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FULT

BUYFLAG

Fulton Financial Corporation · Financial Services · United States · $4.7B · Avg Vol: $55M/d

77
StockRank
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Q
59
V
50
M
63
P/E (TTM)
11.8x
ROE
11.6%
D/E
0.2x
Dividend %
3.0%
AI CONVICTION THESIS

Fulton Financial has momentum M66 with a buyback on file, but quality Q59 and value V51 both miss the all-three-above-60 path, and insiders sold 0.02% with no offsetting purchase, which is separately adverse.

COMPANY DESCRIPTION

Fulton Financial Corporation is a regional financial holding company operating primarily in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, offering a comprehensive suite of retail, commercial, and wealth management banking services. Its competitive advantage stems from its deep community ties, personalized customer service, and strong local market presence. Fulton serves as a trusted community bank, leveraging its branch network and digital capabilities to attract and retain customers in its diverse geographic footprint.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.0B1.1B1.2B1.3B9.2%1.3B1.4B1.5B7.6%
EPS1.691.661.592.107.5%2.082.122.294.5%
Shares167.6M163.8M182.1M179.9M+7.3%191.1M
Debt1.8B1.6B1.2B618.6M-29.8%1.4B
Equity2.6B2.8B3.2B3.5B10.6%
Op CF594.8M363.0M416.6M304.5M-20.0%418.5M
Inv CF-1.5B-809.2M1.6B-82.2M
Fin CF-15.9M314.0M-1.5B-224.6M
Loading 1Y...
PRICE (1Y)+6.8%
22.6923.3223.9424.5725.19Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$24.57
RSI (14)
53.3
52W High
$25.23
From 52W High
1.0%

SCORE BREAKDOWN

Quality
59
ROIC (ROA)
1.2%*43.5
ROE
11.6%60.9
GP/Assets
4.0%N/A
Op. Margin
40.8%60.4
FCF/Assets
1.3%N/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.18xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
11.8x59.9
EV/EBITDA
bankN/A
P/FCF
11.6xN/A
P/B
1.3x41.4
P/S
3.6x52.3
Div Yield
3.0%38.3
Momentum
63
52W High %
97%76.5
RS 6M
11%79.7
SMA 50/200
1.12x81.9
EPS Rev 4W
-0.5%43.9
EPS Rev 12W
+0.7%65.6
EPS Improve
+13%37.3
Q Growth
2%32.7

FUNDAMENTALS

Market Cap
$4.7B
P/E (Forward)
10.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FULT are excluded.

TickerCompanyMkt CapStockRankSignal
FULTFulton Financial Corporation(you)$4.7B77BUY
IBOCInternational Bancshares Corporation$4.8B77BUY
OZKBank OZK$5.5B77BUY
WSBCWesBanco, Inc.$4.0B79BUY
WSFSWSFS Financial Corporation$4.1B74BUY
HOMBHome BancShares, Inc.$6.2B74BUY
CATYCathay General Bancorp$4.2B85STRONG BUY
UBSIUnited Bankshares, Inc.$6.5B81STRONG BUY
CVBFCVB Financial Corp.$4.0B69BUY
VLYValley National Bancorp$7.9B76BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Fulton Financial Corporation (FULT) — Stock Score Summary

Fulton Financial Corporation (FULT) has a MoatMap StockRank of 77/100 based on Quality (59/100), Value (50/100), and Momentum (63/100) factor scores. The current signal is BUY. Fulton Financial has momentum M66 with a buyback on file, but quality Q59 and value V51 both miss the all-three-above-60 path, and insiders sold 0.02% with no offsetting purchase, which is separately adverse.

Fulton Financial Corporation is a regional financial holding company operating primarily in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, offering a comprehensive suite of retail, commercial, and wealth management banking services. Its competitive advantage stems from its deep community ties, personalized customer service, and strong local market presence. Fulton serves as a trusted community bank, leveraging its branch network and digital capabilities to attract and retain customers in its diverse geographic footprint.

Key Financial Metrics

Price$24.57
Market Cap$4.7B
P/E (TTM)11.80
P/E (Forward)10.41
Price/Book1.32
Return on Equity11.6%
Debt/Equity0.18x
Operating Margin40.8%
Revenue Growth4.2%
Dividend Yield3.0%
Free Cash Flow$406M

Fulton Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Fulton Financial Corporation’s (FULT) StockRank?
MoatMap’s StockRank for Fulton Financial Corporation (FULT) is 77/100, with a Buy signal. It is a composite of Quality (59), Value (50), and Momentum (63) factor ranks across MoatMap’s 20,000+ stock universe.
Does Fulton Financial Corporation have an economic moat?
Fulton Financial Corporation (FULT) has a Quality factor score of 59/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Fulton Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Fulton Financial Corporation (FULT) is Buy, based on a StockRank of 77/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Fulton Financial Corporation in?
Fulton Financial Corporation (FULT) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).