Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

BANR

BuyPremium GrowerFLAG

Banner Corporation · Financial Services · United States · $2.4B · Avg Vol: $22M/d

70
StockRank
Get insider-trade alerts
Q
59
V
50
M
55
P/E (TTM)
11.7x
ROE
10.8%
D/E
0.1x
Dividend %
2.8%
AI CONVICTION THESIS

Banner Corporation clears the floors at Q61 V52 M59 with a buyback on file, so stage one passes, but a 1.2% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two.

COMPANY DESCRIPTION

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue623.7M616.1M602.9M654.0M1.6%671.6M700.9M773.6M8.8%
EPS5.815.705.354.905.67-0.6%6.066.166.718.8%
Shares34.2M34.3M34.5M34.1M-0.3%36.6M
Debt279.0M530.9M481.2M264.9M-1.7%565.4M
Equity1.5B1.7B1.8B1.9B10.1%
Op CF238.1M257.2M293.2M257.5M2.6%294.2M
Inv CF-1.4B191.9M-371.2M-224.7M
Fin CF-684.7M-437.7M325.4M-111.9M
Loading 1Y...
PRICE (1Y)+0.6%
68.5869.9471.3072.6574.01Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$70.41
RSI (14)
45.8
52W High
$74.84
From 52W High
0.9%

SCORE BREAKDOWN

Quality
59
ROIC (ROA)
1.3%*44.0
ROE
10.8%54.5
GP/Assets
4.1%N/A
Op. Margin
37.7%54.5
FCF/Assets
1.8%N/A
Piotroski
797.1
Int. Cover
50.0
D/E Ratio
0.14xN/A
Current Ratio
bankN/A
Value
50
P/E (TTM)
11.7x57.9
EV/EBITDA
bankN/A
P/FCF
7.9xN/A
P/B
1.2x48.8
P/S
3.9x46.4
Div Yield
2.8%38.9
Momentum
55
52W High %
94%66.4
RS 6M
8%68.3
SMA 50/200
1.08x68.0
EPS Rev 4W
+0.7%47.1
EPS Rev 12W
+0.2%42.5
EPS Improve
+11%36.9
Q Growth
8%36.8

FUNDAMENTALS

Market Cap
$2.4B
P/E (Forward)
10.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BANR are excluded.

TickerCompanyMkt CapStockRankSignal
BANRBanner Corporation(you)$2.4B70Buy
FCFFirst Commonwealth Financial Corporation$2.1B70Buy
BUSEFirst Busey Corporation$2.5B72Buy
NWBINorthwest Bancshares, Inc.$2.2B72Buy
NBTBNBT Bancorp Inc.$2.7B72Buy
CUBICustomers Bancorp, Inc.$2.7B67Buy
PFSProvident Financial Services, Inc.$3.1B70Buy
GABCGerman American Bancorp, Inc.$1.9B70Buy
MBINMerchants Bancorp$2.5B65Hold
SRCE1st Source Corporation$2.1B73Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Banner Corporation (BANR): Stock Score Summary

Banner Corporation (BANR) has a MoatMap StockRank of 70/100 based on Quality (59/100), Value (50/100), and Momentum (55/100) factor scores. The current signal is BUY. Banner Corporation clears the floors at Q61 V52 M59 with a buyback on file, so stage one passes, but a 1.2% forward-EPS cut is adverse evidence, so the calibrated bar blocks approval at stage two.

Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States.

Key Financial Metrics

Price$70.41
Market Cap$2.4B
P/E (TTM)11.74
P/E (Forward)10.55
Price/Book1.21
Return on Equity10.8%
Debt/Equity0.14x
Operating Margin37.7%
Revenue Growth6.9%
Dividend Yield2.8%
Free Cash Flow$302M

Banner Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Banner Corporation’s (BANR) StockRank?
MoatMap’s StockRank for Banner Corporation (BANR) is 70/100, with a Buy signal. It is a composite of Quality (59), Value (50), and Momentum (55) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Banner Corporation have an economic moat?
Banner Corporation (BANR) has a Quality factor score of 59/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banner Corporation a buy, hold, or sell?
MoatMap’s current signal for Banner Corporation (BANR) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Banner Corporation in?
Banner Corporation (BANR) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).