Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BHRB
STRONG BUYFLAGBurke & Herbert Financial Services Corp. · Financial Services · United States · $1.4B · Avg Vol: $14M/d
Burke & Herbert Financial clears the floors at Q60 V55 M58 but neither value nor momentum reaches the all-three-above-60 path, and insiders were net sellers, so stage one fails.
COMPANY DESCRIPTION
Burke & Herbert Financial Services Corp. is a historic community bank holding company operating primarily in Virginia and Maryland. The bank's competitive advantage lies in its deep-rooted local relationships, conservative credit culture, and high-touch customer service model developed over more than 170 years. It operates as a trusted regional financial institution serving commercial and retail clients.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 118.5M | 109.1M | 256.6M | 337.3M | 41.7% | 340.9M | 434.4M | 481.3M | 19.5% |
| EPS | 2.19 | 1.13 | 2.34 | 7.81 | 52.9% | 7.71 | 8.23 | 8.98 | 7.2% |
| Shares | 20.1M | 20.1M | 15.0M | 15.0M | -25.4% | 20.1M | — | — | — |
| Debt | 343.1M | 272.0M | 476.9M | 537.5M | 16.1% | 634.0M | — | — | — |
| Equity | 273.5M | 314.8M | 730.2M | 854.6M | 46.2% | — | — | — | — |
| Op CF | 61.1M | 42.5M | 85.8M | 107.9M | 20.9% | 96.8M | — | — | — |
| Inv CF | -127.4M | -43.2M | 123.6M | 136.7M | — | — | — | — | — |
| Fin CF | 39.3M | -5.1M | -118.5M | -90.8M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BHRB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BHRB | Burke & Herbert Financial Services Corp.(you) | $1.4B | 82 | STRONG BUY |
| FMBH | First Mid Bancshares, Inc. | $1.4B | 83 | STRONG BUY |
| PEBO | Peoples Bancorp Inc. | $1.4B | 84 | STRONG BUY |
| UVSP | Univest Financial Corporation | $1.2B | 82 | STRONG BUY |
| CTBI | Community Trust Bancorp, Inc. | $1.4B | 86 | STRONG BUY |
| BY | Byline Bancorp, Inc. | $1.8B | 83 | STRONG BUY |
| CFFN | Capitol Federal Financial, Inc. | $1.1B | 83 | STRONG BUY |
| TMP | Tompkins Financial Corporation | $1.4B | 89 | STRONG BUY |
| PFBC | Preferred Bank | $1.2B | 77 | BUY |
| GABC | German American Bancorp, Inc. | $1.8B | 79 | BUY |
Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%