First BanCorp. (FBP) — Stock Score Summary

First BanCorp. (FBP) has a MoatMap StockRank of 76/100 based on Quality (52/100), Value (36/100), and Momentum (71/100) factor scores. The current signal is BUY. First BanCorp is a regional bank in Puerto Rico. While it has a solid local market share, it is highly sensitive to regional macroeconomic conditions and lacks global thematic tailwinds.

First BanCorp. is a bank holding company that operates FirstBank, Puerto Rico's largest bank by assets, providing a comprehensive suite of financial products and services. Its significant competitive moat is derived from its dominant market position in Puerto Rico, extensive branch network, and deep understanding of the local economy and customer needs. First BanCorp. also serves clients in the U.S. Virgin Islands and Florida, leveraging its regional strength.

Key Financial Metrics

Price$24.68
Market Cap$3.7B
P/E (TTM)10.80
P/E (Forward)10.15
Price/Book1.90
Return on Equity19.0%
Gross Margin0.0%
Operating Margin47.8%
Revenue Growth8.1%
Dividend Yield3.1%

First BanCorp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is First BanCorp.’s (FBP) StockRank?
MoatMap’s StockRank for First BanCorp. (FBP) is 76/100, with a Buy signal. It is a composite of Quality (52), Value (36), and Momentum (71) factor ranks across MoatMap’s 19,000+ stock universe.
Does First BanCorp. have an economic moat?
First BanCorp. (FBP) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is First BanCorp. a buy, hold, or sell?
MoatMap’s current signal for First BanCorp. (FBP) is Buy, based on a StockRank of 76/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is First BanCorp. in?
First BanCorp. (FBP) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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