American Coastal Insurance Corporation (ACIC) — Stock Score Summary

American Coastal Insurance Corporation (ACIC) has a MoatMap StockRank of 58/100 based on Quality (64/100), Value (55/100), and Momentum (24/100) factor scores. The current signal is HOLD. American Coastal Insurance is a specialty property and casualty insurer focused on Florida. It is highly exposed to catastrophic weather events and lacks the predictable, high-ROIC compounding nature we seek.

American Coastal Insurance Corporation underwrites and sells property and casualty insurance, primarily specializing in residential property coverage for high-value homes in Florida. The company navigates the challenging Florida insurance market by leveraging localized expertise, stringent underwriting, and robust reinsurance programs to manage catastrophe exposure. ACIC operates as a niche player focused on this specific, often volatile, regional market segment.

Key Financial Metrics

Price$10.25
Market Cap$510M
P/E (TTM)4.71
P/E (Forward)8.41
Price/Book1.45
Return on Equity35.9%
Debt/Equity45.98
Gross Margin57.6%
Operating Margin39.2%
Revenue Growth-1.4%
Free Cash Flow$-18M

American Coastal Insurance Corporation operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is American Coastal Insurance Corporation’s (ACIC) StockRank?
MoatMap’s StockRank for American Coastal Insurance Corporation (ACIC) is 58/100, with a Hold signal. It is a composite of Quality (64), Value (55), and Momentum (24) factor ranks across MoatMap’s 19,000+ stock universe.
Does American Coastal Insurance Corporation have an economic moat?
American Coastal Insurance Corporation (ACIC) has a Quality factor score of 64/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is American Coastal Insurance Corporation a buy, hold, or sell?
MoatMap’s current signal for American Coastal Insurance Corporation (ACIC) is Hold, based on a StockRank of 58/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is American Coastal Insurance Corporation in?
American Coastal Insurance Corporation (ACIC) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).
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