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BOW

STRONG BUYFLAG

Bowhead Specialty Holdings Inc. · Financial Services · United States · $1.0B · Avg Vol: $6M/d

81
StockRank
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Q
62
V
45
M
68
P/E (TTM)
17.6x
ROE
13.7%
D/E
0.3x
Dividend %
AI CONVICTION THESIS

Bowhead Specialty has quality Q62 and momentum M68, but value at V43 is below the calibrated floor, so stage one fails.

COMPANY DESCRIPTION

Bowhead Specialty Holdings Inc. is a specialty property and casualty insurer focused on writing niche, complex risks in the excess and surplus (E&S) lines market. The company maintains a competitive edge through disciplined, data-driven underwriting and deep relationships with specialty wholesale brokers. It operates as a highly agile, niche player positioned to capitalize on hard market conditions in specialty commercial insurance.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue187.6M283.4M425.6M551.5M43.3%584.6M681.2M808.5M21.1%
EPS0.360.791.171.6466.3%1.731.982.4020.9%
Shares31.5M31.5M32.7M32.8M+4.0%32.8M
Debt146.4M149.1M
Equity83.4M192.1M370.4M449.3M75.3%
Op CF181.6M236.2M294.3M331.6M22.2%349.3M
Inv CF-187.5M-274.8M-325.9M-464.4M
Fin CF-1.0M77.7M133.9M144.5M
Loading 1Y...
PRICE (1Y)+13.3%
27.2228.4929.7631.0332.30Jun 11Jul 6Jul 24
SMA 50SMA 200
Close
$31.11
RSI (14)
47.5
52W High
$33.39
From 52W High
0.9%

SCORE BREAKDOWN

Quality
62
ROIC (ROA)
2.5%*60.6
ROE
13.7%70.1
GP/Assets
7.9%69.0
Op. Margin
15.7%34.5
FCF/Assets
13.7%93.4
Piotroski
331.6
Int. Cover
34.4x75.0
D/E Ratio
0.32x53.8
Current Ratio
1.37x44.0
Value
45
P/E (TTM)
17.6x30.5
EV/EBITDA
12.3x33.5
P/FCF
3.1x85.6
P/B
2.2x22.1
P/S
1.7x80.0
Div Yield
N/A
Momentum
68
52W High %
93%50.8
RS 6M
16%85.8
SMA 50/200
1.10x75.3
EPS Rev 4W
-0.2%57.1
EPS Rev 12W
N/A
EPS Improve
+40%66.6
Q Growth
40%70.8

FUNDAMENTALS

Market Cap
$1.0B
P/E (Forward)
12.6x
Gross Margin
32.1%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BOW are excluded.

TickerCompanyMkt CapStockRankSignal
BOWBowhead Specialty Holdings Inc.(you)$1.0B81STRONG BUY
ASICAtegrity Specialty Insurance Company Holdings$1.1B77BUY
SAFTSafety Insurance Group, Inc.$1.5B84STRONG BUY
HRTGHeritage Insurance Holdings, Inc.$842M90STRONG BUY
UFCSUnited Fire Group, Inc.$1.3B93STRONG BUY
UVEUniversal Insurance Holdings, Inc.$1.2B99STRONG BUY
HMNHorace Mann Educators Corporation$2.1B73BUY
SKWDSkyward Specialty Insurance Group, Inc.$2.5B88STRONG BUY
AIIAmerican Integrity Insurance Group, Inc.$366M86STRONG BUY
STCStewart Information Services Corporation$2.1B69BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Bowhead Specialty Holdings Inc. (BOW) — Stock Score Summary

Bowhead Specialty Holdings Inc. (BOW) has a MoatMap StockRank of 81/100 based on Quality (62/100), Value (45/100), and Momentum (68/100) factor scores. The current signal is STRONG BUY. Bowhead Specialty has quality Q62 and momentum M68, but value at V43 is below the calibrated floor, so stage one fails.

Bowhead Specialty Holdings Inc. is a specialty property and casualty insurer focused on writing niche, complex risks in the excess and surplus (E&S) lines market. The company maintains a competitive edge through disciplined, data-driven underwriting and deep relationships with specialty wholesale brokers. It operates as a highly agile, niche player positioned to capitalize on hard market conditions in specialty commercial insurance.

Key Financial Metrics

Price$31.11
Market Cap$1.0B
P/E (TTM)17.64
P/E (Forward)12.64
Price/Book2.18
Return on Equity13.7%
Debt/Equity0.32x
Gross Margin32.1%
Operating Margin15.7%
Revenue Growth26.9%
Free Cash Flow$326M

Bowhead Specialty Holdings Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bowhead Specialty Holdings Inc.’s (BOW) StockRank?
MoatMap’s StockRank for Bowhead Specialty Holdings Inc. (BOW) is 81/100, with a Strong Buy signal. It is a composite of Quality (62), Value (45), and Momentum (68) factor ranks across MoatMap’s 20,000+ stock universe.
Does Bowhead Specialty Holdings Inc. have an economic moat?
Bowhead Specialty Holdings Inc. (BOW) has a Quality factor score of 62/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bowhead Specialty Holdings Inc. a buy, hold, or sell?
MoatMap’s current signal for Bowhead Specialty Holdings Inc. (BOW) is Strong Buy, based on a StockRank of 81/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Bowhead Specialty Holdings Inc. in?
Bowhead Specialty Holdings Inc. (BOW) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).