY
IBCPIndependent Bank Corporation$776M78BUY
SPFISouth Plains Financial, Inc.$841M73BUY
GSBCGreat Southern Bancorp, Inc.$863M72BUY
WASHWashington Trust Bancorp, Inc.$732M78BUY
SMBCSouthern Missouri Bancorp, Inc.$855M71BUY
HAFCHanmi Financial Corporation$943M78BUY
CACCamden National Corporation$924M79BUY
HTBHomeTrust Bancshares, Inc.$818M70BUY
AMTBAmerant Bancorp Inc.$1.1B75BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Peapack-Gladstone Financial Corporation (PGC) — Stock Score Summary

Peapack-Gladstone Financial Corporation (PGC) has a MoatMap StockRank of 76/100 based on Quality (48/100), Value (35/100), and Momentum (87/100) factor scores. The current signal is BUY.

Peapack-Gladstone Financial Corporation is the holding company for Peapack-Gladstone Bank, a commercial bank serving businesses and wealthy individuals in New Jersey. The bank differentiates itself through a private banking approach, offering personalized financial solutions, commercial lending, and wealth management services. Its focus on high-net-worth clients and businesses provides a strong niche market position within a competitive banking landscape.

Key Financial Metrics

Price$47.72
Market Cap$822M
P/E (TTM)18.68
P/E (Forward)9.50
Price/Book1.21
Return on Equity6.6%
Debt/Equity0.33x
Operating Margin28.1%
Revenue Growth25.5%
Dividend Yield0.4%
Free Cash Flow$63M

Peapack-Gladstone Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Peapack-Gladstone Financial Corporation’s (PGC) StockRank?
MoatMap’s StockRank for Peapack-Gladstone Financial Corporation (PGC) is 76/100, with a Buy signal. It is a composite of Quality (48), Value (35), and Momentum (87) factor ranks across MoatMap’s 20,000+ stock universe.
Does Peapack-Gladstone Financial Corporation have an economic moat?
Peapack-Gladstone Financial Corporation (PGC) has a Quality factor score of 48/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Peapack-Gladstone Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Peapack-Gladstone Financial Corporation (PGC) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Peapack-Gladstone Financial Corporation in?
Peapack-Gladstone Financial Corporation (PGC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).