What is Peapack-Gladstone Financial Corporation's (PGC) StockRank?

MoatMap's StockRank for Peapack-Gladstone Financial Corporation (PGC) is 65/100, with a Hold signal. This is a composite score combining Quality (50), Value (38), and Momentum (72) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Peapack-Gladstone Financial Corporation have an economic moat?

Peapack-Gladstone Financial Corporation (PGC) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Peapack-Gladstone Financial Corporation a buy, hold, or sell?

MoatMap's current signal for Peapack-Gladstone Financial Corporation (PGC) is Hold, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Peapack-Gladstone Financial Corporation in?

Peapack-Gladstone Financial Corporation (PGC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).

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PGC

HoldHot Air

Peapack-Gladstone Financial Corporation · Financial Services · United States · $800M · Avg Vol: $7M/d

StockRank

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P/E (TTM)

16.1x

ROE

7.7%

D/E

0.3x

Dividend %

0.4%

COMPANY DESCRIPTION

Peapack-Gladstone Financial Corporation is the holding company for Peapack-Gladstone Bank, a commercial bank serving businesses and wealthy individuals in New Jersey. The bank differentiates itself through a private banking approach, offering personalized financial solutions, commercial lending, and wealth management services. Its focus on high-net-worth clients and businesses provides a strong niche market position within a competitive banking landscape.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	237.5M	224.6M	222.8M	275.9M	5.1%	288.7M	341.3M	385.6M	18.2%
EPS	4.09	2.74	1.87	2.12	-19.7%	2.88	3.51	—	65.4%
Shares	17.8M	17.7M	17.6M	17.6M	-1.4%	17.7M	—	—	—
Debt	530.9M	553.4M	178.5M	216.8M	-25.8%	126.3M	—	—	—
Equity	533.0M	583.7M	605.8M	658.2M	7.3%	—	—	—	—
Op CF	118.9M	70.1M	71.1M	43.1M	-28.7%	110.9M	—	—	—
Inv CF	-356.1M	-147.5M	-303.4M	-735.8M	—	—	—	—	—
Fin CF	280.4M	75.0M	436.0M	489.1M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+0.0%

SMA 50SMA 200

$46.04

RSI (14)

59.8

52W High

$49.09

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.7%*27.9

ROE

7.7%38.6

GP/Assets

3.8%N/A

Op. Margin

30.5%47.0

FCF/Assets

0.8%N/A

Piotroski

797.1

Int. Cover

—50.0

D/E Ratio

0.33xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

16.1x34.5

EV/EBITDA

bankN/A

P/FCF

12.6xN/A

P/B

1.2x49.9

P/S

2.8x62.9

Div Yield

0.4%4.0

Momentum

52W High %

94%64.8

RS 6M

24%88.2

SMA 50/200

1.20x93.6

EPS Rev 4W

0.0%27.7

EPS Rev 12W

+0.7%47.4

EPS Improve

+67%78.5

Q Growth

101%85.0

FUNDAMENTALS

Market Cap

$800M

P/E (Forward)

9.6x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PGC are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
PGC	Peapack-Gladstone Financial Corporation(you)	$800M	65	Hold
SMBC	Southern Missouri Bancorp, Inc.	$815M	65	Hold
SPFI	South Plains Financial, Inc.	$823M	64	Hold
HTB	HomeTrust Bancshares, Inc.	$776M	63	Hold
IBCP	Independent Bank Corporation	$759M	68	Buy
RCBC	River City Bank	$712M	67	Buy
GSBC	Great Southern Bancorp, Inc.	$859M	61	Hold
BCAL	California BanCorp	$684M	67	Buy
FCBC	First Community Bankshares, Inc.	$925M	67	Buy
MBWM	Mercantile Bank Corporation	$1.0B	65	Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Peapack-Gladstone Financial Corporation (PGC): Stock Score Summary

Peapack-Gladstone Financial Corporation (PGC) has a MoatMap StockRank of 65/100 based on Quality (50/100), Value (38/100), and Momentum (72/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$46.04
Market Cap	$800M
P/E (TTM)	16.10
P/E (Forward)	9.65
Price/Book	1.19
Return on Equity	7.7%
Debt/Equity	0.33x
Operating Margin	30.5%
Revenue Growth	23.4%
Dividend Yield	0.4%
Free Cash Flow	$63M

Peapack-Gladstone Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Peapack-Gladstone Financial Corporation’s (PGC) StockRank?: MoatMap’s StockRank for Peapack-Gladstone Financial Corporation (PGC) is 65/100, with a Hold signal. It is a composite of Quality (50), Value (38), and Momentum (72) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Peapack-Gladstone Financial Corporation have an economic moat?: Peapack-Gladstone Financial Corporation (PGC) has a Quality factor score of 50/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Peapack-Gladstone Financial Corporation a buy, hold, or sell?: MoatMap’s current signal for Peapack-Gladstone Financial Corporation (PGC) is Hold, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Peapack-Gladstone Financial Corporation in?: Peapack-Gladstone Financial Corporation (PGC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).