Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BFC
HOLDBank First Corporation · Financial Services · United States · $1.7B · Avg Vol: $16M/d
COMPANY DESCRIPTION
Bank First Corporation operates as the holding company for Bank First, providing comprehensive community banking services across Wisconsin. The bank's competitive moat is sustained by its highly efficient, relationship-driven commercial lending model and a low-cost, stable core deposit base. It is recognized in the industry for maintaining exceptional efficiency ratios and superior asset quality.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 118.3M | 137.5M | 154.6M | 170.1M | 12.9% | 193.6M | 259.9M | 335.3M | 40.4% |
| EPS | 5.58 | 7.28 | 6.50 | 7.23 | 9.0% | 7.18 | 9.69 | 11.62 | 26.8% |
| Shares | 9.0M | 10.4M | 10.0M | 9.8M | +9.0% | 11.2M | — | — | — |
| Debt | 25.4M | 51.4M | 147.4M | 122.0M | 68.6% | 124.8M | — | — | — |
| Equity | 453.1M | 619.8M | 639.7M | 643.8M | 12.4% | — | — | — | — |
| Op CF | 40.0M | 52.9M | 65.8M | 62.5M | 16.0% | 44.7M | — | — | — |
| Inv CF | -177.8M | 269.0M | -252.9M | -16.0M | — | — | — | — | — |
| Fin CF | -39.7M | -193.8M | 201.0M | -64.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BFC are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BFC | Bank First Corporation(you) | $1.7B | 54 | HOLD |
| LKFN | Lakeland Financial Corporation | $1.5B | 54 | HOLD |
| CNOB | ConnectOne Bancorp, Inc. | $1.6B | 56 | HOLD |
| HOPE | Hope Bancorp, Inc. | $1.7B | 52 | HOLD |
| LOB | Live Oak Bancshares, Inc. | $1.9B | 56 | HOLD |
| HAPN | Happen, Inc. | $2.1B | 50 | HOLD |
| NBHC | National Bank Holdings Corporation | $1.9B | 47 | HOLD |
| LC | LendingClub Corporation | $2.2B | 50 | HOLD |
| OBK | Origin Bancorp, Inc. | $1.7B | 64 | HOLD |
| MBIN | Merchants Bancorp | $2.2B | 59 | HOLD |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%