Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CVBF
BuyPremium GrowerCVB Financial Corp. · Financial Services · United States · $3.9B · Avg Vol: $23M/d
COMPANY DESCRIPTION
CVB Financial Corp. is the holding company for Citizens Business Bank, providing a full range of financial services to small to mid-sized businesses and individuals primarily in California's Inland Empire. It operates with a strong community banking model, building deep relationships with local businesses and maintaining a conservative lending approach, contributing to financial stability. CVBF is a well-regarded regional bank in Southern California, known for its consistent profitability, efficient operations, and focus on supporting local economic development.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 552.8M | 547.3M | 475.9M | 515.5M | -2.3% | 572.5M | 699.3M | 797.2M | 24.4% |
| EPS | 1.57 | 1.67 | 1.59 | 1.44 | 1.52 | -0.8% | 1.44 | 1.73 | 1.98 | 14.2% |
| Shares | — | 139.8M | 139.3M | 139.7M | 135.6M | -3.1% | 176.0M | — | — | — |
| Debt | — | 995.0M | 2.1B | 500.0M | 500.0M | -20.5% | 1.2B | — | — | — |
| Equity | — | 1.9B | 2.1B | 2.2B | 2.3B | 5.6% | — | — | — | — |
| Op CF | — | 273.7M | 295.6M | 249.8M | 221.4M | -6.8% | 577.0M | — | — | — |
| Inv CF | — | -1.2B | 536.3M | 852.7M | -210.3M | — | — | — | — | — |
| Fin CF | — | -625.9M | -754.1M | -1.2B | 160.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CVBF are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CVBF | CVB Financial Corp.(you) | $3.9B | 65 | Buy |
| WSFS | WSFS Financial Corporation | $4.0B | 67 | Buy |
| TOWN | TowneBank | $3.5B | 68 | Buy |
| RNST | Renasant Corporation | $3.8B | 61 | Hold |
| FIBK | First Interstate BancSystem, Inc. | $3.5B | 62 | Hold |
| UCB | United Community Banks, Inc. | $4.2B | 70 | Buy |
| FULT | Fulton Financial Corporation | $4.5B | 69 | Buy |
| MCHB | Mechanics Bancorp | $3.5B | 60 | Hold |
| WSBC | WesBanco, Inc. | $3.9B | 73 | Buy |
| AX | Axos Financial, Inc. | $5.6B | 65 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%