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BHRB

STRONG BUYFLAG

Burke & Herbert Financial Services Corp. · Financial Services · United States · $1.4B · Avg Vol: $14M/d

82
StockRank
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Q
61
V
55
M
61
P/E (TTM)
9.2x
ROE
14.5%
D/E
0.6x
Dividend %
3.1%
Dir. Trades · 180d
+$709.6K · −$70.4K →
Buybacks · 180d
None →
AI CONVICTION THESIS

Burke & Herbert Financial clears the floors at Q60 V55 M58 but neither value nor momentum reaches the all-three-above-60 path, and insiders were net sellers, so stage one fails.

COMPANY DESCRIPTION

Burke & Herbert Financial Services Corp. is a historic community bank holding company operating primarily in Virginia and Maryland. The bank's competitive advantage lies in its deep-rooted local relationships, conservative credit culture, and high-touch customer service model developed over more than 170 years. It operates as a trusted regional financial institution serving commercial and retail clients.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue118.5M109.1M256.6M337.3M41.7%340.9M434.4M481.3M19.5%
EPS2.191.132.347.8152.9%7.718.238.987.2%
Shares20.1M20.1M15.0M15.0M-25.4%20.1M———
Debt343.1M272.0M476.9M537.5M16.1%634.0M———
Equity273.5M314.8M730.2M854.6M46.2%————
Op CF61.1M42.5M85.8M107.9M20.9%96.8M———
Inv CF-127.4M-43.2M123.6M136.7M—————
Fin CF39.3M-5.1M-118.5M-90.8M—————
Loading 1Y...
PRICE (1Y)+8.1%
65.0767.0168.9670.9072.85Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$72.50
RSI (14)
63.8
52W High
$73.69
From 52W High
1.0%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
1.5%*49.1
ROE
14.5%73.2
GP/Assets
4.3%N/A
Op. Margin
45.2%65.9
FCF/Assets
1.1%N/A
Piotroski
565.2
Int. Cover
—50.0
D/E Ratio
0.63xN/A
Current Ratio
bankN/A
Value
55
P/E (TTM)
9.2x74.1
EV/EBITDA
bankN/A
P/FCF
16.7xN/A
P/B
1.2x45.5
P/S
4.2x44.9
Div Yield
3.1%39.6
Momentum
61
52W High %
98%85.4
RS 6M
7%70.7
SMA 50/200
1.05x58.9
EPS Rev 4W
-0.2%58.0
EPS Rev 12W
—N/A
EPS Improve
+14%38.6
Q Growth
1%30.1

FUNDAMENTALS

Market Cap
$1.4B
P/E (Forward)
8.1x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BHRB are excluded.

TickerCompanyMkt CapStockRankSignal
BHRBBurke & Herbert Financial Services Corp.(you)$1.4B82STRONG BUY
FMBHFirst Mid Bancshares, Inc.$1.4B83STRONG BUY
PEBOPeoples Bancorp Inc.$1.4B84STRONG BUY
UVSPUnivest Financial Corporation$1.2B82STRONG BUY
CTBICommunity Trust Bancorp, Inc.$1.4B86STRONG BUY
BYByline Bancorp, Inc.$1.8B83STRONG BUY
CFFNCapitol Federal Financial, Inc.$1.1B83STRONG BUY
TMPTompkins Financial Corporation$1.4B89STRONG BUY
PFBCPreferred Bank$1.2B77BUY
GABCGerman American Bancorp, Inc.$1.8B79BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Burke & Herbert Financial Services Corp. (BHRB) — Stock Score Summary

Burke & Herbert Financial Services Corp. (BHRB) has a MoatMap StockRank of 82/100 based on Quality (61/100), Value (55/100), and Momentum (61/100) factor scores. The current signal is STRONG BUY. Burke & Herbert Financial clears the floors at Q60 V55 M58 but neither value nor momentum reaches the all-three-above-60 path, and insiders were net sellers, so stage one fails.

Burke & Herbert Financial Services Corp. is a historic community bank holding company operating primarily in Virginia and Maryland. The bank's competitive advantage lies in its deep-rooted local relationships, conservative credit culture, and high-touch customer service model developed over more than 170 years. It operates as a trusted regional financial institution serving commercial and retail clients.

Key Financial Metrics

Price$72.50
Market Cap$1.4B
P/E (TTM)9.20
P/E (Forward)8.06
Price/Book1.25
Return on Equity14.5%
Debt/Equity0.63x
Operating Margin45.2%
Revenue Growth2.9%
Dividend Yield3.1%
Free Cash Flow$85M

Burke & Herbert Financial Services Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Burke & Herbert Financial Services Corp.’s (BHRB) StockRank?
MoatMap’s StockRank for Burke & Herbert Financial Services Corp. (BHRB) is 82/100, with a Strong Buy signal. It is a composite of Quality (61), Value (55), and Momentum (61) factor ranks across MoatMap’s 20,000+ stock universe.
Does Burke & Herbert Financial Services Corp. have an economic moat?
Burke & Herbert Financial Services Corp. (BHRB) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Burke & Herbert Financial Services Corp. a buy, hold, or sell?
MoatMap’s current signal for Burke & Herbert Financial Services Corp. (BHRB) is Strong Buy, based on a StockRank of 82/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Burke & Herbert Financial Services Corp. in?
Burke & Herbert Financial Services Corp. (BHRB) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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