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DCOM

BUY

Dime Commercial Bancshares, Inc. · Financial Services · United States · $1.7B · Avg Vol: $14M/d

71
StockRank
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Q
52
V
40
M
72
P/E (TTM)
15.2x
ROE
8.5%
D/E
0.6x
Dividend %
2.5%
Dir. Trades · 180d
−$3.4M →
Buybacks · 180d
None →

COMPANY DESCRIPTION

Dime Community Bancshares, Inc. operates as a community bank primarily serving the New York metropolitan area, offering a comprehensive suite of commercial and retail banking services. The bank leverages its deep understanding of the local market and long-standing client relationships, with a particular focus on commercial real estate lending, to maintain its competitive position. This regional specialization allows for tailored financial solutions and strong community ties.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue—418.0M352.8M314.1M452.9M2.7%427.0M516.2M574.5M12.6%
EPS2.453.732.290.552.36-0.9%2.633.063.9228.9%
Shares—38.6M38.8M43.6M43.9M+13.7%44.1M———
Debt—1.4B1.6B979.3M826.2M-16.0%777.8M———
Equity—1.2B1.2B1.4B1.5B8.1%————
Op CF—295.2M90.9M99.1M186.6M-14.2%169.1M———
Inv CF—-1.3B-214.0M64.1M-69.4M—————
Fin CF—812.6M411.4M662.8M953.3M—————
Loading 1Y...
PRICE (1Y)+0.3%
38.7539.3840.0140.6541.28Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$40.20
RSI (14)
56.0
52W High
$41.37
From 52W High
1.0%

SCORE BREAKDOWN

Quality
52
ROIC (ROA)
0.9%*33.1
ROE
8.5%43.7
GP/Assets
2.8%N/A
Op. Margin
44.1%64.5
FCF/Assets
1.1%N/A
Piotroski
683.6
Int. Cover
—50.0
D/E Ratio
0.56xN/A
Current Ratio
bankN/A
Value
40
P/E (TTM)
15.2x39.7
EV/EBITDA
bankN/A
P/FCF
10.6xN/A
P/B
1.3x44.0
P/S
4.1x45.4
Div Yield
2.5%29.8
Momentum
72
52W High %
97%76.1
RS 6M
16%84.3
SMA 50/200
1.16x89.6
EPS Rev 4W
-0.8%40.8
EPS Rev 12W
-2.1%26.5
EPS Improve
+64%76.7
Q Growth
61%78.2

FUNDAMENTALS

Market Cap
$1.7B
P/E (Forward)
9.2x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of DCOM are excluded.

TickerCompanyMkt CapStockRankSignal
DCOMDime Commercial Bancshares, Inc.(you)$1.7B71BUY
QCRHQCR Holdings, Inc.$1.7B72BUY
CHCOCity Holding Company$2.0B72BUY
AMALAmalgamated Financial Corp.$1.5B71BUY
STBAS&T Bancorp, Inc.$1.9B74BUY
OBKOrigin Bancorp, Inc.$1.7B66BUY
TCBKTriCo Bancshares$1.9B66BUY
RBCAARepublic Bancorp, Inc.$1.8B76BUY
WABCWestamerica Bancorporation$1.4B68BUY
SYBTStock Yards Bancorp, Inc.$2.4B69BUY

Peer medians: ROE 9.5% · P/E 13.9x · Gross margin 100.0%

Dime Commercial Bancshares, Inc. (DCOM) — Stock Score Summary

Dime Commercial Bancshares, Inc. (DCOM) has a MoatMap StockRank of 71/100 based on Quality (52/100), Value (40/100), and Momentum (72/100) factor scores. The current signal is BUY.

Dime Community Bancshares, Inc. operates as a community bank primarily serving the New York metropolitan area, offering a comprehensive suite of commercial and retail banking services. The bank leverages its deep understanding of the local market and long-standing client relationships, with a particular focus on commercial real estate lending, to maintain its competitive position. This regional specialization allows for tailored financial solutions and strong community ties.

Key Financial Metrics

Price$40.20
Market Cap$1.7B
P/E (TTM)15.17
P/E (Forward)9.23
Price/Book1.27
Return on Equity8.5%
Debt/Equity0.56x
Operating Margin44.1%
Revenue Growth18.1%
Dividend Yield2.5%
Free Cash Flow$164M

Dime Commercial Bancshares, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Dime Commercial Bancshares, Inc.’s (DCOM) StockRank?
MoatMap’s StockRank for Dime Commercial Bancshares, Inc. (DCOM) is 71/100, with a Buy signal. It is a composite of Quality (52), Value (40), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does Dime Commercial Bancshares, Inc. have an economic moat?
Dime Commercial Bancshares, Inc. (DCOM) has a Quality factor score of 52/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Dime Commercial Bancshares, Inc. a buy, hold, or sell?
MoatMap’s current signal for Dime Commercial Bancshares, Inc. (DCOM) is Buy, based on a StockRank of 71/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Dime Commercial Bancshares, Inc. in?
Dime Commercial Bancshares, Inc. (DCOM) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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