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HIPO

HOLD

Hippo Holdings Inc. · Financial Services · United States · $723M · Avg Vol: $5M/d

49
StockRank
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Q
61
V
53
M
29
P/E (TTM)
6.7x
ROE
29.7%
D/E
0.1x
Dividend %

COMPANY DESCRIPTION

Hippo Holdings is an insurtech pioneer that leverages real-time data, satellite imagery, and smart home technology to provide modernized homeowners insurance. The company's proprietary underwriting platform allows for rapid, highly customized policy quotes while actively mitigating risk through proactive home maintenance alerts. Its competitive advantage lies in its technology-driven customer acquisition model and its focus on reducing loss ratios through preventative home care.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue119.7M209.7M372.1M468.6M57.6%478.5M570.6M768.2M28.0%
EPS-14.66-11.58-1.642.284.401.853.2719.7%
Shares23.2M24.1M24.9M25.7M+10.8%26.0M
Debt28.9M14.8M10.0M52.4M21.9%51.5M
Equity589.9M377.9M362.1M436.1M-9.6%
Op CF-161.5M-92.4M47.5M9.2M-80.6%53.3M
Inv CF-405.9M57.6M30.3M-11.2M
Fin CF-6.8M-14.6M-40.1M19.3M
Loading 1Y...
PRICE (1Y)+14.1%
25.0326.1927.3628.5229.68Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$29.15
RSI (14)
55.0
52W High
$38.98
From 52W High
0.7%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
0.9%*34.2
ROE
29.7%93.4
GP/Assets
15.4%82.6
Op. Margin
5.9%26.0
FCF/Assets
5.6%79.1
Piotroski
444.0
Int. Cover
N/A
D/E Ratio
0.11x70.9
Current Ratio
1.08x33.4
Value
53
P/E (TTM)
6.7x84.7
EV/EBITDA
14.6x25.5
P/FCF
6.8x70.9
P/B
1.7x29.8
P/S
1.6x81.4
Div Yield
N/A
Momentum
29
52W High %
75%19.6
RS 6M
-13%21.4
SMA 50/200
0.92x13.5
EPS Rev 4W
+11.7%98.9
EPS Rev 12W
N/A
EPS Improve
-32%8.4
Q Growth
N/A

FUNDAMENTALS

Market Cap
$723M
P/E (Forward)
9.8x
Gross Margin
61.3%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of HIPO are excluded.

TickerCompanyMkt CapStockRankSignal
HIPOHippo Holdings Inc.(you)$723M49HOLD
DGICADonegal Group Inc.$695M51HOLD
ROOTRoot, Inc.$917M53HOLD
NODKNI Holdings, Inc.$325M49HOLD
ACICAmerican Coastal Insurance Corporation$498M63HOLD
PRCHPorch Group, Inc.$1.3B38HOLD
GBLIGlobal Indemnity Group, LLC$394M61HOLD
TRUPTrupanion, Inc.$1.0B31SELL
KMPRKemper Corporation$1.7B30SELL
STCStewart Information Services Corporation$2.1B68BUY

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

Hippo Holdings Inc. (HIPO) — Stock Score Summary

Hippo Holdings Inc. (HIPO) has a MoatMap StockRank of 49/100 based on Quality (61/100), Value (53/100), and Momentum (29/100) factor scores. The current signal is HOLD.

Hippo Holdings is an insurtech pioneer that leverages real-time data, satellite imagery, and smart home technology to provide modernized homeowners insurance. The company's proprietary underwriting platform allows for rapid, highly customized policy quotes while actively mitigating risk through proactive home maintenance alerts. Its competitive advantage lies in its technology-driven customer acquisition model and its focus on reducing loss ratios through preventative home care.

Key Financial Metrics

Price$29.15
Market Cap$723M
P/E (TTM)6.69
P/E (Forward)9.83
Price/Book1.71
Return on Equity29.7%
Debt/Equity0.11x
Gross Margin61.3%
Operating Margin5.9%
Revenue Growth8.9%
Free Cash Flow$107M

Hippo Holdings Inc. operates in the Insurance - Property & Casualty industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Hippo Holdings Inc.’s (HIPO) StockRank?
MoatMap’s StockRank for Hippo Holdings Inc. (HIPO) is 49/100, with a Hold signal. It is a composite of Quality (61), Value (53), and Momentum (29) factor ranks across MoatMap’s 20,000+ stock universe.
Does Hippo Holdings Inc. have an economic moat?
Hippo Holdings Inc. (HIPO) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Hippo Holdings Inc. a buy, hold, or sell?
MoatMap’s current signal for Hippo Holdings Inc. (HIPO) is Hold, based on a StockRank of 49/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Hippo Holdings Inc. in?
Hippo Holdings Inc. (HIPO) operates in the Financial Services sector, specifically the Insurance - Property & Casualty industry (United States).