Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CATY
STRONG BUYFLAGCathay General Bancorp · Financial Services · United States · $4.2B · Avg Vol: $37M/d
Cathay General Bancorp has quality Q65 and strong momentum M75 with a buyback on file, but value at V41 is below the calibrated floor, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
Cathay General Bancorp is a commercial bank holding company focused on serving the Chinese-American communities in the United States, offering a full suite of consumer and commercial banking products and services. The bank's competitive moat lies in its deep cultural understanding, specialized lending expertise, and strong relationship-based approach within its niche market. This targeted strategy enables it to build lasting customer loyalty and capture growth opportunities within a specific demographic.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 790.5M | 810.0M | 729.7M | 817.9M | 1.1% | 769.6M | 888.4M | 927.6M | 6.5% |
| EPS | 4.85 | 4.88 | 3.97 | 4.55 | -2.1% | 4.85 | 5.56 | 5.90 | 13.9% |
| Shares | 72.7M | 72.7M | 70.9M | 67.2M | -7.6% | 67.0M | — | — | — |
| Debt | 659.3M | 709.7M | 227.7M | 172.8M | -36.0% | 190.3M | — | — | — |
| Equity | 2.5B | 2.7B | 2.8B | 2.9B | 5.7% | — | — | — | — |
| Op CF | 467.4M | 384.7M | 329.2M | 368.6M | -7.6% | 368.0M | — | — | — |
| Inv CF | -1.8B | -1.5B | 184.0M | -857.3M | — | — | — | — | — |
| Fin CF | 94.7M | 758.7M | -302.5M | 873.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CATY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CATY | Cathay General Bancorp(you) | $4.2B | 85 | STRONG BUY |
| FBP | First BanCorp. | $4.4B | 89 | STRONG BUY |
| PFS | Provident Financial Services, Inc. | $3.1B | 85 | STRONG BUY |
| WSBC | WesBanco, Inc. | $4.0B | 79 | BUY |
| ASB | Associated Banc-Corp | $5.8B | 86 | STRONG BUY |
| FULT | Fulton Financial Corporation | $4.7B | 77 | BUY |
| IBOC | International Bancshares Corporation | $4.8B | 77 | BUY |
| WSFS | WSFS Financial Corporation | $4.1B | 74 | BUY |
| UBSI | United Bankshares, Inc. | $6.5B | 81 | STRONG BUY |
| OZK | Bank OZK | $5.5B | 77 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%