Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BUSE
BuyFull HouseAPPROVEFirst Busey Corporation · Financial Services · United States · $2.5B · Avg Vol: $20M/d
First Busey clears the calibrated bar. All three legs are above the floor (Q51 V56 M64) and an active buyback provides the required corroboration. Nothing adverse survives the evidence test: the insider buying and selling both round to 0.01% and net to zero rather than net selling, and there is no negative earnings revision. Momentum at M64 is the strongest part of the case.
COMPANY DESCRIPTION
First Busey Corporation is a financial holding company operating Busey Bank, which provides comprehensive commercial and retail banking services, alongside wealth management and trust solutions. The company's competitive moat is built on its strong regional presence in key Midwest and Florida markets, fostering deep community relationships and customer loyalty. Its diversified service offerings and local market expertise provide stable revenue streams and a resilient business model.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 450.1M | 440.7M | 461.4M | 719.6M | 16.9% | 782.9M | 785.3M | 799.9M | 5.4% |
| EPS | 2.32 | 2.21 | 2.01 | 1.49 | -13.7% | 2.45 | 1.58 | 1.61 | 3.8% |
| Shares | 55.3M | 55.2M | 56.9M | 87.6M | +58.5% | 82.6M | — | — | — |
| Debt | 687.9M | 336.2M | 313.6M | 323.1M | -22.3% | 508.7M | — | — | — |
| Equity | 1.1B | 1.3B | 1.4B | 2.5B | 29.2% | — | — | — | — |
| Op CF | 165.8M | 173.4M | 178.3M | 192.6M | 5.1% | 227.7M | — | — | — |
| Inv CF | -290.9M | 551.0M | 657.9M | 1.1B | — | — | — | — | — |
| Fin CF | -483.9M | -232.0M | -858.1M | -1.7B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BUSE are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BUSE | First Busey Corporation(you) | $2.5B | 73 | Buy |
| NBTB | NBT Bancorp Inc. | $2.7B | 74 | Buy |
| NWBI | Northwest Bancshares, Inc. | $2.2B | 73 | Buy |
| BANR | Banner Corporation | $2.4B | 71 | Buy |
| FCF | First Commonwealth Financial Corporation | $2.1B | 72 | Buy |
| SRCE | 1st Source Corporation | $2.1B | 75 | Buy |
| PFS | Provident Financial Services, Inc. | $3.1B | 72 | Buy |
| CUBI | Customers Bancorp, Inc. | $2.7B | 68 | Buy |
| BBT | Beacon Financial Corporation | $2.6B | 68 | Buy |
| GABC | German American Bancorp, Inc. | $1.9B | 72 | Buy |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%