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DCOM

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Dime Commercial Bancshares, Inc. · Financial Services · United States · $1.8B · Avg Vol: $12M/d

68
StockRank
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Q
53
V
40
M
69
P/E (TTM)
14.9x
ROE
8.7%
D/E
0.6x
Dividend %
2.4%

COMPANY DESCRIPTION

Dime Community Bancshares, Inc. operates as a community bank primarily serving the New York metropolitan area, offering a comprehensive suite of commercial and retail banking services. The bank leverages its deep understanding of the local market and long-standing client relationships, with a particular focus on commercial real estate lending, to maintain its competitive position. This regional specialization allows for tailored financial solutions and strong community ties.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue418.0M352.8M314.1M452.9M2.7%439.1M518.1M571.9M12.4%
EPS2.453.732.290.552.36-0.9%2.763.083.9729.7%
Shares38.6M38.8M43.6M43.9M+13.7%44.2M
Debt1.4B1.6B979.3M826.2M-16.0%725.4M
Equity1.2B1.2B1.4B1.5B8.1%
Op CF295.2M90.9M99.1M186.6M-14.2%202.1M
Inv CF-1.3B-214.0M64.1M-69.4M
Fin CF812.6M411.4M662.8M953.3M
Loading 1Y...
PRICE (1Y)-0.7%
39.4540.0240.6041.1741.74Jul 30Aug 20Sep 10
SMA 50SMA 200

Close
$40.51
RSI (14)
52.6
52W High
$41.97
From 52W High
1.0%

SCORE BREAKDOWN

Quality
53
ROIC (ROA)
0.9%*33.3
ROE
8.7%43.5
GP/Assets
2.9%N/A
Op. Margin
44.6%63.4
FCF/Assets
1.1%N/A
Piotroski
685.8
Int. Cover
50.0
D/E Ratio
0.56xN/A
Current Ratio
bankN/A
Value
40
P/E (TTM)
14.9x39.0
EV/EBITDA
bankN/A
P/FCF
10.9xN/A
P/B
1.3x45.1
P/S
4.1x43.0
Div Yield
2.4%32.8
Momentum
69
52W High %
97%82.1
RS 6M
16%80.4
SMA 50/200
1.14x83.0
EPS Rev 4W
+0.7%47.4
EPS Rev 12W
-0.1%36.2
EPS Improve
+58%76.1
Q Growth
17%48.8

FUNDAMENTALS

Market Cap
$1.8B
P/E (Forward)
9.5x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DCOM are excluded.

TickerCompanyMkt CapStockRankSignal
DCOMDime Commercial Bancshares, Inc.(you)$1.8B68Buy
STBAS&T Bancorp, Inc.$1.8B66Buy
OBKOrigin Bancorp, Inc.$1.6B70Buy
QCRHQCR Holdings, Inc.$1.6B65Buy
AMALAmalgamated Financial Corp.$1.5B67Buy
GABCGerman American Bancorp, Inc.$1.9B72Buy
RBCAARepublic Bancorp, Inc.$1.9B62Hold
CNOBConnectOne Bancorp, Inc.$1.6B64Hold
BYByline Bancorp, Inc.$1.7B73Buy
OSBCOld Second Bancorp, Inc.$1.3B67Buy

Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%

Dime Commercial Bancshares, Inc. (DCOM): Stock Score Summary

Dime Commercial Bancshares, Inc. (DCOM) has a MoatMap StockRank of 68/100 based on Quality (53/100), Value (40/100), and Momentum (69/100) factor scores. The current signal is BUY.

Dime Community Bancshares, Inc. operates as a community bank primarily serving the New York metropolitan area, offering a comprehensive suite of commercial and retail banking services. The bank leverages its deep understanding of the local market and long-standing client relationships, with a particular focus on commercial real estate lending, to maintain its competitive position. This regional specialization allows for tailored financial solutions and strong community ties.

Key Financial Metrics

Price$40.51
Market Cap$1.8B
P/E (TTM)14.95
P/E (Forward)9.47
Price/Book1.30
Return on Equity8.7%
Debt/Equity0.56x
Operating Margin44.6%
Revenue Growth12.0%
Dividend Yield2.4%
Free Cash Flow$164M

Dime Commercial Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Dime Commercial Bancshares, Inc.’s (DCOM) StockRank?
MoatMap’s StockRank for Dime Commercial Bancshares, Inc. (DCOM) is 68/100, with a Buy signal. It is a composite of Quality (53), Value (40), and Momentum (69) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Dime Commercial Bancshares, Inc. have an economic moat?
Dime Commercial Bancshares, Inc. (DCOM) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Dime Commercial Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Dime Commercial Bancshares, Inc. (DCOM) is Buy, based on a StockRank of 68/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Dime Commercial Bancshares, Inc. in?
Dime Commercial Bancshares, Inc. (DCOM) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).