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Bowhead Specialty Holdings Inc. · Financial Services · United States · $1.1B · Avg Vol: $14M/d

70
StockRank
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Q
54
V
35
M
76
P/E (TTM)
18.2x
ROE
14.1%
D/E
0.3x
Dividend %
AI CONVICTION THESIS

Bowhead Specialty has quality Q62 and momentum M68, but value at V43 is below the calibrated floor, so stage one fails.

COMPANY DESCRIPTION

Bowhead Specialty Holdings Inc. is a specialty property and casualty insurer focused on writing niche, complex risks in the excess and surplus (E&S) lines market. The company maintains a competitive edge through disciplined, data-driven underwriting and deep relationships with specialty wholesale brokers. It operates as a highly agile, niche player positioned to capitalize on hard market conditions in specialty commercial insurance.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue187.6M283.4M425.6M551.5M43.3%615.2M682.8M821.2M22.0%
EPS0.360.791.171.6466.3%1.852.012.4421.8%
Shares31.5M31.5M32.7M32.8M+4.0%32.9M
Debt146.4M148.9M
Equity83.4M192.1M370.4M449.3M75.3%
Op CF181.6M236.2M294.3M331.6M22.2%334.2M
Inv CF-187.5M-274.8M-325.9M-464.4M
Fin CF-1.0M77.7M133.9M144.5M
Loading 1Y...
PRICE (1Y)+5.3%
30.4531.3132.1633.0133.87Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$33.64
RSI (14)
49.4
52W High
$35.07
From 52W High
1.0%

SCORE BREAKDOWN

Quality
54
ROIC (ROA)
2.5%*60.9
ROE
14.1%71.3
GP/Assets
8.3%69.6
Op. Margin
15.1%31.8
FCF/Assets
n/mN/A
Piotroski
332.9
Int. Cover
10.9x52.1
D/E Ratio
0.31x54.7
Current Ratio
0.49x17.3
Value
35
P/E (TTM)
18.2x29.1
EV/EBITDA
n/mN/A
P/FCF
n/mN/A
P/B
2.3x20.9
P/S
1.8x78.7
Div Yield
N/A
Momentum
76
52W High %
96%79.0
RS 6M
33%93.7
SMA 50/200
1.19x92.1
EPS Rev 4W
+1.6%61.1
EPS Rev 12W
+1.2%58.3
EPS Improve
+32%63.4
Q Growth
31%62.1

FUNDAMENTALS

Market Cap
$1.1B
P/E (Forward)
13.7x
Gross Margin
31.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BOW are excluded.

TickerCompanyMkt CapStockRankSignal
BOWBowhead Specialty Holdings Inc.(you)$1.1B70Buy
HIPOHippo Holdings Inc.$876M74Buy
DGICADonegal Group Inc.$714M68Buy
SAFTSafety Insurance Group, Inc.$1.5B74Buy
HMNHorace Mann Educators Corporation$2.1B71Buy
SKWDSkyward Specialty Insurance Group, Inc.$2.4B70Buy
STCStewart Information Services Corporation$2.1B63Hold
ASICAtegrity Specialty Insurance Co$1.3B90Strong Buy
PRCHPorch Group, Inc.$2.0B59Hold
UFCSUnited Fire Group, Inc.$1.4B89Strong Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Bowhead Specialty Holdings Inc. (BOW): Stock Score Summary

Bowhead Specialty Holdings Inc. (BOW) has a MoatMap StockRank of 70/100 based on Quality (54/100), Value (35/100), and Momentum (76/100) factor scores. The current signal is BUY. Bowhead Specialty has quality Q62 and momentum M68, but value at V43 is below the calibrated floor, so stage one fails.

Bowhead Specialty Holdings Inc. is a specialty property and casualty insurer focused on writing niche, complex risks in the excess and surplus (E&S) lines market. The company maintains a competitive edge through disciplined, data-driven underwriting and deep relationships with specialty wholesale brokers. It operates as a highly agile, niche player positioned to capitalize on hard market conditions in specialty commercial insurance.

Key Financial Metrics

Price$33.64
Market Cap$1.1B
P/E (TTM)18.19
P/E (Forward)13.74
Price/Book2.34
Return on Equity14.1%
Debt/Equity0.31x
Gross Margin31.8%
Operating Margin15.1%
Revenue Growth23.0%
Free Cash Flow$329M

Bowhead Specialty Holdings Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Bowhead Specialty Holdings Inc.’s (BOW) StockRank?
MoatMap’s StockRank for Bowhead Specialty Holdings Inc. (BOW) is 70/100, with a Buy signal. It is a composite of Quality (54), Value (35), and Momentum (76) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Bowhead Specialty Holdings Inc. have an economic moat?
Bowhead Specialty Holdings Inc. (BOW) has a Quality factor score of 54/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Bowhead Specialty Holdings Inc. a buy, hold, or sell?
MoatMap’s current signal for Bowhead Specialty Holdings Inc. (BOW) is Buy, based on a StockRank of 70/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Bowhead Specialty Holdings Inc. in?
Bowhead Specialty Holdings Inc. (BOW) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).