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EBC

HoldSinker

Eastern Bankshares, Inc. · Financial Services · United States · $5.1B · Avg Vol: $43M/d

47
StockRank
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Q
46
V
46
M
49
P/E (TTM)
12.4x
ROE
9.4%
D/E
0.0x
Dividend %
2.4%

COMPANY DESCRIPTION

Eastern Bankshares, Inc. is the stock holding company for Eastern Bank, a full-service commercial bank providing a broad range of retail and commercial banking products and services. With a deep history and established presence in its New England market, the company leverages strong community ties and diversified revenue, including a significant insurance brokerage business. It stands as a leading regional bank, known for its conservative lending practices and commitment to customer relationships.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue644.8M312.7M724.8M721.8M3.8%1.1B874.3M915.5M12.6%
EPS1.211.430.660.43-29.2%1.790.520.5916.9%
Shares176.2M161.5M201.1M223.4M+26.8%228.5M
Debt726.4M39.7M17.6M199.6M-35.0%571.1M
Equity2.5B3.0B3.6B4.3B20.6%
Op CF229.9M261.7M283.8M432.4M23.4%406.3M
Inv CF-1.1B2.4B1.1B-364.0M
Fin CF-215.6M-2.1B-1.0B-758.4M
Loading 1Y...
PRICE (1Y)-6.3%
21.5022.0422.5723.1123.65Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$21.67
RSI (14)
31.4
52W High
$23.61
From 52W High
0.9%

SCORE BREAKDOWN

Quality
46
ROIC (ROA)
1.3%*45.8
ROE
9.4%47.3
GP/Assets
3.6%N/A
Op. Margin
50.1%70.0
FCF/Assets
1.2%N/A
Piotroski
321.0
Int. Cover
50.0
D/E Ratio
0.05xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
12.4x53.3
EV/EBITDA
bankN/A
P/FCF
14.4xN/A
P/B
1.1x52.4
P/S
4.6x36.8
Div Yield
2.4%32.9
Momentum
49
52W High %
92%53.3
RS 6M
3%59.4
SMA 50/200
1.11x75.4
EPS Rev 4W
0.0%27.7
EPS Rev 12W
-1.7%23.8
EPS Improve
+19%48.6
Q Growth
5%33.1

FUNDAMENTALS

Market Cap
$5.1B
P/E (Forward)
10.4x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of EBC are excluded.

TickerCompanyMkt CapStockRankSignal
EBCEastern Bankshares, Inc.(you)$5.1B47Hold
FFINFirst Financial Bankshares, Inc.$4.8B44Hold
TCBITexas Capital Bancshares, Inc.$4.3B45Hold
BKUBankUnited, Inc.$3.3B46Hold
TFSLTFS Financial Corporation$4.9B38Hold
VLYPPValley National Bancorp$3.1B47Hold
CBUCommunity Financial System, Inc.$3.3B49Hold
GBCIGlacier Bancorp, Inc.$6.1B39Hold
FBKFB Financial Corporation$2.9B47Hold
ABCBAmeris Bancorp$5.7B38Hold

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Eastern Bankshares, Inc. (EBC): Stock Score Summary

Eastern Bankshares, Inc. (EBC) has a MoatMap StockRank of 47/100 based on Quality (46/100), Value (46/100), and Momentum (49/100) factor scores. The current signal is HOLD.

Eastern Bankshares, Inc. is the stock holding company for Eastern Bank, a full-service commercial bank providing a broad range of retail and commercial banking products and services. With a deep history and established presence in its New England market, the company leverages strong community ties and diversified revenue, including a significant insurance brokerage business. It stands as a leading regional bank, known for its conservative lending practices and commitment to customer relationships.

Key Financial Metrics

Price$21.67
Market Cap$5.1B
P/E (TTM)12.42
P/E (Forward)10.43
Price/Book1.13
Return on Equity9.4%
Debt/Equity0.05x
Operating Margin50.1%
Revenue Growth27.6%
Dividend Yield2.4%
Free Cash Flow$355M

Eastern Bankshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Eastern Bankshares, Inc.’s (EBC) StockRank?
MoatMap’s StockRank for Eastern Bankshares, Inc. (EBC) is 47/100, with a Hold signal. It is a composite of Quality (46), Value (46), and Momentum (49) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Eastern Bankshares, Inc. have an economic moat?
Eastern Bankshares, Inc. (EBC) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Eastern Bankshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Eastern Bankshares, Inc. (EBC) is Hold, based on a StockRank of 47/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Eastern Bankshares, Inc. in?
Eastern Bankshares, Inc. (EBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).