Lakeland Financial Corporation (LKFN) — Stock Score Summary

Lakeland Financial Corporation (LKFN) has a MoatMap StockRank of 39/100 based on Quality (49/100), Value (31/100), and Momentum (46/100) factor scores. The current signal is HOLD. Lakeland Financial is a well-run regional bank, but it lacks the asymmetric macro tailwinds or global scale required to compete for a spot in a concentrated 10-15 stock book.

Lakeland Financial Corporation operates as the holding company for Lakeland National Bank, offering a comprehensive suite of commercial and consumer banking services primarily across northern Indiana. The company maintains a strong regional market position by focusing on commercial lending to small and medium-sized businesses and cultivating deep client relationships. Lakeland Financial is recognized for its community-centric approach and local market expertise in its operational footprint.

Key Financial Metrics

Price$60.37
Market Cap$1.5B
P/E (TTM)13.89
P/E (Forward)13.10
Price/Book1.97
Return on Equity15.2%
Gross Margin0.0%
Operating Margin49.4%
Revenue Growth18.8%
Dividend Yield3.5%

Lakeland Financial Corporation operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Lakeland Financial Corporation’s (LKFN) StockRank?
MoatMap’s StockRank for Lakeland Financial Corporation (LKFN) is 39/100, with a Hold signal. It is a composite of Quality (49), Value (31), and Momentum (46) factor ranks across MoatMap’s 19,000+ stock universe.
Does Lakeland Financial Corporation have an economic moat?
Lakeland Financial Corporation (LKFN) has a Quality factor score of 49/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lakeland Financial Corporation a buy, hold, or sell?
MoatMap’s current signal for Lakeland Financial Corporation (LKFN) is Hold, based on a StockRank of 39/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Lakeland Financial Corporation in?
Lakeland Financial Corporation (LKFN) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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