Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BBT
BuySecond WindBeacon Financial Corporation · Financial Services · United States · $2.6B · Avg Vol: $24M/d
COMPANY DESCRIPTION
Beacon Financial Corporation operates as a community bank, offering traditional banking services including deposits, loans, and wealth management to individuals and businesses. The company's competitive advantage lies in its localized service model and strong relationships within its specific geographic markets. It serves as a financial pillar for the communities it operates in, fostering long-term customer loyalty.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 328.0M | 371.3M | 355.6M | 553.0M | 19.0% | 759.5M | 886.0M | 924.4M | 29.3% |
| EPS | 3.52 | 1.29 | 0.90 | 0.81 | 1.03 | -26.5% | 3.08 | 1.93 | — | 87.8% |
| Shares | — | 84.4M | 84.4M | 84.4M | 83.8M | -0.7% | 83.8M | — | — | — |
| Debt | — | 1.5B | 1.4B | 1.6B | 879.1M | -15.4% | 1.1B | — | — | — |
| Equity | — | 992.1M | 1.2B | 1.2B | 2.5B | 36.0% | — | — | — | — |
| Op CF | — | 120.8M | 116.6M | 105.0M | 224.4M | 22.9% | 233.1M | — | — | — |
| Inv CF | — | -557.7M | -665.3M | -139.6M | 2.3B | — | — | — | — | — |
| Fin CF | — | 492.2M | 298.7M | 445.3M | -1.0B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BBT are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BBT | Beacon Financial Corporation(you) | $2.6B | 68 | Buy |
| CUBI | Customers Bancorp, Inc. | $2.7B | 68 | Buy |
| MBIN | Merchants Bancorp | $2.5B | 66 | Buy |
| BANR | Banner Corporation | $2.4B | 71 | Buy |
| TOWN | TowneBank | $3.5B | 68 | Buy |
| TRMK | Trustmark Corporation | $2.7B | 62 | Hold |
| BUSE | First Busey Corporation | $2.5B | 73 | Buy |
| PFS | Provident Financial Services, Inc. | $3.1B | 72 | Buy |
| NBTB | NBT Bancorp Inc. | $2.7B | 74 | Buy |
| DCOM | Dime Commercial Bancshares, Inc. | $1.8B | 68 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%