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FULT

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Fulton Financial Corporation · Financial Services · United States · $4.5B · Avg Vol: $34M/d

69
StockRank
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Q
58
V
52
M
54
P/E (TTM)
11.6x
ROE
11.1%
D/E
0.2x
Dividend %
3.1%
AI CONVICTION THESIS

Fulton Financial has momentum M66 with a buyback on file, but quality Q59 and value V51 both miss the all-three-above-60 path, and insiders sold 0.02% with no offsetting purchase, which is separately adverse.

COMPANY DESCRIPTION

Fulton Financial Corporation is a regional financial holding company operating primarily in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, offering a comprehensive suite of retail, commercial, and wealth management banking services. Its competitive advantage stems from its deep community ties, personalized customer service, and strong local market presence. Fulton serves as a trusted community bank, leveraging its branch network and digital capabilities to attract and retain customers in its diverse geographic footprint.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue1.0B1.1B1.2B1.3B9.2%1.3B1.4B1.5B7.6%
EPS1.691.661.592.107.5%2.082.162.294.5%
Shares167.6M163.8M182.1M179.9M+7.3%190.9M
Debt1.8B1.6B1.2B618.6M-29.8%1.9B
Equity2.6B2.8B3.2B3.5B10.6%
Op CF594.8M363.0M416.6M304.5M-20.0%426.4M
Inv CF-1.5B-809.2M1.6B-82.2M
Fin CF-15.9M314.0M-1.5B-224.6M
Loading 1Y...
PRICE (1Y)-3.0%
23.2123.6324.0424.4624.88Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$23.60
RSI (14)
49.6
52W High
$25.23
From 52W High
0.9%

SCORE BREAKDOWN

Quality
58
ROIC (ROA)
1.2%*41.6
ROE
11.1%56.1
GP/Assets
4.2%N/A
Op. Margin
42.3%60.4
FCF/Assets
1.3%N/A
Piotroski
685.8
Int. Cover
50.0
D/E Ratio
0.18xN/A
Current Ratio
bankN/A
Value
52
P/E (TTM)
11.6x59.1
EV/EBITDA
bankN/A
P/FCF
11.1xN/A
P/B
1.3x46.0
P/S
3.5x53.1
Div Yield
3.1%43.5
Momentum
54
52W High %
94%63.4
RS 6M
8%67.5
SMA 50/200
1.12x79.2
EPS Rev 4W
+0.3%42.8
EPS Rev 12W
-0.2%33.7
EPS Improve
+13%39.9
Q Growth
3%30.8

FUNDAMENTALS

Market Cap
$4.5B
P/E (Forward)
10.2x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of FULT are excluded.

TickerCompanyMkt CapStockRankSignal
FULTFulton Financial Corporation(you)$4.5B69Buy
UCBUnited Community Banks, Inc.$4.2B70Buy
OZKBank OZK$5.4B68Buy
WSFSWSFS Financial Corporation$4.0B67Buy
CVBFCVB Financial Corp.$3.9B65Buy
TOWNTowneBank$3.5B68Buy
WSBCWesBanco, Inc.$3.9B73Buy
AUBAtlantic Union Bankshares Corporation$5.8B67Buy
AXAxos Financial, Inc.$5.6B65Hold
UBSIUnited Bankshares, Inc.$6.5B67Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Fulton Financial Corporation (FULT): Stock Score Summary

Fulton Financial Corporation (FULT) has a MoatMap StockRank of 69/100 based on Quality (58/100), Value (52/100), and Momentum (54/100) factor scores. The current signal is BUY. Fulton Financial has momentum M66 with a buyback on file, but quality Q59 and value V51 both miss the all-three-above-60 path, and insiders sold 0.02% with no offsetting purchase, which is separately adverse.

Fulton Financial Corporation is a regional financial holding company operating primarily in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, offering a comprehensive suite of retail, commercial, and wealth management banking services. Its competitive advantage stems from its deep community ties, personalized customer service, and strong local market presence. Fulton serves as a trusted community bank, leveraging its branch network and digital capabilities to attract and retain customers in its diverse geographic footprint.

Key Financial Metrics

Price$23.60
Market Cap$4.5B
P/E (TTM)11.59
P/E (Forward)10.21
Price/Book1.27
Return on Equity11.1%
Debt/Equity0.18x
Operating Margin42.3%
Revenue Growth13.7%
Dividend Yield3.1%
Free Cash Flow$406M

Fulton Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Fulton Financial Corporation’s (FULT) StockRank?
MoatMap’s StockRank for Fulton Financial Corporation (FULT) is 69/100, with a Buy signal. It is a composite of Quality (58), Value (52), and Momentum (54) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Fulton Financial Corporation have an economic moat?
Fulton Financial Corporation (FULT) has a Quality factor score of 58/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Fulton Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Fulton Financial Corporation (FULT) is Buy, based on a StockRank of 69/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Fulton Financial Corporation in?
Fulton Financial Corporation (FULT) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).